1686-1688 N Main St, Palmer MA 01069
Palmer, MA 01069
$324,900
Est. $2,258/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Do not disturb 2nd floor tenant. 1st Floor, garage and basement only for first showing Fantastic investment opportunity! This well-maintained two-family home is fully rented with long-term tenants and offers a great combination of updates, income potential, and desirable features. The first-floor unit offers 2 bedrooms and 1 full bath, while the second-floor unit features 3 bedrooms and 1 full bath. Both units have their own covered front porches, while the first-floor apartment also enjoys a large wrap-around deck overlooking the nice, private yard. All windows have been recently replaced, and both the house and detached 2-car garage feature durable metal roofs. The property has seen numerous updates and has been well cared for over the years. With established long-term tenants, excellent outdoor space, a detached 2-car garage, newer windows, and metal roofs, this is a terrific opportunity to add a solid, income-producing property to your portfolio!
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Recently Sold Nearby
Property History
Market Insights
Property Timeline
Status: Active under contract
Aug 11, 2026
Active → Active Under Contract
Pending Sale
Aug 10, 2026
Offer accepted, sale pending
Showing Instructions Updated
Aug 7, 2026
New showing requirements
Listed for Sale
Aug 5, 2026
$324,900
Original listing
Agent: The Jackson & Nale Team
Office: REMAX Connections - Belchertown
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/11/2026 | 📋 Status: Active under contract | - | - | - | Active → Active Under Contract |
| 08/10/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 08/07/2026 | 👁️ Showing Instructions Updated | - | - | - | New showing requirements |
| 08/05/2026 | 🏠 Listed for Sale | $324,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $4,980 | $274,400 |
Financial Details
Annual Property Tax
$4,980
Tax Year 2025
Assessed Value
$274,400
Facts & Features
2 Car Garage
Home Facts
Type
Residential Income
Style
Multi Family
Year Built
1900
Living Area
2,310 sq ft
Lot Size
0.34 acres
Stories
2
Bedrooms
5
Full Baths
2
Total Rooms
10
Investment Metrics
Units
2
Unit 1 Rent
$1,475/mo · N
Unit 2 Rent
$1,400/mo · N
Total Monthly Rent
$2,875/mo
Gross Income
$34,500
Net Operating Income
$34,500
Cap Rate
10.62%
Interior
Heating
None
Cooling
None
Flooring
Wood, Tile, Vinyl
Appliances
None
Fireplace
None
Basement
Full
Laundry
Electric Dryer Hookup, Washer Hookup
Features
Living Room, Dining Room, Kitchen
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
Balcony
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch
Parking
Garage Spaces
2
Has Garage
Yes
Features
Paved Drive, Off Street
Total Spaces
7
Utilities
Electric
Circuit Breakers
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range, For Electric Oven, For Electric Dryer, Washer Hookup
Financial
Annual Tax
$4,980
Assessed Value
$274,400
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
1st Floor Water Heater Is Rented From New England Water Tanks At A Cost Of $22 Per Month.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Hampden
Total market time (incl. prior listings)
20 days
Property Overview
Property Type
Multi Family
Listing Type
Sale Pending
Year Built
1900
Bedrooms
5
Full Bathrooms
2
Living Area
2,310 sq ft
Total Rooms
10
Stories
2
Levels
2
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,310 sq ft above grade
Display Options
Outdoor Areas
Patio & porchPorch
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Tile, Vinyl
Appliances:
Interior Features:
Living Room, Dining Room, Kitchen
Windows:
Basement:
Full
Laundry:
Electric Dryer Hookup, Washer Hookup
Security:
Construction & Materials
Year Built:
1900
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Block
Stories:
2
Heating, Cooling & Utilities
Heating:
Cooling:
Hot Water:
Electric
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Balcony
Patio & Porch:
Porch
Fencing:
Other Structures:
Lot Features:
Cleared, Gentle Sloping
Road Surface:
Parking & Garage
Garage Spaces:
2
Total Parking Spaces:
7
Parking Features:
Paved Drive, Off Street
Nearby Schools
School District
Palmer School District local
C-
School Safety
2024-25
6.6%
Above Average
5.7%
Suspensions
0.5%
In-School
0.9%
Emergency
1.1% above state avg
Elementary Schools
2 schools
C-
Old Mill Pond School
1.4 mi
|
#701 of 825
|
Score: 35.7
Dropped 68 spots from last year
-22.6 below state avg
676 students
Moderate
Grades PK-06
Quarry Hill Community School
3.8 mi
107 students
Less Diverse
Grades PK-K
Middle Schools
1 school
C
Granite Valley School
3.9 mi
|
#651 of 825
|
Score: 38.2
Dropped 189 spots from last year
-20 below state avg
394 students
Less Diverse
Strong Attendance
Grades 01-06
High Schools
3 schools
B-
Palmer High School
1.4 mi
|
#182 of 346
|
Score: 53.6
Improved 115 spots from last year
-4.6 below state avg
392 students
Moderate
15 sports
• 550 athletes
High Graduation Rate
Rising School
College Ready Curriculum
Strong Athletics
Grades 07-12
C
Pathfinder Regional Vocational-Technical High School
1.4 mi
|
#250 of 346
|
Score: 47.1
Dropped 26 spots from last year
-11.1 below state avg
647 students
Moderate
15 sports
• 496 athletes
Career Tech Programs
College Ready Curriculum
Strong Athletics
Strong Attendance
Grades 09-12
C
Monson High School
3.7 mi
|
#278 of 346
|
Score: 44.8
Dropped 107 spots from last year
-13.4 below state avg
299 students
Less Diverse
15 sports
• 520 athletes
Strong AP Program
College Ready Curriculum
Strong Athletics
Grades 07-12
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Monthly Payment Calculator
Monthly Payment
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Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
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Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$415
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
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Current Rate
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+0.5% Rate
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
1686-1688 N Main St, Palmer MA 01069
Palmer, MA 01069
Listing Information
Listing Agent
The Jackson & Nale Team
Listing Office
REMAX Connections - Belchertown
Office Phone
413-345-6650
Agent MLS ID
TM326358
Office MLS ID
AN7494
Listing Data Updated
Aug 25, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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