183 Greenwood St, Gardner MA 01440
Gardner, MA 01440
$449,900
Est. $2,927/month
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About this home
This exceptional 3-unit multi-family property presents a premier investment opportunity in the heart of Gardner. Perfectly situated within walking distance of the vibrant downtown area, residents will enjoy immediate access to a wide array of local amenities, shops, and dining options. The building features a thoughtful layout designed for both functionality and high rental appeal. The first and second floors each offer spacious two-bedroom apartments characterized by comfortable living areas. Notably, the second-floor unit is currently vacant, providing a perfect opportunity for an owner-occupant to move in and enjoy the benefits of house-hacking or for an investor to immediately place a tenant at current market rates. The third floor contains a cozy one-bedroom unit, rounding out the building’s diverse rental offerings. This property’s prime location and versatile configuration make it a standout choice for any portfolio. Open House 6/25 5pm-6:30pm, 6/27 10am-11am and 6/28 12pm-1pm.
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Public Records & Permits
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Recently Sold Nearby
Property History
Market Insights
Property Timeline
Status: Active under contract
Jul 4, 2026
Active → Active Under Contract
Pending Sale
Jul 4, 2026
Offer accepted, sale pending
Back On Market
Jun 17, 2026
Active
Pending Sale
Jun 10, 2026
Offer accepted, sale pending
Listed for Sale
Jun 2, 2026
$449,900
Original listing
Agent: Candor Investment Group
Office: eXp Realty
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 07/04/2026 | 📋 Status: Active under contract | - | - | - | Active → Active Under Contract |
| 07/04/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 06/17/2026 | • Back On Market | - | - | - | Active |
| 06/10/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 06/02/2026 | 🏠 Listed for Sale | $449,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $5,427 | $377,900 |
Financial Details
Annual Property Tax
$5,427
Tax Year 2025
Assessed Value
$377,900
Facts & Features
Home Facts
Type
Residential Income
Style
3 Family - 3 Units Up/Down
Year Built
1922
Living Area
2,779 sq ft
Lot Size
0.28 acres
Stories
3
Bedrooms
5
Full Baths
3
Total Rooms
11
Investment Metrics
Units
3
Unit 1 Rent
$1,750/mo · Y
Unit 2 Rent
$1,750/mo · N
Unit 3 Rent
$1,350/mo · Y
Total Monthly Rent
$4,850/mo
Gross Income
$57,360
Net Operating Income
$57,360
Cap Rate
12.75%
Interior
Heating
None
Cooling
None
Flooring
None
Appliances
None
Fireplace
None
Basement
Walk-out Access, Interior Entry, Unfinished
Laundry
None
Features
None
Exterior
Construction
None
Architecture
None
Roof
Shingle
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Features
Other
Utilities
Electric
Individually Metered
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$5,427
Assessed Value
$377,900
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Buyer/buyers Agent To Do Own Due Diligence. Tenants Utilize The Wide Road Shoulder For Parking With Historically Zero Issues During The Winter Months.
Additional Details
Possession
None
Accepted Financing
Contract
Structure Type
[]
House Color
White
Sq Ft Source
Public Record
Documents
None
County
Worcester
Total market time (incl. prior listings)
39 days
Property Overview
Property Type
3 Family - 3 Units Up/Down
Listing Type
Sale Pending
Year Built
1922
Bedrooms
5
Full Bathrooms
3
Living Area
2,779 sq ft
Total Rooms
11
Stories
3
Levels
3
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,779 sq ft above grade
Display Options
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Interior Features:
Windows:
Basement:
Walk-Out Access, Interior Entry, Unfinished
Laundry:
Security:
Construction & Materials
Year Built:
1922
Structure Type:
Exterior Materials:
Roof:
Shingle
Foundation:
Stone, Brick/Mortar
Stories:
3
Heating, Cooling & Utilities
Heating:
Cooling:
Hot Water:
Oil, Electric
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Sloped
Road Surface:
Parking & Garage
Parking Features:
Other
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$452
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
183 Greenwood St, Gardner MA 01440
Gardner, MA 01440
Listing Information
Listing Agent
Candor Investment Group
Listing Office
eXp Realty LLC
Office Phone
888-854-7493
Agent MLS ID
TM361776
Office MLS ID
AN9457
Listing Data Updated
Sep 1, 2026 11:28 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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