172 Middle St # 501, Lowell MA 01852
Lowell, MA 01852
$290,000
Est. $2,286/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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Open House Schedule
13
Sep
Sunday, September 13
1:00 PM - 2:30 PM EDT
About this home
Welcome to The Ayer Lofts, a unique historic condominium in the heart of downtown Lowell, located on charming Cobblestone Street. This inviting loft offers character and modern comfort, with exposed brick walls and wood beams creating a warm, distinctive feel. Enjoy all new flooring throughout, along with an updated kitchen featuring new stainless steel appliances and an updated bath with fresh, modern touches. An in-unit storage closet provides added convenience. The condo fee includes water and sewer, along with laundry facilities and an elevator. This pet-friendly complex is ideally located close to highways, shops, restaurants, entertainment, and all that downtown Lowell has to offer. Come experience the charm and convenience of The Ayer Lofts!
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Recently Sold Nearby
Property History
Market Insights
13.8%
Price Range
1
Previous Sales
Property Timeline
Listed for Sale
Sep 11, 2026
$290,000
Original listing
Agent: Dianna Doherty
Office: RE/MAX Innovative Properties
Previous Transaction - MLS #72919297
Full transaction history available when tracking began
Previously Sold
Dec 29, 2021
$250,000
MLS #72919297
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/11/2026 | 🏠 Listed for Sale | $290,000 | - | - | Original listing |
| 12/29/2021 | 🏷️ Previously Sold | $250,000 | - | - | MLS #72919297 |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $3,358 | $292,500 |
Financial Details
Annual Property Tax
$3,358
Tax Year 2025
HOA Fee
$340
Monthly
Assessed Value
$292,500
Facts & Features
Home Facts
Type
Residential
Style
Condominium
Year Built
1880
Living Area
811 sq ft
Stories
1
Bedrooms
1
Full Baths
1
Total Rooms
2
Interior
Heating
Heat Pump, Electric
Cooling
Heat Pump, Fan Coil
Flooring
None
Appliances
Range, Dishwasher, Microwave, Refrigerator
Fireplace
None
Basement
N
Laundry
In Building
Features
None
Exterior
Construction
Brick
Architecture
None
Roof
Rubber
Features
City View(s)
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Features
None
Utilities
Electric
Circuit Breakers
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range
Financial
Annual Tax
$3,358
Assessed Value
$292,500
HOA & Community
HOA Fee
$340 Monthly
Fee Includes
Water, Sewer, Insurance, Maintenance Structure, Maintenance Grounds, Snow Removal, Trash, Reserve Funds
Amenities
Laundry, Elevator(s)
Optional Fee Includes
None
Pets
Yes w/ Restrictions
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Parking On Street Or Monthly Pass At Market St Garage
Additional Details
Possession
None
Accepted Financing
None
Structure Type
["Garden"]
Unit/Building
501
Sq Ft Source
Public Record
Documents
None
County
Middlesex
Property Overview
Property Type
Condominium
Listing Type
For Sale
Year Built
1880
Bedrooms
1
Full Bathrooms
1
Living Area
811 sq ft
Total Rooms
2
Stories
1
Entry Level
5
Floor Layout
Interactive room guide
Floor Layout
Finished Area
811 sq ft above grade
Dimensions16 x 7
Dimensions9 x 7
FeaturesBathroom - Full
Dimensions14 x 14
Dimensions25 x 14
Dimensions11 x 8
FeaturesNo
Display Options
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Range, Dishwasher, Microwave, Refrigerator
Interior Features:
Windows:
Basement:
N
Laundry:
In Building
Security:
Intercom, TV Monitor
Construction & Materials
Year Built:
1880
Structure Type:
Garden
Exterior Materials:
Brick
Roof:
Rubber
Foundation:
Stories:
1
Heating, Cooling & Utilities
Heating:
Heat Pump, Electric
Cooling:
Heat Pump, Fan Coil
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
City View(s)
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Parking Features:
Special Features
View:
Yes
View Type:
City
Community Amenities:
Public Transportation, Shopping, Highway Access, T-Station
Nearby Schools
School District
Lowell School District local
C-
School Safety
2024-25
3.0%
Above Average
2.8%
Suspensions
0.8%
In-School
0.2%
Emergency
2.5% below state avg
Elementary Schools
10 schools
Hellenic American Academy
0.2 mi
Grades PK-08
B
Lowell Community Charter Public School
0.3 mi
|
#154 of 352
|
Score: 44.1
Improved 33 spots from last year
-14.2 below state avg
815 students
Diverse
Rising School
Diverse Student Body
Strong Attendance
Grades PK-08
St. Patrick School and Educational Center
0.4 mi
Grades PK-08
B
Rogers STEM Academy
0.5 mi
|
#8 of 16
|
Score: 34.3
Improved 265 spots from last year
-23.9 below state avg
895 students
Diverse
Rising School
Diverse Student Body
Grades K-08
Immaculate Conception School
0.6 mi
Grades PK-08
St. Michael Elementary School
0.7 mi
Grades PK-08
St. Louis Elementary School
0.8 mi
Grades PK-08
Lowell Youth Treatment Center
0.8 mi
Grades 01-12
C
Bartlett Community Partnership School
0.8 mi
|
#270 of 352
|
Score: 34.7
Improved 16 spots from last year
-23.5 below state avg
488 students
Diverse
Diverse Student Body
Grades PK-08
St. Jeanne D'Arc Elementary School
1.2 mi
Grades PK-08
Middle Schools
7 schools
B-
Kathryn P. Stoklosa Middle School
0.7 mi
|
#199 of 352
|
Score: 40.7
Improved 17 spots from last year
-17.5 below state avg
608 students
Diverse
Diverse Student Body
Grades 05-08
C-
Henry J Robinson Middle School
1.1 mi
|
#288 of 352
|
Score: 32.7
Improved 31 spots from last year
-25.5 below state avg
580 students
Diverse
Rising School
Diverse Student Body
Grades 05-08
Laura Lee Therapeutic Day School
1.4 mi
15 students
Diverse
Grades 01-08
C
Benjamin F. Butler Middle School
1.4 mi
|
#260 of 352
|
Score: 35.7
Dropped 4 spots from last year
-22.5 below state avg
488 students
Diverse
Diverse Student Body
Grades 05-08
C
James Sullivan Middle School
1.6 mi
|
#267 of 352
|
Score: 34.9
Improved 38 spots from last year
-23.3 below state avg
606 students
Diverse
Rising School
Diverse Student Body
Grades 05-08
B+
James S Daley Middle School
1.9 mi
|
#128 of 352
|
Score: 46.6
Improved 47 spots from last year
-11.6 below state avg
686 students
Diverse
Rising School
Diverse Student Body
Grades 05-08
C+
Dr. An Wang School
1.9 mi
|
#249 of 352
|
Score: 36.2
Improved 44 spots from last year
-22 below state avg
669 students
Very Diverse
Rising School
Diverse Student Body
Grades 05-08
High Schools
4 schools
F
Lowell Middlesex Academy Charter School
0.1 mi
|
#337 of 346
|
Score: 22.3
Improved 9 spots from last year
-35.9 below state avg
124 students
Diverse
College Ready Curriculum
Diverse Student Body
Grades 09-12
Old Colony Y Lowell Revocation Program
0.3 mi
Grades 09-12
F
The Career Academy
0.9 mi
|
#25 of 25
|
Score: 18.1
Improved 363 spots from last year
-40.1 below state avg
108 students
Diverse
Rising School
Diverse Student Body
Grades 09-12
D
Leblanc Therapeutic Day School
1.5 mi
|
#376 of 346
|
Score: 32.8
Same rank as last year
31 students
Diverse
Diverse Student Body
Grades 09-12
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Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$280
Homeowners Insurance
$200
HOA Fee
$340/mo
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
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Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
172 Middle St # 501, Lowell MA 01852
Lowell, MA 01852
Listing Information
Listing Agent
Dianna Doherty
Listing Office
RE/MAX Innovative Properties
Office Phone
978-851-3030
Agent MLS ID
D9500135
Office MLS ID
AN8200
Listing Data Updated
Sep 10, 2026 8:21 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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