16 Chapel St, Ashburnham MA 01430

Ashburnham, MA 01430
$400,000
$385,000
Est. $2,470/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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2
Beds
2
Baths
1,481
Sq Ft
$260
Price/Sq Ft
0.17
Acres
1900
Year Built
1
Garage Space
77
Days on Market
Sale Pending Price Drop -$15,000 Listed Jun 17, 2026 • MLS# 73537172 Copied! • Updated Sep 4, 2026

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About this home

SO MUCH CHARM! Head down Main street in Ashburnham and turn onto Chapel Street to find this adorable home waiting for new owners! As soon as you pull into the paved drive you will see the pride in ownership at 16 Chapel Street. This updated 2-bedroom, 2-bath home is ready to welcome its next owner. Featuring a desirable layout with a full bath on each level and convenient first-floor laundry, this home offers both comfort and functionality. So much of the original charm has been left with the renovations, including built ins and flooring. The attached one-car garage provides added convenience, while the meticulously maintained landscaping creates beautiful curb appeal. Inside, you'll find a home that has been thoughtfully cared for and well-loved over the years. Whether you're looking to downsize, purchase your first home, or simply appreciate the character of a well-kept property, this special home is one you won't want to miss. Town water and sewer!

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Recently Sold Nearby

Property History

Market Insights

2
Price Changes
3.8%
Price Range

Property Timeline

📋
Status: Active under contract
Aug 21, 2026
Active → Active Under Contract
Pending Sale
Aug 21, 2026
Offer accepted, sale pending
Price Reduced
Aug 7, 2026
$385,000 $10,000 (-2.53%)
From $395,000 to $385,000 (-2.5%)
Back On Market
Jul 31, 2026
Active
📋
Status: Active under contract
Jul 23, 2026
Active → Active Under Contract
Price Reduced
Jul 7, 2026
$395,000 $5,000 (-1.25%)
From $400,000 to $395,000 (-1.2%)
👁️
Showing Instructions Updated
Jun 23, 2026
New showing requirements
🏠
Listed for Sale
Jun 17, 2026
$400,000
Original listing
Agent: Emily Chapdelaine Office: Coldwell Banker Realty - Westford

Tax History

Year Taxes Assessment
2026 $3,875 $260,000

Financial Details

Annual Property Tax
$3,875
Tax Year 2026
Assessed Value
$260,000

Facts & Features

1 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1900
Living Area 1,481 sq ft
Lot Size 0.17 acres
Bedrooms 2
Full Baths 2
Total Rooms 5

Interior

Heating Steam, Oil
Cooling Ductless
Flooring Wood, Tile
Appliances Water Heater, Tankless Water Heater, Range, Refrigerator, Washer, Dryer
Fireplace None
Basement Walk-out Access, Interior Entry, Concrete
Laundry First Floor
Features None

Exterior

Construction Stone, Post & Beam
Architecture Colonial
Roof Shingle
Features Porch
Pool None
Spa None
Fencing None
Patio/Porch Porch
Garage Spaces 1
Has Garage Yes
Features Attached, Garage Door Opener, Paved Drive, Off Street
Total Spaces 5
Electric 200+ Amp Service
Water Public
Sewer Public Sewer
Gas None
Other None
Annual Tax $3,875
Assessed Value $260,000
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Lead Paint Unknown
Seller Disclosures Some Knob And Tube In Upstairs Closet- Not Active- Electrical Has Been Updated 200 Amp Service.
Possession None
Accepted Financing None
Structure Type []
House Color White
Sq Ft Source Measured
Sq Ft Disclosures See attached floor plans
Documents None
County Worcester
Total market time (incl. prior listings) 79 days

Property Overview

Property Type
Single Family Residence
Listing Type
Sale Pending
Year Built
1900
Bedrooms
2
Full Bathrooms
2
Living Area
1,481 sq ft
Total Rooms
5

Floor Layout

Interior Features

Flooring: Wood, Tile
Appliances: Water Heater, Tankless Water Heater, Range, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Basement: Walk-Out Access, Interior Entry, Concrete
Laundry: First Floor
Security:

Construction & Materials

Style: Colonial
Year Built: 1900
Structure Type:
Exterior Materials: Stone, Post & Beam
Roof: Shingle
Foundation: Stone

Heating, Cooling & Utilities

Heating: Steam, Oil
Heating Zones: 1
Cooling: Ductless
Cooling Zones: 1
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch
Patio & Porch: Porch
Fencing:
Other Structures:
Lot Features: Wooded, Gentle Sloping
Road Surface:

Parking & Garage

Garage Spaces: 1
Garage Type: Attached
Total Parking Spaces: 5
Parking Features: Attached, Garage Door Opener, Paved Drive, Off Street
School District
Ashburnham-Westminster School District local
B-
School Safety 2024-25
0.6% Low
0.6% Suspensions 1.2% In-School
4.9% below state avg
E

Elementary Schools

2 schools
B
Briggs Elementary School
1.8 mi | #351 of 825 | Score: 48.9
Improved 95 spots from last year
-9.3 below state avg
448 students Less Diverse
Rising School Strong Attendance
Grades PK-05
Wachusett Hills Christian School
5.0 mi
Grades K-08
M

Middle Schools

2 schools
B
Overlook Middle School
2.5 mi | #169 of 352 | Score: 42.9
Dropped 6 spots from last year
-15.4 below state avg
564 students Less Diverse
Strong Attendance
Grades 06-08
D
Gardner Middle School
4.9 mi | #335 of 352 | Score: 27.0
Dropped 4 spots from last year
-31.2 below state avg
528 students Diverse
Grades 05-07
H

High Schools

3 schools
Cushing Academy
0.3 mi
Grades 09-12
B+
Oakmont Regional High School
2.6 mi | #114 of 346 | Score: 59.4
Improved 1 spots from last year
+1.2 above state avg
642 students Moderate
15 sports • 1,130 athletes
High Graduation Rate College Ready Curriculum Strong Athletics
Grades 09-12
C+
Gardner High School
4.9 mi | #230 of 346 | Score: 49.5
Improved 83 spots from last year
-8.7 below state avg
797 students Diverse
15 sports • 820 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 08-12
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Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
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Including down payment
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Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $323
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

16 Chapel St, Ashburnham MA 01430

Ashburnham, MA 01430

Listing Information

Listing Agent Emily Chapdelaine
Listing Office Coldwell Banker Realty - Westford
Office Phone 978-692-2121
Agent MLS ID CN248346
Office MLS ID AN6242
Listing Data Updated Sep 4, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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