18 Steele St, Worcester MA 01607
Worcester, MA 01607
$699,000
Est. $4,246/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
This is a unicorn: three units, a two-story barn with two garage bays, on approximately 1.95 acres in Worcester — a combination unmatched in Worcester's three-family stock. A rare owner-occupant opportunity in this price range — or hold it as a full investment. Possible ADU conversion of the barn and additional development potential (buyer to verify with the City) add further upside. This architecturally charming three-family has been substantially improved, including a fully renovated third-floor unit with dedicated mini-split heating and cooling. Fruit trees, gardens, and open land pair with real investment fundamentals in one rare package. Located in Quinsigamond Village, near Greenwood Park's playground, spray park, and sports courts, with convenient access to Route 20, I-290, and the Mass Pike for commuters, in a neighborhood with local shops and restaurants.
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Recently Sold Nearby
Property History
Market Insights
Property Timeline
Status: Active under contract
Aug 22, 2026
Active → Active Under Contract
Pending Sale
Aug 17, 2026
Offer accepted, sale pending
Listed for Sale
Jul 30, 2026
$699,000
Original listing
Agent: Michael Barbera
Office: BA Property & Lifestyle Advisors
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/22/2026 | 📋 Status: Active under contract | - | - | - | Active → Active Under Contract |
| 08/17/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 07/30/2026 | 🏠 Listed for Sale | $699,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $6,137 | $465,300 |
Financial Details
Annual Property Tax
$6,137
Tax Year 2025
Assessed Value
$465,300
Facts & Features
2 Car Garage
Home Facts
Type
Residential Income
Style
3 Family
Year Built
1890
Living Area
2,425 sq ft
Lot Size
1.95 acres
Stories
3
Bedrooms
6
Full Baths
3
Total Rooms
12
Investment Metrics
Units
3
Unit 1 Rent
$1,575/mo · N
Unit 2 Rent
$1,400/mo · Y
Unit 3 Rent
$1,675/mo · Y
Total Monthly Rent
$4,650/mo
Gross Income
$55,800
Net Operating Income
$41,586
Operating Expenses
$14,214
Water/Sewer Expense
$1,600
Electric Expense
$886
Insurance Expense
$3,200
Cap Rate
5.95%
Interior
Heating
None
Cooling
None
Flooring
None
Appliances
None
Fireplace
None
Basement
None
Laundry
None
Features
Living Room, Kitchen
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
Fruit Trees, Garden
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch
Parking
Garage Spaces
2
Has Garage
Yes
Features
Paved Drive, Off Street, Paved
Total Spaces
10
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$6,137
Assessed Value
$465,300
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Yes
Seller Disclosures
Some Operating Expenses Estimated. Square Footage Derived From Public Record And Construction Plans; Buyer And Buyers Agent To Verify. See Lead Paint Disclosure.
Exclusions
Tenants Personal Property.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Other
Sq Ft Disclosures
SF derived from public record and construction plans, buyer/ BA to verify. Frontage approximate
Documents
None
County
Worcester
Total market time (incl. prior listings)
36 days
Property Overview
Property Type
3 Family
Listing Type
Sale Pending
Year Built
1890
Bedrooms
6
Full Bathrooms
3
Living Area
2,425 sq ft
Total Rooms
12
Stories
3
Levels
3
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,425 sq ft above grade
Display Options
Outdoor Areas
Patio & porchPorch
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Interior Features:
Living Room, Kitchen
Windows:
Basement:
Laundry:
Security:
Construction & Materials
Year Built:
1890
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Stone
Stories:
3
Heating, Cooling & Utilities
Heating:
Cooling:
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Fruit Trees, Garden
Patio & Porch:
Porch
Fencing:
Other Structures:
Shed(s), Barn/Stable
Lot Features:
Road Frontage:
120.00 ft
Road Surface:
Parking & Garage
Garage Spaces:
2
Total Parking Spaces:
10
Parking Features:
Paved Drive, Off Street, Paved
Nearby Schools
School District
Worcester School District local
C-
Where Graduates Go
Class of 2021
51%
attend college
35%
4-Year
16%
2-Year
4%
Out of State
4%
Working
School Safety
2024-25
4.1%
Above Average
3.3%
Suspensions
1.7%
In-School
0.8%
Emergency
1.4% below state avg
Elementary Schools
10 schools
F
Quinsigamond School
0.4 mi
|
#792 of 825
|
Score: 29.2
Dropped 54 spots from last year
-29 below state avg
731 students
Diverse
Diverse Student Body
Grades PK-06
D
Vernon Hill School
1.0 mi
|
#786 of 825
|
Score: 29.6
Dropped 43 spots from last year
-28.6 below state avg
535 students
Diverse
Diverse Student Body
Grades PK-06
Center for Applied Behavioral Instruction
1.0 mi
Grades K-12
Seven Hills Foundation
1.3 mi
Grades K-12
C-
Canterbury School
1.5 mi
|
#747 of 825
|
Score: 32.8
Improved 62 spots from last year
-25.4 below state avg
307 students
Diverse
Rising School
Diverse Student Body
Grades PK-06
C-
Learning First Charter Public School
1.5 mi
|
#292 of 352
|
Score: 32.3
Improved 40 spots from last year
-25.9 below state avg
666 students
Diverse
Rising School
Grades K-08
F
Union Hill School
1.6 mi
|
#815 of 825
|
Score: 25.0
Dropped 19 spots from last year
-33.2 below state avg
383 students
Diverse
Grades K-06
C-
Goddard School/Science Technical
1.8 mi
|
#707 of 825
|
Score: 35.1
Improved 13 spots from last year
-23.1 below state avg
334 students
Diverse
Grades PK-06
C-
Jacob Hiatt Magnet School
2.0 mi
|
#693 of 825
|
Score: 36.3
Dropped 138 spots from last year
-21.9 below state avg
362 students
Diverse
Diverse Student Body
Grades PK-06
F
Grafton Street School
2.0 mi
|
#796 of 825
|
Score: 28.9
Improved 3 spots from last year
-29.3 below state avg
438 students
Diverse
Diverse Student Body
Grades K-06
Middle Schools
6 schools
The Nativity School of Worcester
3.1 mi
Grades 05-08
Worcester SDA School
4.2 mi
Grades 01-08
C-
Worcester East Middle School
1.8 mi
|
#302 of 352
|
Score: 31.5
Improved 51 spots from last year
-26.7 below state avg
781 students
Diverse
Rising School
Diverse Student Body
Grades 06-08
B
Sullivan Middle School
3.2 mi
|
#156 of 352
|
Score: 44.0
Improved 29 spots from last year
-14.2 below state avg
954 students
Diverse
Rising School
Diverse Student Body
Grades 06-08
C+
Forest Grove Middle School
4.0 mi
|
#230 of 352
|
Score: 38.2
Improved 90 spots from last year
-20 below state avg
938 students
Diverse
Rising School
Diverse Student Body
Grades 07-08
C+
Burncoat Middle School
4.8 mi
|
#231 of 352
|
Score: 38.0
Improved 50 spots from last year
-20.2 below state avg
679 students
Diverse
Rising School
Diverse Student Body
Grades 07-08
High Schools
10 schools
Worcester Alternative High School
1.1 mi
36 students
Diverse
Diverse Student Body
Grades 07-12
Saint Paul Diocesan Junior/Senior High School
1.2 mi
Grades 07-12
Worcester Academy
1.6 mi
Grades 06-12
C-
University Park Campus School
1.8 mi
|
#286 of 346
|
Score: 42.8
Dropped 9 spots from last year
-15.4 below state avg
224 students
Diverse
Early College Program
College Ready Curriculum
Grades 07-12
B+
Claremont Academy
2.0 mi
|
#9 of 25
|
Score: 37.3
Improved 317 spots from last year
-20.9 below state avg
451 students
Moderate
10 sports
• 216 athletes
Early College Program
Rising School
College Ready Curriculum
Grades 07-12
Notre Dame Academy
4.0 mi
Grades 07-12
C-
North High School
2.8 mi
|
#299 of 346
|
Score: 38.8
Improved 28 spots from last year
-19.4 below state avg
1,377 students
Diverse
14 sports
• 498 athletes
Early College Program
Rising School
Career Tech Programs
College Ready Curriculum
Grades 09-12
B-
Doherty Memorial High School
2.9 mi
|
#199 of 346
|
Score: 52.3
Improved 22 spots from last year
-5.9 below state avg
1,756 students
Very Diverse
19 sports
• 1,302 athletes
Early College Program
Rising School
Career Tech Programs
College Ready Curriculum
Grades 09-12
A+
Massachusetts Academy of Math and Science at WPI
3.3 mi
|
#2 of 346
|
Score: 91.7
Same rank as last year
98 students
Moderate
Strong AP Program
College Ready Curriculum
Strong Attendance
Grades 11-12
B
South High Community School
3.4 mi
|
#169 of 346
|
Score: 54.3
Improved 64 spots from last year
-3.9 below state avg
1,770 students
Diverse
19 sports
• 1,056 athletes
Early College Program
Rising School
Career Tech Programs
College Ready Curriculum
Grades 09-12
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Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$511
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
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Current Rate
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+0.5% Rate
$0/mo
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
18 Steele St, Worcester MA 01607
Worcester, MA 01607
Listing Information
Listing Agent
Michael Barbera
Listing Office
BA Property & Lifestyle Advisors
Office Phone
508-852-4227
Agent MLS ID
K8000356
Office MLS ID
AN7401
Listing Data Updated
Sep 4, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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