Dimensions16 x 15
FeaturesCloset, Flooring - Wall to Wall Carpet
LevelSecond
170 Valley Street, Fitchburg MA 01420
Fitchburg, MA 01420
$545,000
Est. $2,956/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
New Construction Well Underway! Be home for the holidays in this beautiful new 3-bedroom, 2.5-bath Cape, ideally situated on a peaceful dead-end street just one mile from major highway access. Thoughtfully designed with today's lifestyle in mind, this home features an open-concept floor plan, gleaming hardwood floors throughout the main level, and quality finishes throughout. The spacious kitchen boasts stainless steel appliances and flows seamlessly into the dining and living areas, creating the perfect space for everyday living and entertaining. Relax by the cozy gas fireplace on cool New England evenings or enjoy your morning coffee on the rear deck overlooking the backyard. The second floor offers three generously sized bedrooms, including a primary suite with a beautifully tiled walk-in shower and private bath. Additional highlights include a two-car garage, ample storage, and energy-efficient new construction. Conveniently located near major commuting routes, shopping, restaurants, and local amenities, this home offers the perfect blend of comfort, style, and convenience in a desirable neighborhood setting. Don't miss this opportunity to make this brand-new home yours before the holidays!
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Recently Sold Nearby
Price & Status History
Property Timeline
Listed for Sale
Oct 23, 2026
$545,000
Original listing
Agent: Steven Champa
Office: Champa Realty, Inc.
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/23/2026 | 🏠 Listed for Sale | $545,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $0 | $0 |
Financial Details
Annual Property Tax
$0
Tax Year 2026
Assessed Value
$0
Facts & Features
2 Car Garage
Central AC
New Construction
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
2026
Living Area
1,666 sq ft
Lot Size
0.51 acres
Bedrooms
3
Full Baths
2
Half Baths
1
Total Rooms
6
Interior
Heating
Central, Propane
Cooling
Central Air
Flooring
Tile, Carpet, Hardwood
Appliances
Water Heater, Range, Dishwasher, Microwave, Refrigerator
Fireplace
Living Room
Fireplaces
1
Basement
Full, Unfinished
Laundry
Electric Dryer Hookup, Washer Hookup
Features
Internet Available - Unknown
Exterior
Construction
Frame
Architecture
Cape
Roof
Shingle
Features
Deck - Wood
Pool
None
Spa
None
Fencing
None
Patio/Porch
Deck - Wood
Parking
Garage Spaces
2
Has Garage
Yes
Features
Attached, Paved Drive, Off Street
Total Spaces
4
Utilities
Electric
200+ Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range, For Electric Dryer, Washer Hookup
Financial
Annual Tax
0.00
Assessed Value
0.00
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
Contract
Structure Type
[]
House Color
Gray
Sq Ft Source
Public Record
Documents
None
County
Worcester
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
2026
Bedrooms
3
Full Bathrooms
2
Half Bathrooms
1
Living Area
1,666 sq ft
Total Rooms
6
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,666 sq ft above grade
Dimensions12 x 11
FeaturesCloset, Flooring - Wall to Wall Carpet
LevelSecond
Dimensions8 x 8
FeaturesBathroom - Full, Bathroom - Tiled With Shower Stall, Flooring - Stone/Ceramic Tile
LevelSecond
Dimensions8 x 7
FeaturesBathroom - Full, Bathroom - With Tub & Shower, Flooring - Stone/Ceramic Tile
LevelSecond
Dimensions19 x 13
FeaturesBathroom - Full, Walk-In Closet(s), Flooring - Wall to Wall Carpet
LevelSecond
Dimensions15 x 12
FeaturesFlooring - Hardwood, Countertops - Stone/Granite/Solid, Exterior Access, Open Floorplan, Recessed Lighting, Slider
LevelFirst
Dimensions13 x 11
FeaturesFlooring - Hardwood
LevelFirst
Dimensions20 x 14
FeaturesFlooring - Hardwood
LevelFirst
FeaturesYes
Display Options
Outdoor Areas
Patio & porchDeck - Wood
Room Markers
KKitchen (1)
BRBedroom (3)
BABathroom (3)
DDining (1)
LLiving (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Tile, Carpet, Hardwood
Appliances:
Water Heater, Range, Dishwasher, Microwave, Refrigerator
Interior Features:
Internet Available - Unknown
Windows:
Insulated Windows
Basement:
Full, Unfinished
Laundry:
Electric Dryer Hookup, Washer Hookup
Security:
Construction & Materials
Style:
Cape
Year Built:
2026
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Concrete Perimeter
Utilities & Systems
Heating:
Central, Propane
Cooling:
Central Air
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Thermostat
Exterior & Lot
Exterior Features:
Deck - Wood
Patio & Porch:
Deck - Wood
Fencing:
Other Structures:
Lot Features:
Road Surface:
Paved
Parking & Garage
Garage Spaces:
2
Garage Type:
Attached
Total Parking Spaces:
4
Parking Features:
Attached, Paved Drive, Off Street
Special Features
Fireplaces:
1
Fireplace Type:
Living Room
Community Amenities:
Public Transportation, Shopping, Pool, Tennis Court(s), Park, Walk/Jog Trails, Golf, Medical Facility, Laundromat, Bike Path, Highway Access, House of Worship, Private School, Public School, T-Station, University
Nearby Schools
School District
Fitchburg School District local
C+
School Safety
2024-25
8.1%
Above Average
4.6%
Suspensions
4.6%
In-School
3.5%
Emergency
2.6% above state avg
Elementary Schools
5 schools
St. Bernard Elementary School
0.8 mi
Grades PK-08
Applewild School
2.4 mi
Grades K-09
C-
South Street Early Learning Center
0.8 mi
|
#697 of 825
|
Score: 48.1
Same rank as last year
Limited historical data for year-over-year comparison
569 students
Diverse
Diverse Student Body
Grades PK-K
C
McKay Elementary School
2.1 mi
|
#658 of 825
|
Score: 37.9
Improved 73 spots from last year
-20.3 below state avg
736 students
Diverse
Rising School
Grades 01-05
C
Reingold Elementary School
2.4 mi
|
#606 of 825
|
Score: 40.4
Improved 117 spots from last year
-17.8 below state avg
619 students
Diverse
Rising School
Diverse Student Body
Grades 01-05
Middle Schools
2 schools
C
Memorial Middle School
1.4 mi
|
#280 of 352
|
Score: 33.8
Dropped 10 spots from last year
-24.4 below state avg
620 students
Diverse
Diverse Student Body
Grades 06-08
D
Arthur M Longsjo Middle School
1.7 mi
|
#328 of 352
|
Score: 28.6
Improved 12 spots from last year
-29.6 below state avg
577 students
Diverse
Grades 06-08
High Schools
6 schools
C+
Sizer School: A North Central Charter Essential School
2.8 mi
|
#221 of 346
|
Score: 50.3
Improved 25 spots from last year
-8 below state avg
270 students
Diverse
Strong AP Program
Early College Program
Rising School
College Ready Curriculum
Grades 07-12
St. Bernard's Central Catholic High School
1.0 mi
Grades 09-12
C-
Goodrich Academy
1.0 mi
|
#23 of 25
|
Score: 22.0
Improved 363 spots from last year
-36.2 below state avg
101 students
Diverse
Rising School
Grades 09-12
Notre Dame Preparatory High School
1.1 mi
Grades 09-12
A
Montachusett Regional Vocational Technical School
3.8 mi
|
#66 of 346
|
Score: 65.0
Improved 9 spots from last year
+6.8 above state avg
1,403 students
Moderate
High Graduation Rate
Career Tech Programs
College Ready Curriculum
Strong Attendance
Grades 09-12
C
Fitchburg High School
4.1 mi
|
#263 of 346
|
Score: 46.3
Improved 29 spots from last year
-11.9 below state avg
1,305 students
Diverse
15 sports
• 1,110 athletes
Early College Program
Rising School
Career Tech Programs
College Ready Curriculum
Grades 09-12
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Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$0
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
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Current Rate
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+0.5% Rate
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
170 Valley Street, Fitchburg MA 01420
Fitchburg, MA 01420
Listing Information
Listing Agent
Steven Champa
Listing Office
Champa Realty, Inc.
Office Phone
978-343-4414
Agent MLS ID
H4487250
Office MLS ID
H95149
Listing Data Updated
Oct 23, 2026 5:59 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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