18 Knowlton St, Gardner MA 01440
Gardner, MA 01440
$439,999
Est. $2,664/month
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About this home
Fully gut-renovated multi-family with permitted 2021 renovation — this property underwent a comprehensive top-to-bottom renovation completed under full permit in 2021, including brand-new boilers, all-new plumbing, and all-new electrical systems throughout. Every kitchen was fully renovated with new cabinetry and new appliances. The property has been professionally managed and well-maintained since renovation. Currently tenant-occupied at will; the first-floor unit will be delivered vacant at closing — ideal for an owner-occupant or investor seeking immediate income with upside. Don't miss this turnkey opportunity in a renovated, low-maintenance asset.
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Public Records & Permits
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Aug 13, 2026
$439,999
Original listing
Agent: Olivia Grabka
Office: Realty Negotiations, LLC
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/13/2026 | 🏠 Listed for Sale | $439,999 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $2,868 | $208,300 |
Financial Details
Annual Property Tax
$2,868
Tax Year 2026
Assessed Value
$208,300
Facts & Features
Home Facts
Type
Residential Income
Style
Multi Family
Year Built
1895
Living Area
1,838 sq ft
Lot Size
0.10 acres
Stories
2
Bedrooms
4
Full Baths
2
Total Rooms
10
Investment Metrics
Units
2
Unit 1 Rent
$1,600/mo · N
Unit 2 Rent
$1,600/mo · N
Total Monthly Rent
$3,200/mo
Gross Income
$38,400
Net Operating Income
$38,400
Cap Rate
8.73%
Interior
Heating
None
Cooling
None
Flooring
None
Appliances
None
Fireplace
None
Basement
None
Laundry
None
Features
None
Exterior
Construction
Frame
Architecture
None
Roof
Slate
Features
Balcony
Pool
None
Spa
None
Fencing
None
Patio/Porch
Enclosed
Parking
Features
Paved Drive, Off Street
Total Spaces
6
Utilities
Electric
220 Volts
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$2,868
Assessed Value
$208,300
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Listing Agent Is The Property Owner.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Worcester
Property Overview
Property Type
Multi Family
Listing Type
For Sale
Year Built
1895
Bedrooms
4
Full Bathrooms
2
Living Area
1,838 sq ft
Total Rooms
10
Stories
2
Levels
2
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,838 sq ft above grade
Display Options
Outdoor Areas
Patio & porchEnclosed
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Interior Features:
Windows:
Basement:
Laundry:
Security:
Construction & Materials
Year Built:
1895
Structure Type:
Exterior Materials:
Frame
Roof:
Slate
Foundation:
Other
Stories:
2
Heating, Cooling & Utilities
Heating:
Cooling:
Hot Water:
Natural Gas
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Balcony
Patio & Porch:
Enclosed
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Total Parking Spaces:
6
Parking Features:
Paved Drive, Off Street
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$239
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
18 Knowlton St, Gardner MA 01440
Gardner, MA 01440
Listing Information
Listing Agent
Olivia Grabka
Listing Office
Realty Negotiations, LLC
Office Phone
978-406-5134
Agent MLS ID
CN240157
Office MLS ID
AN5614
Listing Data Updated
Aug 13, 2026 2:48 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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