FeaturesCountertops - Stone/Granite/Solid
LevelSecond
140 Ruskin St, Chicopee MA 01020
Chicopee, MA 01020
$459,900
$424,900
Est. $2,660/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Welcome to this spacious raised ranch offering 4 bedrooms, 2 full baths, and 1,823 sq. ft. of living space. The main level features a bright living room with fireplace, kitchen with stone/granite counters, along with three bedrooms and a full bath. The lower level offers additional living space, a fourth bedroom, full bath, laundry area, and access to the attached garage. Enjoy central air, gas heat, wood and tile flooring, and a paved driveway with ample parking. The exterior offers great curb appeal with brick and stone construction, enclosed porch, balcony, patio, gazebo, storage shed, fenced yard, and plenty of outdoor space for entertaining. A wonderful opportunity to own a well-maintained home with flexible living space inside and out!
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Recently Sold Nearby
Property History
Market Insights
4
Price Changes
7.6%
Price Range
Property Timeline
Price Reduced
Sep 1, 2026
$424,900
$10,000
(-2.3%)
From $434,900 to $424,900 (-2.3%)
Price Reduced
Aug 5, 2026
$434,900
$5,000
(-1.14%)
From $439,900 to $434,900 (-1.1%)
Price Reduced
Jul 13, 2026
$439,900
$10,000
(-2.22%)
From $449,900 to $439,900 (-2.2%)
Showing Instructions Updated
Jun 23, 2026
New showing requirements
Price Reduced
Jun 23, 2026
$449,900
$10,000
(-2.17%)
From $459,900 to $449,900 (-2.2%)
Listed for Sale
Jun 11, 2026
$459,900
Original listing
Agent: Leo Shut
Office: Berkshire Hathaway HomeServices Realty Professionals
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/01/2026 | ↓ Price Reduced | $424,900 | $10,000 | - | From $434,900 to $424,900 (-2.3%) |
| 08/05/2026 | ↓ Price Reduced | $434,900 | $5,000 | - | From $439,900 to $434,900 (-1.1%) |
| 07/13/2026 | ↓ Price Reduced | $439,900 | $10,000 | - | From $449,900 to $439,900 (-2.2%) |
| 06/23/2026 | 👁️ Showing Instructions Updated | - | - | - | New showing requirements |
| 06/23/2026 | ↓ Price Reduced | $449,900 | $10,000 | - | From $459,900 to $449,900 (-2.2%) |
| 06/11/2026 | 🏠 Listed for Sale | $459,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $3,735 | $246,400 |
Financial Details
Annual Property Tax
$3,735
Tax Year 2025
Assessed Value
$246,400
Facts & Features
1 Car Garage
Central AC
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1954
Living Area
1,823 sq ft
Lot Size
0.16 acres
Bedrooms
4
Full Baths
2
Total Rooms
9
Interior
Heating
Forced Air, Natural Gas
Cooling
Central Air
Flooring
Wood, Tile
Appliances
Gas Water Heater, Range, Dishwasher, Microwave, Refrigerator
Fireplace
Living Room
Fireplaces
1
Basement
None
Laundry
First Floor
Features
None
Exterior
Construction
Brick, Stone
Architecture
Raised Ranch
Roof
Shingle
Features
Porch, Porch - Enclosed, Patio, Balcony, Rain Gutters, Storage, Fenced Yard, Gazebo
Pool
None
Spa
None
Fencing
Fenced/enclosed, Fenced
Patio/Porch
Porch, Porch - Enclosed, Patio
Parking
Garage Spaces
1
Has Garage
Yes
Features
Attached, Paved Drive, Paved
Total Spaces
7
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range
Financial
Annual Tax
$3,735
Assessed Value
$246,400
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
See Attached
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Hampden
Total market time (incl. prior listings)
86 days
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1954
Bedrooms
4
Full Bathrooms
2
Living Area
1,823 sq ft
Total Rooms
9
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,823 sq ft above grade
LevelSecond
LevelSecond
FeaturesBathroom - Full
LevelSecond
LevelSecond
LevelSecond
LevelSecond
LevelFirst
FeaturesBathroom - Full
LevelFirst
LevelFirst
Display Options
Outdoor Areas
Patio & porchPorch, Porch - Enclosed, Patio
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Tile
Appliances:
Gas Water Heater, Range, Dishwasher, Microwave, Refrigerator
Interior Features:
Windows:
Basement:
Laundry:
First Floor
Security:
Construction & Materials
Style:
Raised Ranch
Year Built:
1954
Structure Type:
Exterior Materials:
Brick, Stone
Roof:
Shingle
Foundation:
Block
Heating, Cooling & Utilities
Heating:
Forced Air, Natural Gas
Cooling:
Central Air
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Porch, Porch - Enclosed, Patio, Balcony, Rain Gutters, Storage, Fenced Yard, Gazebo
Patio & Porch:
Porch, Porch - Enclosed, Patio
Fencing:
Fenced/Enclosed, Fenced
Other Structures:
Gazebo
Lot Features:
Road Surface:
Parking & Garage
Garage Spaces:
1
Garage Type:
Attached
Total Parking Spaces:
7
Parking Features:
Attached, Paved Drive, Paved
Special Features
Fireplaces:
1
Fireplace Type:
Living Room
Community Amenities:
Shopping, Park, Highway Access, Public School
Nearby Schools
School District
Chicopee School District local
C-
School Safety
2024-25
4.1%
Above Average
4.0%
Suspensions
2.4%
In-School
0.1%
Emergency
1.4% below state avg
Elementary Schools
3 schools
Grace Academy
0.8 mi
Grades K-12
C-
Samuel Bowles School
0.8 mi
|
#694 of 825
|
Score: 36.3
Improved 22 spots from last year
-21.9 below state avg
314 students
Moderate
Rising School
Grades PK-05
Belcher School
0.9 mi
226 students
Diverse
Grades PK-01
Middle Schools
3 schools
C
Dupont Middle School
1.2 mi
|
#263 of 352
|
Score: 35.5
Dropped 24 spots from last year
-22.8 below state avg
684 students
Diverse
Diverse Student Body
Grades 06-08
C-
Van Sickle Prep School
1.5 mi
|
#15 of 16
|
Score: 21.0
Improved 330 spots from last year
-37.2 below state avg
207 students
Moderate
Rising School
Grades 06-08
B-
Van Sickle Academy
1.5 mi
|
#10 of 16
|
Score: 28.1
Improved 340 spots from last year
-30.1 below state avg
256 students
Moderate
Rising School
Grades 06-08
High Schools
3 schools
C-
Chicopee High School
0.8 mi
|
#294 of 346
|
Score: 41.0
Improved 39 spots from last year
-17.3 below state avg
913 students
Diverse
17 sports
• 1,102 athletes
Rising School
Strong Athletics
Diverse Student Body
Grades 09-12
C
The Springfield Renaissance School an Expeditionary Learning School
1.5 mi
|
#275 of 346
|
Score: 45.0
Improved 6 spots from last year
-13.2 below state avg
596 students
Diverse
High Graduation Rate
College Ready Curriculum
Grades 06-12
C-
Baystate Academy Charter Public School
1.9 mi
|
#306 of 346
|
Score: 37.1
Improved 37 spots from last year
-21.1 below state avg
344 students
Diverse
Rising School
College Ready Curriculum
Grades 06-12
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Monthly Payment Calculator
Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$311
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
140 Ruskin St, Chicopee MA 01020
Chicopee, MA 01020
Listing Information
Listing Agent
Leo Shut
Listing Office
Berkshire Hathaway HomeServices Realty Professionals
Office Phone
413-568-2405
Agent MLS ID
CN241731
Office MLS ID
AN7318
Listing Data Updated
Sep 5, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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