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14 Oak St, Southwick MA 01077

Southwick, MA 01077
$365,000
Est. $2,138/month
2
Beds
1
Baths
976
Sq Ft
$374
Price/Sq Ft
0.55
Acres
2004
Year Built
5
Parking
15 hours 38 minutes
Time on Market
Active Listed Jul 20, 2026 • MLS# 73552098 Copied! • Updated Jul 20, 2026

About this home

Rare Opportunity to live on the Congamond Lakes! This single-level ranch home features 2 bedrooms and 1 bathroom located adjacent to Middle Pond with a beautiful Lake and Mountain View on a quiet dead end street. There’s lots of privacy to with the 2 porches and patio to enjoy the lake life on. This cozy home sits on a .55 acre lot with a large yard, ample parking, and plenty of room to add an addition. Propane heat and central air. New electrical panel, upgraded plumbing, and hot water tank is 5 years old. All appliances newer including refrigerator, range, microwave, dishwasher, washer and dryer. Association beach rights with the private beach being within walking distance for Association members only located on Island Pond Road. There are bike and walking trails close by as well as Saunders Boat Marina. This is the perfect opportunity to live in a recreational community. A quaint home for the downsizer or the first time home buyer.

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Jul 20, 2026
$365,000
Original listing
Agent: Darin Thompson Office: Stuart St James, Inc.

Tax History

Year Taxes Assessment
2026 $1,112 $345,000

Financial Details

Annual Property Tax
$1,112
Tax Year 2026
Assessed Value
$345,000

Facts & Features

Central AC

Home Facts

Type Residential
Style Single Family Residence
Year Built 2004
Living Area 976 sq ft
Lot Size 0.55 acres
Bedrooms 2
Full Baths 1
Total Rooms 4

Interior

Heating Forced Air, Propane
Cooling Central Air
Flooring None
Appliances Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator, Energy Star Qualified Dryer, Energy Star Qualified Washer
Fireplace None
Basement Full
Laundry None
Features Finish - Sheetrock

Exterior

Construction None
Architecture Ranch
Roof None
Features Porch, Deck, Deck - Wood, Patio, Rain Gutters, Fenced Yard, Fruit Trees
Pool None
Spa None
Fencing Fenced/enclosed, Fenced
Patio/Porch Porch, Deck, Deck - Wood, Patio
Features Paved Drive, Paved
Total Spaces 5
Electric 110 Volts
Water Public
Sewer Public Sewer
Gas None
Other None
Annual Tax $1,112
Assessed Value $345,000
Fee Includes None
Amenities None
Optional Fee Includes None
Seller Disclosures None
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Documents None
County Hampden

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
2004
Bedrooms
2
Full Bathrooms
1
Living Area
976 sq ft
Total Rooms
4

Room Details

Other Floor

Bathroom1
Bedroom5
Bedroom4
Bedroom3
Dining Room
Kitchen
Bathroom2
Bedroom2
Living Room
Bathroom3
Master Bedroom
Office
Family Room
Master Bathroom
No

Interior Features

Flooring:
Appliances: Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Washer
Interior Features: Finish - Sheetrock
Windows: Insulated Windows
Basement: Full
Laundry:
Security:

Construction & Materials

Style: Ranch
Year Built: 2004
Structure Type:
Exterior Materials:
Roof:
Foundation: Block

Heating, Cooling & Utilities

Heating: Forced Air, Propane
Cooling: Central Air
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch, Deck, Deck - Wood, Patio, Rain Gutters, Fenced Yard, Fruit Trees
Patio & Porch: Porch, Deck, Deck - Wood, Patio
Fencing: Fenced/Enclosed, Fenced
Other Structures:
Lot Features: Wooded, Additional Land Avail., Cleared, Gentle Sloping, Level
Road Surface:

Parking & Garage

Total Parking Spaces: 5
Parking Features: Paved Drive, Paved

Special Features

View: Yes
View Type: Scenic View(s)
Community Amenities: Shopping, Park, Walk/Jog Trails, Golf, Bike Path, Conservation Area, Highway Access, House of Worship, Marina, Public School

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $93
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

14 Oak St, Southwick MA 01077

Southwick, MA 01077

Listing Information

Listing Agent Darin Thompson
Listing Office Stuart St James, Inc.
Office Phone 617-819-5850
Agent MLS ID BB810237
Office MLS ID AC1022
Listing Data Updated Jul 20, 2026 1:07 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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