1604 Center St, Ludlow MA 01056

Ludlow, MA 01056
$489,000
Est. $3,257/month
4
Beds
2.5
Baths
1,698
Sq Ft
$288
Price/Sq Ft
1.02
Acres
2000
Year Built
2
Garage Spaces
4 hours 33 minutes
Time on Market
For Sale Listed Sep 6, 2026 • MLS# 73572396 Copied! • Updated Sep 6, 2026

Track this home for price, status, and open-house alerts.

About this home

This charming & meticulous 4-bedroom, 2.5-bath dormered Cape sits on just over an acre and has been lovingly cared for inside & out! Built in 2000, the home offers a comfortable open floor plan with plenty of space to gather and entertain. The living room features hardwood floors and a beautiful wood-burning fireplace with brick hearth and custom mantel, making it especially cozy during the colder months. The tiled kitchen and dining area flow nicely together, and the updated kitchen offers granite countertops, stainless steel appliances, new fixtures and a breakfast bar with plenty of seating. The spacious primary en suite has hardwood floors, a large walk-in closet and private bath with tiled floor, whirlpool tub and separate shower. One of the highlights of the home is the beautiful three-season porch overlooking the backyard—a perfect spot for morning coffee or relaxing at the end of the day. Outside, you’ll also find a patio and a 4-year-old above-ground pool and trex pool deck with plenty of space for backyard BBQs. The home has central air, forced-air propane heat with a seller-owned propane tank, and a 24'x24' 2-car attached garage. There’s also an RV pad with 30-amp service, a 12'x16' shed with 60-amp service, sidewalks surrounding the entire home, a whole-house generator hookup, 200-amp electrical service and even an insulated cold-storage room in the basement! A lovely farmer’s porch adds to the charm, and even the flagpole and American flag will stay! A truly well-loved home with some wonderful extras you don’t find every day!

BMN Estimate

Get the number an algorithm can't give you

A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.

Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Sep 6, 2026
$489,000
Original listing
Agent: Nicole Tavares Office: Real Broker MA, LLC

Tax History

Year Taxes Assessment
2026 $7,008 $437,700

Financial Details

Annual Property Tax
$7,008
Tax Year 2026
Assessed Value
$437,700

Facts & Features

2 Car Garage
Central AC

Home Facts

Type Residential
Style Single Family Residence
Year Built 2000
Living Area 1,698 sq ft
Lot Size 1.02 acres
Bedrooms 4
Full Baths 2
Half Baths 1
Total Rooms 7

Interior

Heating Forced Air, Natural Gas, Propane
Cooling Central Air
Flooring Tile, Carpet, Hardwood, Other, Flooring - Stone/ceramic Tile
Appliances Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer, Plumbed For Ice Maker
Fireplace Living Room
Fireplaces 1
Basement Full, Interior Entry, Bulkhead, Concrete, Unfinished
Laundry In Basement, Gas Dryer Hookup, Washer Hookup
Features Closet, Storage, Entrance Foyer

Exterior

Construction Frame
Architecture Cape
Roof Shingle
Features Porch, Deck - Wood, Patio, Pool - Above Ground, Storage
Pool Above Ground
Spa None
Fencing None
Patio/Porch Porch, Deck - Wood, Patio
Garage Spaces 2
Has Garage Yes
Features Attached, Garage Door Opener, Paved Drive, Off Street, Paved
Total Spaces 10
Electric Circuit Breakers, 200+ Amp Service, Other (see Remarks), Generator Connection
Water Private
Sewer Private Sewer
Gas None
Other For Gas Range, For Gas Dryer, Washer Hookup, Icemaker Connection, Generator Connection
Annual Tax $7,008
Assessed Value $437,700
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures All Info Apo. Audio/video Surveillance In Use. The Fireplace Has Only Been Used A Few Times And Has Not Been Used In A While!
Possession None
Accepted Financing None
Structure Type []
House Color yellow
Sq Ft Source Public Record
Documents None
County Hampden

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
2000
Bedrooms
4
Full Bathrooms
2
Half Bathrooms
1
Living Area
1,698 sq ft
Total Rooms
7
Main Level Bedrooms
1

Floor Layout

Interior Features

Flooring: Tile, Carpet, Hardwood, Other, Flooring - Stone/Ceramic Tile
Appliances: Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer, Plumbed For Ice Maker
Interior Features: Closet, Storage, Entrance Foyer
Windows: Insulated Windows
Basement: Full, Interior Entry, Bulkhead, Concrete, Unfinished
Laundry: In Basement, Gas Dryer Hookup, Washer Hookup
Security: Security System

Construction & Materials

Style: Cape
Year Built: 2000
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Forced Air, Natural Gas, Propane
Cooling: Central Air
Hot Water:
Water Source: Private
Sewer: Private Sewer
Energy Features: Thermostat

Exterior & Lot

Exterior Features: Porch, Deck - Wood, Patio, Pool - Above Ground, Storage
Patio & Porch: Porch, Deck - Wood, Patio
Fencing:
Other Structures:
Lot Features: Level
Road Surface: Paved

Parking & Garage

Garage Spaces: 2
Garage Type: Attached
Total Parking Spaces: 10
Parking Features: Attached, Garage Door Opener, Paved Drive, Off Street, Paved

Special Features

Fireplaces: 1
Fireplace Type: Living Room
Pool: Private Pool
Pool Features: Above Ground
Community Amenities: Public Transportation, Park, Walk/Jog Trails, Golf, Medical Facility, Bike Path, Conservation Area, Highway Access, House of Worship, Public School
School District
Ludlow School District local
C
School Safety 2024-25
3.9% Above Average
3.9% Suspensions 0.3% In-School
1.6% below state avg
E

Elementary Schools

3 schools
B
Swift River Elementary School
3.6 mi | #341 of 825 | Score: 49.3
Improved 257 spots from last year
-8.9 below state avg
414 students Moderate
Rising School Strong Attendance
Grades 01-03
C-
Old Mill Pond School
4.0 mi | #701 of 825 | Score: 35.7
Dropped 68 spots from last year
-22.6 below state avg
676 students Moderate
Grades PK-06
Cold Spring School
4.1 mi
171 students Moderate
Grades PK-K
M

Middle Schools

2 schools
B-
Jabish Middle School
3.5 mi | #213 of 352 | Score: 39.7
Dropped 95 spots from last year
-18.6 below state avg
326 students Less Diverse
Grades 07-08
C
Chestnut Hill Community School
3.6 mi | #603 of 825 | Score: 40.6
Dropped 138 spots from last year
-17.6 below state avg
499 students Moderate
Strong Attendance
Grades 04-06
H

High Schools

3 schools
A-
Belchertown High School
3.5 mi | #73 of 346 | Score: 64.0
Improved 33 spots from last year
+5.8 above state avg
555 students Less Diverse
19 sports • 1,136 athletes
Strong AP Program Rising School Strong Athletics
Grades 09-12
C
Pathfinder Regional Vocational-Technical High School
3.6 mi | #250 of 346 | Score: 47.1
Dropped 26 spots from last year
-11.1 below state avg
647 students Moderate
15 sports • 496 athletes
Career Tech Programs College Ready Curriculum Strong Athletics Strong Attendance
Grades 09-12
B-
Palmer High School
4.0 mi | #182 of 346 | Score: 53.6
Improved 115 spots from last year
-4.6 below state avg
392 students Moderate
15 sports • 550 athletes
High Graduation Rate Rising School College Ready Curriculum Strong Athletics
Grades 07-12
Learn about these ratings

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $584
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

Loading map...

Neighborhood

1604 Center St, Ludlow MA 01056

Ludlow, MA 01056

Listing Information

Listing Agent Nicole Tavares
Listing Office Real Broker MA, LLC
Office Phone 855-450-0442
Agent MLS ID CT001254
Office MLS ID AN4866
Listing Data Updated Sep 6, 2026 7:33 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

Contact Us

BMN Boston Real Estate
BMN Boston Real Estate
Douglas Elliman
Ask about this property — free, no obligation.

Similar Homes for Sale

Comparable Properties

Customize Comparable Search

Finding comparable properties...

Market Analytics for Ludlow, MA

Real-time market trends and pricing data for this area

Loading market insights for Ludlow.