163 Rowley Hill Rd, Sterling MA 01564

Sterling, MA 01564
$549,900
Est. $3,557/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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3
Beds
2
Baths
2,188
Sq Ft
$251
Price/Sq Ft
4.00
Acres
1900
Year Built
6
Parking
3 hours 47 minutes
Time on Market
For Sale Open House Listed Sep 15, 2026 • MLS# 73577190 Copied! • Updated Sep 15, 2026

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Open House Schedule

20
Sep
Sunday, September 20
10:30 AM - 12:00 PM EDT

About this home

A little bit of country living right here in Sterling! Set on approximately 4 beautiful acres, this 3-bedroom, 2-bath home offers a unique combination of character, comfortable living and room to enjoy the outdoors. Originally dating to the early 1900s, the home has evolved over the years with updates and additions, including an eat-in kitchen addition with cathedral ceiling. Flexible living spaces include a generous dining room with direct access to the deck (currently used as a home office), a large living room with centrally located wood stove for added heat source, 2 bedrooms on the main level and an additional bedroom and bath upstairs. This home also has multiple outdoor areas where you can relax and take in the peaceful surroundings from the charming front porch to the back deck overlooking your yard. Outside is where this property really shines, with open fields, classic stone walls and plenty of space for horses, gardens, animals or possibly your own mini-farm. Surrounded by nature, yet convenient to I-190, the property offers the best of both worlds. Enjoy Sterling’s town beach and boat ramp, rail trail, local orchards and farm stands, and easy access to Wachusett Mountain and Leominster State Forest. A special property with space to spread out, explore and make it your own! Recent updates include a newer roof (all except kitchen area which was newer), buderus boiler, driveway and septic system all within the past 5 years as well as updated windows (10 years ago) and kitchen remodel (2014).

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Property History

Property Timeline

🏠
Listed for Sale
Sep 15, 2026
$549,900
Original listing
Agent: Karen Packard Office: Karen Packard Real Estate Inc.

Tax History

Year Taxes Assessment
2026 $6,920 $551,400

Financial Details

Annual Property Tax
$6,920
Tax Year 2026
Assessed Value
$551,400

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1900
Living Area 2,188 sq ft
Lot Size 4.00 acres
Bedrooms 3
Full Baths 2
Total Rooms 6

Interior

Heating Baseboard, Oil
Cooling Window Unit(s)
Flooring Tile, Vinyl, Carpet, Flooring - Wall To Wall Carpet
Appliances Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Fireplaces 1
Basement Unfinished
Laundry First Floor, Electric Dryer Hookup, Washer Hookup
Features Slider, Home Office, High Speed Internet

Exterior

Construction Frame
Architecture Colonial
Roof Shingle
Features Porch, Deck, Storage, Fruit Trees
Pool None
Spa None
Fencing None
Patio/Porch Porch, Deck
Features Paved Drive, Paved
Total Spaces 6
Electric None
Water Private
Sewer Private Sewer
Gas None
Other For Electric Range, For Electric Dryer, Washer Hookup
Annual Tax $6,920
Assessed Value $551,400
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Measurements Are Approximate. See Attached Disclosures For More Info.
Possession None
Accepted Financing None
Structure Type []
House Color Green
Sq Ft Source Public Record
Documents None
County Worcester

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1900
Bedrooms
3
Full Bathrooms
2
Living Area
2,188 sq ft
Total Rooms
6

Floor Layout

Interior Features

Flooring: Tile, Vinyl, Carpet, Flooring - Wall to Wall Carpet
Appliances: Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features: Slider, Home Office, High Speed Internet
Windows:
Basement: Unfinished
Laundry: First Floor, Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Style: Colonial
Year Built: 1900
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Baseboard, Oil
Cooling: Window Unit(s)
Hot Water:
Water Source: Private
Sewer: Private Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch, Deck, Storage, Fruit Trees
Patio & Porch: Porch, Deck
Fencing:
Other Structures:
Lot Features: Wooded
Road Surface:

Parking & Garage

Total Parking Spaces: 6
Parking Features: Paved Drive, Paved

Special Features

Fireplaces: 1
Fireplace Type:
Community Amenities: Shopping, Tennis Court(s), Park, Walk/Jog Trails, Stable(s), Golf, Medical Facility, Bike Path, Conservation Area, Highway Access, Public School

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $577
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

163 Rowley Hill Rd, Sterling MA 01564

Sterling, MA 01564

Listing Information

Listing Agent Karen Packard
Listing Office Karen Packard Real Estate Inc.
Office Phone 978-407-2568
Agent MLS ID CN204727
Office MLS ID AN7069
Listing Data Updated Sep 15, 2026 10:20 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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