16 Hampden St, Ludlow MA 01056

Ludlow, MA 01056
$309,900
Est. $2,032/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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3
Beds
2
Baths
1,412
Sq Ft
$219
Price/Sq Ft
0.10
Acres
1924
Year Built
1
Garage Space
New today
Time on Market
For Sale Listed Nov 5, 2026 • MLS# 73599418 Copied! • Updated Nov 5, 2026

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About this home

Welcome to 16 Hampden St! This classic 1924 home pairs timeless character with the big-ticket updates buyers want: the roof, furnace, and hot water tank have all been replaced within the past 10 years. Enter through the enclosed front porch into a bright first floor with beautiful hardwood floors, a living room that opens to the dining room with wainscoting, and a spacious kitchen with a center island, skylight, recessed lighting, and direct access to the back deck. A full bath with shower stall completes the main level. Upstairs offers four bedrooms with hardwood floors and a second full bath. The full basement has laundry hookups and plenty of storage. Outside you’ll find a wood deck, garden space, a detached garage, and a paved driveway with parking for 5. Gas heat, vinyl siding, insulated windows, and town water and sewer. Close to shopping, parks, schools, and highway access. Easy to show!

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Recently Sold Nearby

Price & Status History

Property Timeline

🏠
Listed for Sale
Nov 5, 2026
$309,900
Original listing
Agent: Carlos Dos Santos Jr. Office: Ideal Real Estate Services, Inc.

Tax History

Year Taxes Assessment
2026 $3,176 $198,400

Financial Details

Annual Property Tax
$3,176
Tax Year 2026
Assessed Value
$198,400

Facts & Features

1 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1924
Living Area 1,412 sq ft
Lot Size 0.10 acres
Bedrooms 3
Full Baths 2
Total Rooms 6

Interior

Heating Forced Air, Electric Baseboard, Natural Gas
Cooling None
Flooring Wood, Tile
Appliances Gas Water Heater, Water Heater, Range, Refrigerator, Range Hood
Fireplace None
Basement Full, Interior Entry, Concrete, Unfinished
Laundry Electric Dryer Hookup, Washer Hookup, In Basement
Features None

Exterior

Construction Frame
Architecture Contemporary
Roof Shingle
Features Porch - Enclosed, Deck - Wood, Rain Gutters
Pool None
Spa None
Fencing None
Patio/Porch Porch - Enclosed, Deck - Wood
Garage Spaces 1
Has Garage Yes
Features Detached, Paved Drive, Off Street, Paved
Total Spaces 5
Electric Circuit Breakers, 100 Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range, For Electric Dryer, Washer Hookup
Annual Tax $3,176
Assessed Value $198,400
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures All Room Measurements Are Approximate, Gla Actual & Public Record Does Not Match
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Sq Ft Disclosures Public record and actual GLA do not match
Documents None
County Hampden

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1924
Bedrooms
3
Full Bathrooms
2
Living Area
1,412 sq ft
Total Rooms
6

Floor Layout

Interior Features

Flooring: Wood, Tile
Appliances: Gas Water Heater, Water Heater, Range, Refrigerator, Range Hood
Interior Features:
Windows: Insulated Windows
Basement: Full, Interior Entry, Concrete, Unfinished
Laundry: Electric Dryer Hookup, Washer Hookup, In Basement
Security:

Construction & Materials

Style: Contemporary
Year Built: 1924
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Block

Utilities & Systems

Heating: Forced Air, Electric Baseboard, Natural Gas
Heating Zones: 5
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features: Thermostat

Exterior & Lot

Exterior Features: Porch - Enclosed, Deck - Wood, Rain Gutters
Patio & Porch: Porch - Enclosed, Deck - Wood
Fencing:
Other Structures:
Lot Features:
Road Surface: Paved

Parking & Garage

Garage Spaces: 1
Total Parking Spaces: 5
Parking Features: Detached, Paved Drive, Off Street, Paved
School District
Ludlow School District local
C
⚠ School Safety 2024-25
3.9% Above Average
3.9% Suspensions 0.3% In-School
↓ 1.6% below state avg
E

Elementary Schools

3 schools
St. John The Baptist School
0.2 mi
Grades PK-08
East Street Elementary School
0.5 mi
358 students Moderate
Grades PK-01
B
Harris Brook Elementary School
1.5 mi | #388 of 825 | Score: 48.1
Improved 217 spots from last year
-10.1 below state avg
578 students Moderate
Rising School Strong Attendance
Grades 02-05
H

High Schools

1 school
B-
Ludlow Senior High School
1.4 mi | #194 of 346 | Score: 52.7
Dropped 44 spots from last year
-5.5 below state avg
724 students Moderate
18 sports • 1,236 athletes
Strong AP Program Career Tech Programs Strong Athletics
Grades 09-12
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Including down payment
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $265
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

16 Hampden St, Ludlow MA 01056

Ludlow, MA 01056

Listing Information

Listing Agent Carlos Dos Santos Jr.
Listing Office Ideal Real Estate Services, Inc.
Office Phone 413-583-8882
Agent MLS ID M8000514
Office MLS ID NB1813
Listing Data Updated Nov 5, 2026 4:26 PM EST
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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