163 Yale Street, Ludlow MA 01056

Ludlow, MA 01056
$315,000
Est. $2,146/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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2
Beds
2
Baths
1,131
Sq Ft
$279
Price/Sq Ft
0.11
Acres
1953
Year Built
3
Parking
New today
Time on Market
For Sale Listed Oct 15, 2026 • MLS# 73591634 Copied! • Updated Oct 15, 2026

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About this home

Move right into this meticulously maintained ranch ideally situated in the center of town, near the end of a dead-end street! Offering a versatile layout with 2–3 bedroom possibilities, this inviting home features an open floor plan where the spacious living room and dining area flow seamlessly into the updated kitchen. Gleaming hardwood floors, newer windows, and 2 full baths add to the appeal. Enjoy year-round relaxation in the four-season room, which opens to a paver patio and a charming yard complete with a large storage shed. The partially finished basement offers additional heated and air-conditioned living space, ideal for a potential third bedroom, family room, home office, or recreation room, along with a second full bath. With numerous updates, flexible living space, and a convenient location close to town amenities, this home offers comfort, versatility, and easy living. Nothing to do but move in and enjoy!

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Recently Sold Nearby

Price & Status History

Property Timeline

🏠
Listed for Sale
Oct 16, 2026
$315,000
Original listing
Agent: Suzie Ice Team Office: Ideal Real Estate Services, Inc.

Tax History

Year Taxes Assessment
2026 $4,239 $264,800

Financial Details

Annual Property Tax
$4,239
Tax Year 2026
Assessed Value
$264,800

Facts & Features

Central AC

Home Facts

Type Residential
Style Single Family Residence
Year Built 1953
Living Area 1,131 sq ft
Lot Size 0.11 acres
Bedrooms 2
Full Baths 2
Total Rooms 7

Interior

Heating Baseboard, Oil
Cooling Central Air
Flooring Tile, Hardwood, Flooring - Stone/ceramic Tile
Appliances Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Basement Full, Partially Finished, Interior Entry, Bulkhead
Laundry In Basement
Features Ceiling Fan(s), Sun Room

Exterior

Construction Frame
Architecture Ranch
Roof Shingle
Features Patio, Storage, Sprinkler System
Pool None
Spa None
Fencing None
Patio/Porch Patio
Features Paved Drive, Off Street
Total Spaces 3
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other None
Annual Tax $4,239
Assessed Value $264,800
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Washer, Dryer, Extra Refrigerator, Freezer And Safe In Basement To Remain. Snowblower And Lawnmower In Shed Are Negotiable. Refrigerator And Dishwasher Are Just One Year Old - Apo
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Other
Sq Ft Disclosures DOES NOT INCLUDE FINISHED BASEMENT
Documents None
County Hampden

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1953
Bedrooms
2
Full Bathrooms
2
Living Area
1,131 sq ft
Total Rooms
7

Floor Layout

Interior Features

Flooring: Tile, Hardwood, Flooring - Stone/Ceramic Tile
Appliances: Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features: Ceiling Fan(s), Sun Room
Windows:
Basement: Full, Partially Finished, Interior Entry, Bulkhead
Laundry: In Basement
Security:

Construction & Materials

Style: Ranch
Year Built: 1953
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Block

Utilities & Systems

Heating: Baseboard, Oil
Cooling: Central Air
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Patio, Storage, Sprinkler System
Patio & Porch: Patio
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 3
Parking Features: Paved Drive, Off Street
School District
Ludlow School District local
C
⚠ School Safety 2024-25
3.9% Above Average
3.9% Suspensions 0.3% In-School
↓ 1.6% below state avg
E

Elementary Schools

3 schools
St. John The Baptist School
0.6 mi
Grades PK-08
East Street Elementary School
0.4 mi
358 students Moderate
Grades PK-01
B
Harris Brook Elementary School
1.2 mi | #388 of 825 | Score: 48.1
Improved 217 spots from last year
-10.1 below state avg
578 students Moderate
Rising School Strong Attendance
Grades 02-05
H

High Schools

1 school
B-
Ludlow Senior High School
0.7 mi | #194 of 346 | Score: 52.7
Dropped 44 spots from last year
-5.5 below state avg
724 students Moderate
18 sports • 1,236 athletes
Strong AP Program Career Tech Programs Strong Athletics
Grades 09-12
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Monthly Payment Calculator

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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $353
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

163 Yale Street, Ludlow MA 01056

Ludlow, MA 01056

Listing Information

Listing Agent Suzie Ice Team
Listing Office Ideal Real Estate Services, Inc.
Office Phone 413-583-8882
Agent MLS ID TM305071
Office MLS ID NB1813
Listing Data Updated Oct 15, 2026 9:59 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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