FeaturesCloset/Cabinets - Custom Built, Flooring - Laminate, Countertops - Stone/Granite/Solid, Breakfast Bar / Nook, Recessed Lighting
LevelFirst
16 Howarth Rd, Oxford MA 01540
Oxford, MA 01540
$459,900
Est. $2,912/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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Open House Schedule
01
Nov
Sunday, November 1
11:00 AM - 1:00 PM EST
About this home
If you are a nature lover and would love to come home to peace and tranquility, this property is for you. This home has a remarkable, owner made waterfall running down the natural stone ledge surrounded by gardens and a koi pond. You'll be out on the cedar deck for hours taking in nature and the gentle sound of the water. If you want even more nature, stroll up the street to Hodges Village Dam where there are over 15 miles of trails, disc golf, biking, and a canoe/kayak launch to enjoy the French river. There are many updates in this well maintained home. The kitchen has custom made cherry cabinets, a breakfast bar, granite counters, and is open to the vaulted ceiling dining room and living room with propane stove; all have exceptional views of the beautiful backyard. Primary bedroom has slider to cedar deck, cherry hardwood flooring, and that nature view again. Two additional bedrooms and updated full bath with skylight complete the first floor. Heated lower level could make a separate living area with current, partial kitchen set up and 3/4 bath. Workshop was created by combining garage and living space in lower level, but you could convert garage back. 10'x12' shed. All appliances stay. All of this minutes to downtown, schools, and major commuter routes. Welcome Home!
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Recently Sold Nearby
Price & Status History
Property Timeline
Listed for Sale
Oct 28, 2026
$459,900
Original listing
Agent: Jeanne McHale
Office: REMAX Executive Realty
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/28/2026 | 🏠 Listed for Sale | $459,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $4,635 | $379,000 |
Financial Details
Annual Property Tax
$4,635
Tax Year 2026
Assessed Value
$379,000
Facts & Features
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1984
Living Area
1,809 sq ft
Lot Size
0.54 acres
Bedrooms
3
Full Baths
2
Total Rooms
8
Interior
Heating
Electric Baseboard, Propane, Leased Propane Tank
Cooling
None
Flooring
Tile, Carpet, Laminate
Appliances
Electric Water Heater, Water Heater, Oven, Dishwasher, Microwave, Range, Refrigerator, Washer, Dryer
Fireplace
None
Basement
Full, Partially Finished, Walk-out Access, Interior Entry, Garage Access
Laundry
In Basement, Electric Dryer Hookup, Washer Hookup
Features
None
Exterior
Construction
Frame
Architecture
Raised Ranch, Split Entry
Roof
Shingle
Features
Deck - Wood, Rain Gutters, Storage, Professional Landscaping, Screens
Pool
None
Spa
None
Fencing
None
Patio/Porch
Deck - Wood
Parking
Has Garage
Yes
Features
Attached, Under, Garage Door Opener, Garage Faces Side, Paved Drive, Off Street, Paved
Total Spaces
4
Utilities
Electric
Circuit Breakers
Water
Public
Sewer
Private Sewer
Gas
None
Other
For Electric Range, For Electric Oven, For Electric Dryer, Washer Hookup
Financial
Annual Tax
$4,635
Assessed Value
$379,000
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Lot Size Or Other Information Concerning The Condition Or Features Of The Property Provided By The Seller Or Obtained From Public Records Or Other Sources. The Buyer Advised To Independently Verify. Property Card States 2 Bedroom, But Home Has 3 Bedrooms. Title 5 Is For 3 Bedroom. Season View River
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
White
Sq Ft Source
Public Record
Sq Ft Disclosures
Includes finished lower level
Documents
None
County
Worcester
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1984
Bedrooms
3
Full Bathrooms
2
Living Area
1,809 sq ft
Total Rooms
8
Main Level Bedrooms
1
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,309 sq ft above grade
500 sq ft below grade
FeaturesCloset, Flooring - Wall to Wall Carpet
LevelFirst
FeaturesCloset, Flooring - Wall to Wall Carpet
LevelFirst
FeaturesBathroom - Full, Bathroom - With Tub & Shower, Skylight, Closet/Cabinets - Custom Built, Flooring - Vinyl, Double Vanity
LevelFirst
FeaturesVaulted Ceiling(s), Flooring - Wall to Wall Carpet, Deck - Exterior, Open Floorplan, Remodeled
LevelFirst
FeaturesVaulted Ceiling(s), Flooring - Wall to Wall Carpet, Window(s) - Picture, Gas Stove
LevelFirst
FeaturesCeiling Fan(s), Closet, Flooring - Hardwood, Deck - Exterior, Exterior Access, Slider
LevelMain,First
FeaturesBathroom - 3/4, Bathroom - With Shower Stall, Flooring - Stone/Ceramic Tile, Dryer Hookup - Electric, Washer Hookup
LevelBasement
FeaturesCloset, Flooring - Concrete
LevelBasement
FeaturesNo
Display Options
Outdoor Areas
Patio & porchDeck - Wood
Room Markers
KKitchen (1)
BRBedroom (3)
BABathroom (3)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Tile, Carpet, Laminate
Appliances:
Electric Water Heater, Water Heater, Oven, Dishwasher, Microwave, Range, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Insulated Windows, Screens
Basement:
Full, Partially Finished, Walk-Out Access, Interior Entry, Garage Access
Laundry:
In Basement, Electric Dryer Hookup, Washer Hookup
Security:
Construction & Materials
Style:
Raised Ranch, Split Entry
Year Built:
1984
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Concrete Perimeter
Utilities & Systems
Heating:
Electric Baseboard, Propane, Leased Propane Tank
Cooling:
None
Hot Water:
Water Source:
Public
Sewer:
Private Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Deck - Wood, Rain Gutters, Storage, Professional Landscaping, Screens
Patio & Porch:
Deck - Wood
Fencing:
Other Structures:
Lot Features:
Wooded, Sloped
Road Surface:
Paved
Parking & Garage
Garage Type:
Attached
Total Parking Spaces:
4
Parking Features:
Attached, Under, Garage Door Opener, Garage Faces Side, Paved Drive, Off Street, Paved
Nearby Schools
School District
Oxford School District local
D
School Safety
2024-25
5.3%
Above Average
4.0%
Suspensions
0.2%
In-School
0.1%
Expulsions
1.2%
Emergency
0.2% below state avg
Elementary Schools
2 schools
Alfred M Chaffee School
0.7 mi
311 students
Moderate
Grades K-02
B-
Clara Barton School
2.5 mi
|
#474 of 825
|
Score: 45.4
Improved 143 spots from last year
-12.8 below state avg
315 students
Moderate
Rising School
Strong Attendance
Grades 03-05
Middle Schools
1 school
C
Oxford Middle School
1.5 mi
|
#264 of 352
|
Score: 35.3
Dropped 4 spots from last year
-22.9 below state avg
346 students
Moderate
Grades 06-08
High Schools
1 school
C-
Oxford High School
1.4 mi
|
#287 of 346
|
Score: 42.6
Dropped 79 spots from last year
-15.6 below state avg
448 students
Moderate
13 sports
• 492 athletes
High Graduation Rate
College Ready Curriculum
Grades PK-12
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Including down payment
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Down: $0
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Monthly Payment Breakdown
Principal & Interest
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Property Tax
$386
Homeowners Insurance
$200
PMI (if <20% down)
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Loan Summary
Total of 360 payments
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
16 Howarth Rd, Oxford MA 01540
Oxford, MA 01540
Listing Information
Listing Agent
Jeanne McHale
Listing Office
REMAX Executive Realty
Office Phone
508-839-9219
Agent MLS ID
K9502011
Office MLS ID
K01275
Listing Data Updated
Oct 28, 2026 11:20 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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