14 Derby St, Worcester MA 01604
Worcester, MA 01604
$699,000
Est. $4,541/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
Adjust the payment calculatorTrack this home for price, status, and open-house alerts.
About this home
Exceptional investment opportunity in the heart of Worcester! This massive 3-family property offers an impressive total of 9 bedrooms and 3 bathrooms, making it ideal for investors seeking strong rental income potential or owner-occupants looking for a value-add opportunity. The property features spacious units with flexible layouts and abundant living space. With more than 10 parking spaces available, this is a rare find that adds significant value and convenience for tenants. Conveniently located near local amenities, public transportation, and major routes, this property is well-positioned for long-term appreciation and cash flow. Don’t miss this rare chance to acquire a high-capacity multi-family property with tremendous upside in a growing Worcester market. Unit 3 will be delivered vacant. Roof 9 years; 3rd floor has new heating system (2025) - New water heater 1st and 2nd floor (2025).
View in the App
Save this property, schedule tours instantly, and get alerts when the price drops
Scan with phone
Public Records & Permits
Log in to view assessor & tax records, ownership history, and recent building permits for this property.
BMN Estimate
Get the number an algorithm can't give you
A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.
Recently Sold Nearby
Property History
Market Insights
Property Timeline
Status: Active under contract
Jul 13, 2026
Active → Active Under Contract
Pending Sale
Jul 12, 2026
Offer accepted, sale pending
Back On Market
Jul 4, 2026
Active
Status: Active under contract
Jun 22, 2026
Active → Active Under Contract
Listed for Sale
Jun 11, 2026
$699,000
Original listing
Agent: Minh Voduy
Office: Thread Real Estate, LLC
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 07/13/2026 | 📋 Status: Active under contract | - | - | - | Active → Active Under Contract |
| 07/12/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 07/04/2026 | • Back On Market | - | - | - | Active |
| 06/22/2026 | 📋 Status: Active under contract | - | - | - | Active → Active Under Contract |
| 06/11/2026 | 🏠 Listed for Sale | $699,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $9,672 | $733,300 |
Financial Details
Annual Property Tax
$9,672
Tax Year 2025
Assessed Value
$733,300
Facts & Features
2 Car Garage
Home Facts
Type
Residential Income
Style
3 Family
Year Built
1915
Living Area
3,954 sq ft
Lot Size
0.14 acres
Bedrooms
9
Full Baths
3
Total Rooms
18
Investment Metrics
Units
3
Unit 1 Rent
$1,350/mo · N
Unit 2 Rent
$1,200/mo · N
Total Monthly Rent
$2,550/mo
Gross Income
$30,600
Net Operating Income
$30,600
Cap Rate
4.38%
Interior
Heating
Natural Gas
Cooling
None
Flooring
Wood
Appliances
None
Fireplace
None
Basement
Full
Laundry
None
Features
None
Exterior
Construction
None
Architecture
None
Roof
Shingle
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Garage Spaces
2
Has Garage
Yes
Features
Paved Drive
Total Spaces
12
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range
Financial
Annual Tax
$9,672
Assessed Value
$733,300
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Seller Disclosures
Seller Provided Listing Info. Buyer And Buyer’s Agent Must Verify All Information And Perform Their Own Due Diligence.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Worcester
Total market time (incl. prior listings)
47 days
Property Overview
Property Type
3 Family
Listing Type
Sale Pending
Year Built
1915
Bedrooms
9
Full Bathrooms
3
Living Area
3,954 sq ft
Total Rooms
18
Stories
3
Levels
3
Floor Layout
Interactive room guide
Floor Layout
Finished Area
3,954 sq ft above grade
Display Options
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood
Appliances:
Interior Features:
Windows:
Basement:
Full
Laundry:
Security:
Construction & Materials
Year Built:
1915
Structure Type:
Exterior Materials:
Roof:
Shingle
Foundation:
Stone
Stories:
3
Heating, Cooling & Utilities
Heating:
Natural Gas
Cooling:
Hot Water:
Natural Gas
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Garage Spaces:
2
Total Parking Spaces:
12
Parking Features:
Paved Drive
Nearby Schools
School District
Worcester School District local
C-
Where Graduates Go
Class of 2021
51%
attend college
35%
4-Year
16%
2-Year
4%
Out of State
4%
Working
School Safety
2024-25
4.1%
Above Average
3.3%
Suspensions
1.7%
In-School
0.8%
Emergency
1.4% below state avg
Elementary Schools
3 schools
F
Union Hill School
0.4 mi
|
#815 of 825
|
Score: 25.0
Dropped 19 spots from last year
-33.2 below state avg
383 students
Diverse
Grades K-06
D
Vernon Hill School
0.4 mi
|
#786 of 825
|
Score: 29.6
Dropped 43 spots from last year
-28.6 below state avg
535 students
Diverse
Diverse Student Body
Grades PK-06
C-
Rice Square School
0.5 mi
|
#683 of 825
|
Score: 36.7
Improved 93 spots from last year
-21.5 below state avg
425 students
Very Diverse
Rising School
Diverse Student Body
Grades K-05
Middle Schools
2 schools
C-
Worcester East Middle School
0.4 mi
|
#302 of 352
|
Score: 31.5
Improved 51 spots from last year
-26.7 below state avg
781 students
Diverse
Rising School
Diverse Student Body
Grades 06-08
The Nativity School of Worcester
2.0 mi
Grades 05-08
High Schools
3 schools
Saint Paul Diocesan Junior/Senior High School
0.3 mi
Grades 07-12
Worcester Academy
0.5 mi
Grades 06-12
Worcester Alternative High School
1.2 mi
36 students
Diverse
Diverse Student Body
Grades 07-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$806
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
Loading map...
Neighborhood
14 Derby St, Worcester MA 01604
Worcester, MA 01604
Listing Information
Listing Agent
Minh Voduy
Listing Office
Thread Real Estate, LLC
Office Phone
781-728-9689
Agent MLS ID
CN226185
Office MLS ID
BB5675
Listing Data Updated
Jul 29, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
Contact Us
Ask about this property — free, no obligation.
Similar Homes for Sale
Comparable Properties
Customize Comparable Search
Finding comparable properties...
Loading market insights for Worcester.