FeaturesCountertops - Stone/Granite/Solid, Kitchen Island, Open Floorplan, Flooring - Concrete
LevelThird
172 Middle St # 306, Lowell MA 01852
Lowell, MA 01852 • Downtown
$274,900
Est. $2,150/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Experience loft-style, single-level living in this stunning Ayer Lofts condo, ideally located on a historic cobblestone street in the heart of downtown Lowell. This spacious studio, one-bath home blends authentic industrial character with modern updates, featuring soaring ceilings, exposed beams, polished concrete floors, oversized windows that fill the space with natural light. The open-concept layout is perfect for both everyday living and entertaining. The modern kitchen offers white cabinets, stainless steel appliances, and new quartz countertops. The professionally managed, pet-friendly building includes an elevator and a unique art gallery in the lobby, adding to its distinctive charm. This Condo Association has one of the lowest condo fees. Enjoy an unbeatable location just steps from restaurants, coffee shops, theaters, galleries, the Lowell Auditorium, Tsongas Center, UMass Lowell, and the MBTA commuter rail. Explore scenic river walks through Lowell National Historical Park, browse unique shops, and experience year-round cultural events, including the Lowell Folk Festival and Winterfest. You will appreciate easy access to Routes 3, 93, 495, and the Lowell Connector, making travel throughout the region convenient. Offering style, character, and exceptional walkability, this one-of-a-kind loft is the perfect place to enjoy everything vibrant downtown Lowell has to offer.
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Recently Sold Nearby
Property History
Market Insights
Property Timeline
Status: Active under contract
Aug 20, 2026
Active → Active Under Contract
Pending Sale
Aug 20, 2026
Offer accepted, sale pending
Listed for Sale
Jul 29, 2026
$274,900
Original listing
Office: LAER Realty Partners
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/20/2026 | 📋 Status: Active under contract | - | - | - | Active → Active Under Contract |
| 08/20/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 07/29/2026 | 🏠 Listed for Sale | $274,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $3,228 | $270,700 |
Financial Details
Annual Property Tax
$3,228
Tax Year 2025
HOA Fee
$291
Monthly
Assessed Value
$270,700
Facts & Features
Central AC
Home Facts
Type
Residential
Style
Condominium
Year Built
1880
Living Area
718 sq ft
Stories
1
Bedrooms
1
Full Baths
1
Total Rooms
2
Interior
Heating
Central, Natural Gas
Cooling
Central Air
Flooring
Concrete
Appliances
Range, Dishwasher, Disposal, Microwave, Refrigerator
Fireplace
None
Basement
N
Laundry
In Building
Features
None
Exterior
Construction
None
Architecture
None
Roof
None
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Features
None
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$3,228
Assessed Value
$270,700
HOA & Community
HOA Fee
$291 Monthly
Fee Includes
Heat, Water, Sewer, Insurance, Maintenance Structure
Amenities
Laundry, Elevator(s)
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Pets With Restrictions. Heat Source Included In Fee. Owner Pays For Electricity, Including For The Air Handler For The Heat Or A/c. Parking Discounts For Downtown Residents.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
["Mid-Rise"]
Unit/Building
306
Sq Ft Source
Public Record
Documents
None
County
Middlesex
Total market time (incl. prior listings)
35 days
Property Overview
Property Type
Condominium
Listing Type
Sale Pending
Year Built
1880
Bedrooms
1
Full Bathrooms
1
Living Area
718 sq ft
Total Rooms
2
Stories
1
Entry Level
3
Floor Layout
Interactive room guide
Floor Layout
Finished Area
718 sq ft above grade
FeaturesBathroom - Full, Flooring - Stone/Ceramic Tile
LevelThird
FeaturesBathroom - Full, Beamed Ceilings, Closet, Open Floorplan, Flooring - Concrete
LevelThird
Display Options
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Concrete
Appliances:
Range, Dishwasher, Disposal, Microwave, Refrigerator
Interior Features:
Windows:
Basement:
N
Laundry:
In Building
Security:
Construction & Materials
Year Built:
1880
Structure Type:
Mid-Rise
Exterior Materials:
Roof:
Foundation:
Stories:
1
Heating, Cooling & Utilities
Heating:
Central, Natural Gas
Cooling:
Central Air
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Parking Features:
Nearby Schools
School District
Lowell School District local
C-
School Safety
2024-25
3.0%
Above Average
2.8%
Suspensions
0.8%
In-School
0.2%
Emergency
2.5% below state avg
Elementary Schools
10 schools
Hellenic American Academy
0.2 mi
Grades PK-08
B
Lowell Community Charter Public School
0.3 mi
|
#154 of 352
|
Score: 44.1
Improved 33 spots from last year
-14.2 below state avg
815 students
Diverse
Rising School
Diverse Student Body
Strong Attendance
Grades PK-08
St. Patrick School and Educational Center
0.4 mi
Grades PK-08
Immaculate Conception School
0.5 mi
Grades PK-08
B
Rogers STEM Academy
0.5 mi
|
#8 of 16
|
Score: 34.3
Improved 265 spots from last year
-23.9 below state avg
895 students
Diverse
Rising School
Diverse Student Body
Grades K-08
St. Michael Elementary School
0.7 mi
Grades PK-08
St. Louis Elementary School
0.8 mi
Grades PK-08
Lowell Youth Treatment Center
0.8 mi
Grades 01-12
C
Bartlett Community Partnership School
0.9 mi
|
#270 of 352
|
Score: 34.7
Improved 16 spots from last year
-23.5 below state avg
488 students
Diverse
Diverse Student Body
Grades PK-08
St. Jeanne D'Arc Elementary School
1.3 mi
Grades PK-08
Middle Schools
7 schools
B-
Kathryn P. Stoklosa Middle School
0.7 mi
|
#199 of 352
|
Score: 40.7
Improved 17 spots from last year
-17.5 below state avg
608 students
Diverse
Diverse Student Body
Grades 05-08
C-
Henry J Robinson Middle School
1.1 mi
|
#288 of 352
|
Score: 32.7
Improved 31 spots from last year
-25.5 below state avg
580 students
Diverse
Rising School
Diverse Student Body
Grades 05-08
C
Benjamin F. Butler Middle School
1.4 mi
|
#260 of 352
|
Score: 35.7
Dropped 4 spots from last year
-22.5 below state avg
488 students
Diverse
Diverse Student Body
Grades 05-08
Laura Lee Therapeutic Day School
1.4 mi
15 students
Diverse
Grades 01-08
C
James Sullivan Middle School
1.6 mi
|
#267 of 352
|
Score: 34.9
Improved 38 spots from last year
-23.3 below state avg
606 students
Diverse
Rising School
Diverse Student Body
Grades 05-08
B+
James S Daley Middle School
1.9 mi
|
#128 of 352
|
Score: 46.6
Improved 47 spots from last year
-11.6 below state avg
686 students
Diverse
Rising School
Diverse Student Body
Grades 05-08
C+
Dr. An Wang School
2.0 mi
|
#249 of 352
|
Score: 36.2
Improved 44 spots from last year
-22 below state avg
669 students
Very Diverse
Rising School
Diverse Student Body
Grades 05-08
High Schools
4 schools
F
Lowell Middlesex Academy Charter School
0.1 mi
|
#337 of 346
|
Score: 22.3
Improved 9 spots from last year
-35.9 below state avg
124 students
Diverse
College Ready Curriculum
Diverse Student Body
Grades 09-12
Old Colony Y Lowell Revocation Program
0.4 mi
Grades 09-12
F
The Career Academy
1.0 mi
|
#25 of 25
|
Score: 18.1
Improved 363 spots from last year
-40.1 below state avg
108 students
Diverse
Rising School
Diverse Student Body
Grades 09-12
D
Leblanc Therapeutic Day School
1.5 mi
|
#376 of 346
|
Score: 32.8
Same rank as last year
31 students
Diverse
Diverse Student Body
Grades 09-12
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Loan Amount
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After down payment
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown
Principal & Interest
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Property Tax
$269
Homeowners Insurance
$200
HOA Fee
$291/mo
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
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Rate Impact
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Location
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Neighborhood
Downtown
172 Middle St # 306, Lowell MA 01852
Lowell, MA 01852
Listing Information
Listing Agent
Leonard Lochrie
Listing Office
LAER Realty Partners
Office Phone
978-251-8221
Agent MLS ID
D0000244
Office MLS ID
AN1199
Listing Data Updated
Sep 2, 2026 5:33 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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