FeaturesBathroom - Full
LevelSecond
181 Rutledge Road, Belmont MA 02478
Belmont, MA 02478
$2,249,000
$2,150,000
Est. $12,775/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
Adjust the payment calculatorTrack this home for price, status, and open-house alerts.
About this home
Belmont Hill has always been a special place to call home, and this spacious, multi-level property fits right in. Surrounded by beautiful gardens and a peaceful setting, this is a home with character, interesting spaces, and a floor plan that offers more flexibility than you might expect. Step inside and you'll immediately notice the graceful arched openings that connect the rooms while giving each its own personality. The living room is a favorite, with its fireplace and library-like atmosphere. Imagine a wall of books, a comfortable chair, and a quiet afternoon. Just beyond is a relaxed family room, perfect for movie nights, watching the game, or simply having a separate place to unwind. The dining room features charming built-ins and connects to an oversized kitchen with wonderful views of the backyard. There's plenty of space for cooking, gathering, and enjoying everyday meals. What makes this home particularly appealing is the bedroom layout. Three bedrooms are located on the main level, including one with its own private bath, while the other two share a family bathroom. Upstairs, the primary suite enjoys an entire level of privacy, complete with a generous closet and en-suite bath. It's a terrific arrangement for anyone who appreciates having a little separation between living spaces. The finished lower level adds another dimension, with a spacious playroom or media room, laundry, and a half bath. Whether you need room for hobbies, exercise, or entertaining, there's plenty of flexibility. And then there's the backyard! Beautiful gardens surround a lovely patio, creating a wonderful setting for outdoor dinners, morning coffee, or simply enjoying the peaceful surroundings. The combination of architectural charm, comfortable gathering spaces, and multiple levels of living makes this home anything but ordinary. Add the desirable Belmont Hill location, and you have a property with so much to offer. Come see how easily this home could work for you!
View in the App
Save this property, schedule tours instantly, and get alerts when the price drops
Scan with phone
Public Records & Permits
Log in to view assessor & tax records, ownership history, and recent building permits for this property.
BMN Estimate
Get the number an algorithm can't give you
A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.
Recently Sold Nearby
Price & Status History
Market Insights
2
Price Changes
17.7%
Price Range
1
Previous Sales
Property Timeline
Price Reduced
Oct 12, 2026
$2,150,000
$49,000
(-2.23%)
From $2,199,000 to $2,150,000 (-2.2%)
Showing Instructions Updated
Oct 5, 2026
New showing requirements
Price Reduced
Aug 27, 2026
$2,199,000
$50,000
(-2.22%)
From $2,249,000 to $2,199,000 (-2.2%)
Listed for Sale
Jun 17, 2026
$2,249,000
Original listing
Agent: Beth Sager Group
Office: Keller Williams Realty Boston Northwest
Previous Transaction - MLS #73081178
Full transaction history available when tracking began
Previously Sold
Jun 8, 2023
$1,850,000
MLS #73081178
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/12/2026 | ↓ Price Reduced | $2,150,000 | $49,000 | - | From $2,199,000 to $2,150,000 (-2.2%) |
| 10/05/2026 | 👁️ Showing Instructions Updated | - | - | - | New showing requirements |
| 08/27/2026 | ↓ Price Reduced | $2,199,000 | $50,000 | - | From $2,249,000 to $2,199,000 (-2.2%) |
| 06/17/2026 | 🏠 Listed for Sale | $2,249,000 | - | - | Original listing |
| 06/08/2023 | 🏷️ Previously Sold | $1,850,000 | - | - | MLS #73081178 |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $20,445 | $1,795,000 |
Financial Details
Annual Property Tax
$20,445
Tax Year 2025
Assessed Value
$1,795,000
Facts & Features
2 Car Garage
Central AC
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1949
Living Area
4,357 sq ft
Lot Size
0.44 acres
Bedrooms
4
Full Baths
3
Half Baths
2
Total Rooms
10
Interior
Heating
Natural Gas, Fireplace(s)
Cooling
Central Air
Flooring
Flooring - Vinyl
Appliances
Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace
Living Room
Fireplaces
2
Basement
Full, Finished, Interior Entry, Garage Access, Sump Pump
Laundry
In Basement
Features
Bathroom - Full, Bathroom - Half, Play Room, Media Room, Bathroom
Exterior
Construction
None
Architecture
None
Roof
None
Features
Patio
Pool
None
Spa
None
Fencing
None
Patio/Porch
Patio
Parking
Garage Spaces
2
Has Garage
Yes
Features
Attached, Paved Drive
Total Spaces
8
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range
Financial
Annual Tax
$20,445
Assessed Value
$1,795,000
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
None
Exclusions
2 Refrigerators In The Basement, Statue In The Backyard Along With Pedestal
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Measured
Sq Ft Disclosures
Square footage approximate
Documents
None
County
Middlesex
Total market time (incl. prior listings)
134 days
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1949
Bedrooms
4
Full Bathrooms
3
Half Bathrooms
2
Living Area
4,357 sq ft
Total Rooms
10
Levels
Multi/Split
Floor Layout
Interactive room guide
Floor Layout
Finished Area
3,085 sq ft above grade
1,272 sq ft below grade
Dimensions18 x 16
FeaturesBathroom - Full, Walk-In Closet(s), Flooring - Hardwood
LevelSecond
Dimensions14 x 16
FeaturesFlooring - Hardwood, Stainless Steel Appliances, Gas Stove
LevelMain,First
Dimensions12 x 16
FeaturesBathroom - Full, Closet, Flooring - Hardwood
LevelFirst
Dimensions12 x 11
FeaturesCloset, Flooring - Hardwood
LevelFirst
Dimensions12 x 12
FeaturesCloset, Flooring - Hardwood
LevelFirst
FeaturesBathroom - Half
LevelFirst
FeaturesBathroom - Full
LevelFirst
Dimensions14 x 14
FeaturesFlooring - Hardwood
LevelMain,First
Dimensions18 x 17
FeaturesFlooring - Hardwood
LevelMain,First
Dimensions22 x 15
FeaturesFlooring - Hardwood
LevelMain,First
FeaturesYes
Display Options
Outdoor Areas
Patio & porchPatio
Room Markers
KKitchen (1)
BRBedroom (4)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Flooring - Vinyl
Appliances:
Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Bathroom - Full, Bathroom - Half, Play Room, Media Room, Bathroom
Windows:
Basement:
Full, Finished, Interior Entry, Garage Access, Sump Pump
Laundry:
In Basement
Security:
Construction & Materials
Year Built:
1949
Structure Type:
Exterior Materials:
Roof:
Foundation:
Block
Utilities & Systems
Heating:
Natural Gas, Fireplace(s)
Heating Zones:
6
Cooling:
Central Air
Cooling Zones:
1
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio
Patio & Porch:
Patio
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Garage Spaces:
2
Garage Type:
Attached
Total Parking Spaces:
8
Parking Features:
Attached, Paved Drive
Special Features
Fireplaces:
2
Fireplace Type:
Living Room
Community Amenities:
Nearby Schools
School District
Belmont School District local
A+
School Safety
2024-25
0.6%
Low
0.6%
Suspensions
0.8%
In-School
4.9% below state avg
Elementary Schools
3 schools
A
Brackett School
0.3 mi
|
#119 of 825
|
Score: 58.2
Dropped 6 spots from last year
+0 above state avg
380 students
Diverse
Strong Attendance
Grades K-05
A+
Cyrus E Dallin School
0.8 mi
|
#38 of 825
|
Score: 63.1
Improved 182 spots from last year
+4.9 above state avg
373 students
Diverse
Rising School
Strong Attendance
Grades K-05
A+
Winn Brook School
0.9 mi
|
#59 of 825
|
Score: 61.4
Improved 20 spots from last year
+3.2 above state avg
280 students
Diverse
Rising School
Diverse Student Body
Strong Attendance
Grades K-03
Middle Schools
3 schools
A+
Ottoson Middle School
0.9 mi
|
#4 of 352
|
Score: 65.7
Improved 13 spots from last year
+7.5 above state avg
977 students
Diverse
Strong Attendance
Grades 07-08
A+
Belmont Middle School
1.1 mi
|
#16 of 352
|
Score: 62.1
Dropped 14 spots from last year
+3.9 above state avg
727 students
Diverse
Strong Attendance
Grades 07-08
A+
Gibbs School
1.6 mi
|
#32 of 352
|
Score: 59.9
Improved 7 spots from last year
+1.7 above state avg
480 students
Diverse
Strong Attendance
Grades 06
High Schools
3 schools
Belmont Hill School
0.3 mi
Grades 07-12
Le Sallay Studies
0.8 mi
Grades 06-12
A+
Belmont High School
1.2 mi
|
#11 of 346
|
Score: 75.4
Dropped 1 spots from last year
+17.2 above state avg
1,498 students
Diverse
21 sports
• 2,714 athletes
Strong AP Program
High Graduation Rate
College Ready Curriculum
Strong Athletics
Grades 09-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$1,704
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
Loading map...
Neighborhood
181 Rutledge Road, Belmont MA 02478
Belmont, MA 02478
Listing Information
Listing Agent
Beth Sager Group
Listing Office
Keller Williams Realty Boston Northwest
Office Phone
781-862-2800
Agent MLS ID
TM325032
Office MLS ID
AN2627
Listing Data Updated
Oct 29, 2026 4:25 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
Contact Us
Ask about this property — free, no obligation.
Similar Homes for Sale
Comparable Properties
Customize Comparable Search
Finding comparable properties...
Loading market insights for Belmont.