18 Jonathan, Ayer MA 01432

Ayer, MA 01432
$574,900
Est. $3,467/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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3
Beds
2
Baths
1,810
Sq Ft
$318
Price/Sq Ft
0.33
Acres
1965
Year Built
4
Parking
11 hours 41 minutes
Time on Market
For Sale Open House Listed Sep 11, 2026 • MLS# 73576023 Copied! • Updated Sep 11, 2026

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Open House Schedule

13
Sep
Sunday, September 13
10:00 AM - 12:00 PM EDT

About this home

Truly lovely, spacious traditional cape in a fabulous "closed loop" neighborhood. This cape has it all: big kitchen with quartz countertops, living room with fireplace and hardwood floors, formal dining room with sliders to a 3 season porch (could also be a 4th bedroom), a pretty and updated full bath, and a generous main bedroom. Upstairs is dormered for another full bath and has 2 large bedrooms. Basement has a ton of storage and a great big finished room, perfect for a "get away" office. Outside has a shed, a huge deck, and a very pretty yard, complete with bearing fruit trees. This is a really nice family neighborhood, and you could be living here in time for all the trick or treaters!

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Sep 11, 2026
$574,900
Original listing
Agent: Cheryl Cowley Office: Cowley Associates

Tax History

Year Taxes Assessment
2026 $4,314 $360,700

Financial Details

Annual Property Tax
$4,314
Tax Year 2026
Assessed Value
$360,700

Facts & Features

Central AC

Home Facts

Type Residential
Style Single Family Residence
Year Built 1965
Living Area 1,810 sq ft
Lot Size 0.33 acres
Bedrooms 3
Full Baths 2
Total Rooms 6

Interior

Heating Central, Heat Pump, Natural Gas
Cooling Central Air, Heat Pump
Flooring Hardwood, Flooring - Stone/ceramic Tile
Appliances None
Fireplace Living Room
Fireplaces 1
Basement Full, Partially Finished
Laundry Flooring - Stone/ceramic Tile, In Basement
Features Office

Exterior

Construction Frame
Architecture Cape
Roof Shingle
Features Porch - Enclosed, Deck, Storage, Fruit Trees
Pool None
Spa None
Fencing None
Patio/Porch Porch - Enclosed, Deck
Features Paved Drive, Paved
Total Spaces 4
Electric None
Water Public
Sewer Public Sewer
Gas None
Other None
Annual Tax $4,314
Assessed Value $360,700
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures None
Possession None
Accepted Financing Contract
Structure Type []
Sq Ft Source Owner
Documents None
County Middlesex

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1965
Bedrooms
3
Full Bathrooms
2
Living Area
1,810 sq ft
Total Rooms
6

Floor Layout

Interior Features

Flooring: Hardwood, Flooring - Stone/Ceramic Tile
Appliances:
Interior Features: Office
Windows:
Basement: Full, Partially Finished
Laundry: Flooring - Stone/Ceramic Tile, In Basement
Security:

Construction & Materials

Style: Cape
Year Built: 1965
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Central, Heat Pump, Natural Gas
Cooling: Central Air, Heat Pump
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch - Enclosed, Deck, Storage, Fruit Trees
Patio & Porch: Porch - Enclosed, Deck
Fencing:
Other Structures:
Lot Features: Level
Road Surface:

Parking & Garage

Total Parking Spaces: 4
Parking Features: Paved Drive, Paved

Special Features

Fireplaces: 1
Fireplace Type: Living Room
Community Amenities: Public Transportation, Shopping, Bike Path
School District
Ayer-Shirley School District local
C+
E

Elementary Schools

3 schools
C+
Page Hilltop Elementary School
0.6 mi | #552 of 825 | Score: 42.9
Dropped 69 spots from last year
-15.3 below state avg
513 students Diverse
Grades PK-05
Groton Community School
2.1 mi
Grades PK-K
Seven Hills School
2.8 mi
Grades PK-12
M

Middle Schools

2 schools
B
Ayer Shirley Regional Middle School
3.2 mi | #163 of 352 | Score: 43.2
Improved 17 spots from last year
-15 below state avg
396 students Moderate
Grades 06-08
A
Groton Dunstable Regional Middle School
3.5 mi | #70 of 352 | Score: 53.1
Improved 15 spots from last year
-5.1 below state avg
724 students Moderate
Strong Attendance
Grades 05-08
H

High Schools

3 schools
B
Ayer Shirley Regional High School
0.6 mi | #164 of 346 | Score: 54.6
Dropped 57 spots from last year
-3.6 below state avg
386 students Diverse
18 sports • 956 athletes
High Graduation Rate College Ready Curriculum Strong Athletics
Grades 09-12
Groton School
1.7 mi
Grades 08-12
B+
Francis W. Parker Charter Essential
1.9 mi | #121 of 346 | Score: 59.1
Dropped 55 spots from last year
+0.9 above state avg
395 students Moderate
Strong AP Program High Graduation Rate College Ready Curriculum
Grades 07-12
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $360
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

18 Jonathan, Ayer MA 01432

Ayer, MA 01432

Listing Information

Listing Agent Cheryl Cowley
Listing Office Cowley Associates
Office Phone 978-486-3231
Agent MLS ID D0005276
Office MLS ID D21001
Listing Data Updated Sep 11, 2026 7:09 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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