14 Oak St, Southwick MA 01077
Southwick, MA 01077
$365,000
$335,000
Est. $2,265/month
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About this home
Rare Opportunity to live on the Congamond Lakes! This single-level ranch home features 2 bedrooms and 1 bathroom located adjacent to Middle Pond with a beautiful Lake and Mountain View on a quiet dead end street. There’s lots of privacy and you can enjoy the lake life with the two decks and patio, a .55 acre lot with a large yard, ample parking, and plenty of room to add an addition. Propane heat and central air. Freshly painted decks and bedrooms. All appliances newer including refrigerator, range, microwave, dishwasher, washer and dryer. Association beach rights to the beach which is less than a mile away! Bike trail close by. This is the perfect opportunity to live in a recreational community. Truly a fabulous home for the downsizer or the first time home buyer.
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Recently Sold Nearby
Property History
Market Insights
2
Price Changes
8.2%
Price Range
Property Timeline
Back On Market
Aug 26, 2026
Active
Pending Sale
Aug 20, 2026
Offer accepted, sale pending
Price Reduced
Aug 14, 2026
$335,000
$15,000
(-4.29%)
From $350,000 to $335,000 (-4.3%)
Price Reduced
Jul 29, 2026
$350,000
$15,000
(-4.11%)
From $365,000 to $350,000 (-4.1%)
Listed for Sale
Jul 20, 2026
$365,000
Original listing
Agent: Darin Thompson
Office: Stuart St James, Inc.
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/26/2026 | • Back On Market | - | - | - | Active |
| 08/20/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 08/14/2026 | ↓ Price Reduced | $335,000 | $15,000 | - | From $350,000 to $335,000 (-4.3%) |
| 07/29/2026 | ↓ Price Reduced | $350,000 | $15,000 | - | From $365,000 to $350,000 (-4.1%) |
| 07/20/2026 | 🏠 Listed for Sale | $365,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $4,450 | $302,500 |
Financial Details
Annual Property Tax
$4,450
Tax Year 2026
Assessed Value
$302,500
Facts & Features
Central AC
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
2004
Living Area
976 sq ft
Lot Size
0.55 acres
Bedrooms
2
Full Baths
1
Total Rooms
4
Interior
Heating
Forced Air, Propane
Cooling
Central Air
Flooring
None
Appliances
Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator, Energy Star Qualified Dryer, Energy Star Qualified Washer
Fireplace
None
Basement
Full
Laundry
None
Features
Finish - Sheetrock
Exterior
Construction
None
Architecture
Ranch
Roof
None
Features
Porch, Deck, Deck - Wood, Patio, Rain Gutters, Fenced Yard, Fruit Trees
Pool
None
Spa
None
Fencing
Fenced/enclosed, Fenced
Patio/Porch
Porch, Deck, Deck - Wood, Patio
Parking
Features
Paved Drive, Paved
Total Spaces
5
Utilities
Electric
110 Volts
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$4,450
Assessed Value
$302,500
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
None
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Hampden
Total market time (incl. prior listings)
38 days
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
2004
Bedrooms
2
Full Bathrooms
1
Living Area
976 sq ft
Total Rooms
4
Floor Layout
Interactive room guide
Floor Layout
Finished Area
976 sq ft above grade
FeaturesNo
Display Options
Outdoor Areas
Patio & porchPorch, Deck, Deck - Wood, Patio
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Washer
Interior Features:
Finish - Sheetrock
Windows:
Insulated Windows
Basement:
Full
Laundry:
Security:
Construction & Materials
Style:
Ranch
Year Built:
2004
Structure Type:
Exterior Materials:
Roof:
Foundation:
Block
Heating, Cooling & Utilities
Heating:
Forced Air, Propane
Cooling:
Central Air
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Porch, Deck, Deck - Wood, Patio, Rain Gutters, Fenced Yard, Fruit Trees
Patio & Porch:
Porch, Deck, Deck - Wood, Patio
Fencing:
Fenced/Enclosed, Fenced
Other Structures:
Lot Features:
Wooded, Additional Land Avail., Cleared, Gentle Sloping, Level
Road Surface:
Parking & Garage
Total Parking Spaces:
5
Parking Features:
Paved Drive, Paved
Special Features
View:
Yes
View Type:
Scenic View(s)
Community Amenities:
Shopping, Park, Walk/Jog Trails, Golf, Bike Path, Conservation Area, Highway Access, House of Worship, Marina, Public School
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$371
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
14 Oak St, Southwick MA 01077
Southwick, MA 01077
Listing Information
Listing Agent
Darin Thompson
Listing Office
Stuart St James, Inc.
Office Phone
617-819-5850
Agent MLS ID
BB810237
Office MLS ID
AC1022
Listing Data Updated
Aug 30, 2026 3:07 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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