15 Norval Ave, Fitchburg MA 01420

Fitchburg, MA 01420
$349,900
Est. $2,373/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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3
Beds
2
Baths
1,596
Sq Ft
$219
Price/Sq Ft
0.13
Acres
1920
Year Built
5
Parking
21
Days on Market
Sale Pending Listed Jul 26, 2026 • MLS# 73554650 Copied! • Updated Aug 18, 2026

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About this home

Welcome to 15 Norval Ave! Lovingly owned and maintained by the same family for the past 25 years, this well-cared-for two-family home is ready for its next chapter. Whether looking to owner-occupy while generating rental income or add to an investment portfolio, this property offers endless potential. Beautiful hardwood floors add warmth and character throughout. The first-floor unit features washer and dryer hookups in the basement, while the second-floor unit offers the convenience of in-unit laundry hookups. Step outside to a spacious, private backyard perfect for relaxing, entertaining, or gardening, with storage galore for all your needs. Nestled in a desirable residential neighborhood, yet just minutes from shopping, restaurants, highways, hiking trails, schools, and Coggshall Park. A rare opportunity to own a home that has been truly loved and cared for! Some opportunities simply can’t be delivered. They have to be discovered.

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Recently Sold Nearby

Property History

Market Insights

Property Timeline

📋
Status: Active under contract
Aug 4, 2026
Active → Active Under Contract
Pending Sale
Aug 3, 2026
Offer accepted, sale pending
🏠
Listed for Sale
Jul 26, 2026
$349,900
Original listing
Agent: Diane Vella Office: EXIT New Options Real Estate

Tax History

Year Taxes Assessment
2025 $4,843 $358,500

Financial Details

Annual Property Tax
$4,843
Tax Year 2025
Assessed Value
$358,500

Facts & Features

Home Facts

Type Residential Income
Style 2 Family - 2 Units Up/Down
Year Built 1920
Living Area 1,596 sq ft
Lot Size 0.13 acres
Stories 2
Bedrooms 3
Full Baths 2
Total Rooms 9

Investment Metrics

Units 2
Unit 1 Rent $1,025/mo · N
Unit 2 Rent $825/mo · N
Total Monthly Rent $1,850/mo
Gross Income $22,200
Net Operating Income $22,200
Operating Expenses $4,200
Water/Sewer Expense $4,200
Cap Rate 6.34%
Heating Forced Air, Steam, Natural Gas
Cooling None
Flooring Wood, Laminate, Hardwood
Appliances Range, Dishwasher, Refrigerator, Range Hood
Fireplace None
Basement Full, Walk-out Access, Interior Entry, Concrete, Unfinished
Laundry Washer & Dryer Hookup, Electric Dryer Hookup
Features Ceiling Fan(s), Storage, Upgraded Cabinets, Upgraded Countertops, Bathroom With Tub & Shower, Internet Available - Unknown, Pantry, Cathedral/vaulted Ceilings, Bathroom With Shower Stall, Living Room, Kitchen, Sunroom, Office/den
Construction Stone
Architecture None
Roof Shingle
Features Balcony/deck, Rain Gutters
Pool None
Spa None
Fencing None
Patio/Porch Deck - Wood
Features Paved Drive, Off Street, Paved
Total Spaces 5
Electric 100 Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Oven, For Electric Dryer, Varies Per Unit

Financial

Annual Tax $4,843
Assessed Value $358,500
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Lead Paint Unknown
Seller Disclosures 1st Floor 2 Bedroom Apartment Will Be Vacant Starting Aug 31st 2026.
Exclusions Washer And Dryer In Basement.
Possession None
Accepted Financing None
Structure Type []
House Color yellow
Sq Ft Source Public Record
Documents None
County Worcester
Total market time (incl. prior listings) 23 days

Property Overview

Property Type
2 Family - 2 Units Up/Down
Listing Type
Sale Pending
Year Built
1920
Bedrooms
3
Full Bathrooms
2
Living Area
1,596 sq ft
Total Rooms
9
Stories
2
Levels
2

Floor Layout

Interior Features

Flooring: Wood, Laminate, Hardwood
Appliances: Range, Dishwasher, Refrigerator, Range Hood
Interior Features: Ceiling Fan(s), Storage, Upgraded Cabinets, Upgraded Countertops, Bathroom With Tub & Shower, Internet Available - Unknown, Pantry, Cathedral/Vaulted Ceilings, Bathroom with Shower Stall, Living Room, Kitchen, Sunroom, Office/Den
Windows: Insulated Windows
Basement: Full, Walk-Out Access, Interior Entry, Concrete, Unfinished
Laundry: Washer & Dryer Hookup, Electric Dryer Hookup
Security:

Construction & Materials

Year Built: 1920
Structure Type:
Exterior Materials: Stone
Roof: Shingle
Foundation: Block
Stories: 2

Heating, Cooling & Utilities

Heating: Forced Air, Steam, Natural Gas
Heating Zones: 2
Cooling: None
Hot Water: Natural Gas, Leased Heater
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Balcony/Deck, Rain Gutters
Patio & Porch: Deck - Wood
Fencing:
Other Structures:
Lot Features: Level
Road Surface:

Parking & Garage

Total Parking Spaces: 5
Parking Features: Paved Drive, Off Street, Paved

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

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Loan Amount
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After down payment
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $404
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

15 Norval Ave, Fitchburg MA 01420

Fitchburg, MA 01420

Listing Information

Listing Agent Diane Vella
Listing Office EXIT New Options Real Estate
Office Phone 978-345-3948
Agent MLS ID CN249247
Office MLS ID H95173
Listing Data Updated Aug 18, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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