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183 Greenwood St, Gardner MA 01440

Gardner, MA 01440
$449,900
Est. $2,927/month
5
Beds
3
Baths
2,779
Sq Ft
$162
Price/Sq Ft
0.28
Acres
1922
Year Built
44
Days on Market
Pending Listed Jun 2, 2026 • MLS# 73528313 Copied! • Updated Jul 18, 2026

About this home

This exceptional 3-unit multi-family property presents a premier investment opportunity in the heart of Gardner. Perfectly situated within walking distance of the vibrant downtown area, residents will enjoy immediate access to a wide array of local amenities, shops, and dining options. The building features a thoughtful layout designed for both functionality and high rental appeal. The first and second floors each offer spacious two-bedroom apartments characterized by comfortable living areas. Notably, the second-floor unit is currently vacant, providing a perfect opportunity for an owner-occupant to move in and enjoy the benefits of house-hacking or for an investor to immediately place a tenant at current market rates. The third floor contains a cozy one-bedroom unit, rounding out the building’s diverse rental offerings. This property’s prime location and versatile configuration make it a standout choice for any portfolio. Open House 6/25 5pm-6:30pm, 6/27 10am-11am and 6/28 12pm-1pm.

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Recently Sold Nearby

Property History

Market Insights

Property Timeline

📋
Status: Active under contract
Jul 4, 2026
Active → Active Under Contract
Pending Sale
Jul 4, 2026
Offer accepted, sale pending
Back On Market
Jun 17, 2026
Active
Pending Sale
Jun 10, 2026
Offer accepted, sale pending
🏠
Listed for Sale
Jun 2, 2026
$449,900
Original listing
Agent: Candor Investment Group Office: eXp Realty

Tax History

Year Taxes Assessment
2025 $5,427 $377,900

Financial Details

Annual Property Tax
$5,427
Tax Year 2025
Assessed Value
$377,900

Facts & Features

Home Facts

Type Residential Income
Style 3 Family - 3 Units Up/Down
Year Built 1922
Living Area 2,779 sq ft
Lot Size 0.28 acres
Bedrooms 5
Full Baths 3
Total Rooms 11

Investment Metrics

Units 3
Unit 1 Rent $1,750/mo · Y
Unit 2 Rent $1,750/mo · N
Unit 3 Rent $1,350/mo · Y
Total Monthly Rent $4,850/mo
Gross Income $57,360
Net Operating Income $57,360
Cap Rate 12.75%
Heating None
Cooling None
Flooring None
Appliances None
Fireplace None
Basement Walk-out Access, Interior Entry, Unfinished
Laundry None
Features None
Construction None
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Features Other
Electric Individually Metered
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $5,427
Assessed Value $377,900
Fee Includes None
Amenities None
Optional Fee Includes None
Seller Disclosures Buyer/buyers Agent To Do Own Due Diligence. Tenants Utilize The Wide Road Shoulder For Parking With Historically Zero Issues During The Winter Months.
Possession None
Accepted Financing Contract
Structure Type []
House Color White
Sq Ft Source Public Record
Documents None
County Worcester
Total market time (incl. prior listings) 39 days

Property Overview

Property Type
3 Family - 3 Units Up/Down
Listing Type
For Sale
Year Built
1922
Bedrooms
5
Full Bathrooms
3
Living Area
2,779 sq ft
Total Rooms
11
Stories
3
Levels
3

Room Details

Other Floor

Bathroom1
Bedroom5
Bedroom4
Bedroom3
Dining Room
Kitchen
Bathroom2
Bedroom2
Living Room
Bathroom3
Master Bedroom
Office
Family Room
Master Bathroom

Interior Features

Flooring:
Appliances:
Interior Features:
Windows:
Basement: Walk-Out Access, Interior Entry, Unfinished
Laundry:
Security:

Construction & Materials

Year Built: 1922
Structure Type:
Exterior Materials:
Roof: Shingle
Foundation: Stone, Brick/Mortar
Stories: 3

Heating, Cooling & Utilities

Heating:
Cooling:
Hot Water: Oil, Electric
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features: Sloped
Road Surface:

Parking & Garage

Parking Features: Other
School District
Gardner School District local
D
School Safety 2024-25
5.8% Above Average
5.6% Suspensions 0.5% In-School 0.2% Emergency
0.3% above state avg
E

Elementary Schools

2 schools
Wachusett Hills Christian School
2.8 mi
Grades K-08
C-
Gardner Elementary School
1.5 mi | #669 of 824 | Score: 37.5
Improved 96 spots from last year
-20.7 below state avg
1,087 students Diverse
Rising School Diverse Student Body
Grades PK-04
M

Middle Schools

1 school
F
Gardner Middle School
1.6 mi | #338 of 352 | Score: 26.8
Dropped 7 spots from last year
-31.4 below state avg
514 students Diverse
Grades 05-07
H

High Schools

2 schools
C+
Gardner High School
1.6 mi | #239 of 346 | Score: 47.5
Improved 74 spots from last year
-10.7 below state avg
808 students Diverse
15 sports • 820 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 08-12
D
Gardner Academy for Learning and Technology
0.9 mi | #331 of 346 | Score: 26.7
Improved 48 spots from last year
-31.6 below state avg
123 students Diverse
Early College Program Rising School Career Tech Programs
Grades 09-12
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $452
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

183 Greenwood St, Gardner MA 01440

Gardner, MA 01440

Listing Information

Listing Agent Candor Investment Group
Listing Office eXp Realty LLC
Office Phone 888-854-7493
Agent MLS ID TM361776
Office MLS ID AN9457
Listing Data Updated Jul 18, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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