14 Cutler St, Worcester MA 01604
Worcester, MA 01604
$699,900
$694,900
Est. $4,256/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Remodeled two family home offering modern updates, strong rental potential, and true move-in ready convenience with plenty of bedrooms, including 4 bedrooms in the first unit and 5 bedrooms in the second one! Each unit has been thoughtfully renovated with stylish finishes, featuring updated kitchens, countertops, and stainless steel appliances, along with beautifully refreshed bathrooms. The property also includes updated electrical and plumbing systems, a new sewer and gas line, with fresh interior finishes that create a clean, modern feel throughout.Ideal for both owner-occupants and investors, this property offers flexible living options with separate utilities and spacious layouts. The exterior has a generously sized deck overlooking a large backyard, perfect for entertaining or relaxing.Conveniently located near shopping, dining, local amenities, and major routes, this is a turnkey opportunity you don’t want to miss.
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Recently Sold Nearby
Price & Status History
Market Insights
1
Price Changes
0.7%
Price Range
Property Timeline
Contingency Update
Sep 26, 2026
Financing
Status: Active under contract
Sep 26, 2026
Active → Active Under Contract
Pending Sale
Sep 16, 2026
Offer accepted, sale pending
Price Reduced
Sep 11, 2026
$694,900
$5,000
(-0.71%)
From $699,900 to $694,900 (-0.7%)
Back On Market
Aug 25, 2026
Active
Status: Active under contract
Jul 24, 2026
Active → Active Under Contract
Pending Sale
Jul 20, 2026
Offer accepted, sale pending
Listed for Sale
Jul 16, 2026
$699,900
Original listing
Agent: Silvana Silva
Office: Realty Solutions Inc.
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/26/2026 | 📝 Contingency Update | - | - | - | Financing |
| 09/26/2026 | 📋 Status: Active under contract | - | - | - | Active → Active Under Contract |
| 09/16/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 09/11/2026 | ↓ Price Reduced | $694,900 | $5,000 | - | From $699,900 to $694,900 (-0.7%) |
| 08/25/2026 | • Back On Market | - | - | - | Active |
| 07/24/2026 | 📋 Status: Active under contract | - | - | - | Active → Active Under Contract |
| 07/20/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 07/16/2026 | 🏠 Listed for Sale | $699,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $6,512 | $493,700 |
Financial Details
Annual Property Tax
$6,512
Tax Year 2025
Assessed Value
$493,700
Facts & Features
Home Facts
Type
Residential Income
Style
Multi Family
Year Built
1890
Living Area
2,775 sq ft
Lot Size
0.21 acres
Stories
3
Bedrooms
9
Full Baths
4
Total Rooms
18
Investment Metrics
Units
2
Unit 1 Rent
— · N
Unit 2 Rent
— · N
Interior
Heating
None
Cooling
None
Flooring
None
Appliances
Range, Microwave, Refrigerator, Dishwasher
Fireplace
None
Basement
Interior Entry, Unfinished
Laundry
None
Features
Bathroom With Shower Stall, Remodeled, Living Room, Kitchen, Office/den
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch, Deck
Parking
Features
Paved Drive, Off Street, Paved
Total Spaces
4
Utilities
Electric
110 Volts, 150 Amp Service, Individually Metered
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range
Financial
Annual Tax
$6,512
Assessed Value
$493,700
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Agent Is Related To The Seller. Buyer And Buyer’s Agent Are Responsible For Conducting Their Own Due Diligence.
Additional Details
Possession
None
Accepted Financing
Contract
Structure Type
[]
Sq Ft Source
Public Record
Sq Ft Disclosures
Measurements are approximated.
Documents
None
County
Worcester
Total market time (incl. prior listings)
66 days
Property Overview
Property Type
Multi Family
Listing Type
Sale Pending
Year Built
1890
Bedrooms
9
Full Bathrooms
4
Living Area
2,775 sq ft
Total Rooms
18
Stories
3
Levels
3
Floor Layout
Interior Features
Flooring:
Appliances:
Range, Microwave, Refrigerator, Dishwasher
Interior Features:
Bathroom with Shower Stall, Remodeled, Living Room, Kitchen, Office/Den
Windows:
Insulated Windows
Basement:
Interior Entry, Unfinished
Laundry:
Security:
Construction & Materials
Year Built:
1890
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Stone
Stories:
3
Utilities & Systems
Heating:
Cooling:
Hot Water:
Natural Gas
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Thermostat
Exterior & Lot
Exterior Features:
Patio & Porch:
Porch, Deck
Fencing:
Other Structures:
Lot Features:
Level
Road Surface:
Paved
Parking & Garage
Total Parking Spaces:
4
Parking Features:
Paved Drive, Off Street, Paved
Nearby Schools
School District
Worcester School District local
C-
Where Graduates Go
Class of 2021
51%
attend college
35%
4-Year
16%
2-Year
4%
Out of State
4%
Working
School Safety
2024-25
4.1%
Above Average
3.3%
Suspensions
1.7%
In-School
0.8%
Emergency
1.4% below state avg
Elementary Schools
10 schools
F
Grafton Street School
< 0.1 mi
|
#796 of 825
|
Score: 28.9
Improved 3 spots from last year
-29.3 below state avg
438 students
Diverse
Diverse Student Body
Grades K-06
F
Worcester Cultural Academy Charter Public School
0.3 mi
|
#790 of 825
|
Score: 29.4
Improved 45 spots from last year
-28.8 below state avg
230 students
Diverse
Rising School
Diverse Student Body
Grades K-06
F
Union Hill School
0.3 mi
|
#815 of 825
|
Score: 25.0
Dropped 19 spots from last year
-33.2 below state avg
383 students
Diverse
Grades K-06
C-
Learning First Charter Public School
0.6 mi
|
#292 of 352
|
Score: 32.3
Improved 40 spots from last year
-25.9 below state avg
666 students
Diverse
Rising School
Grades K-08
F
City View School
0.8 mi
|
#809 of 825
|
Score: 26.0
Dropped 76 spots from last year
-32.2 below state avg
440 students
Diverse
Diverse Student Body
Grades PK-06
D
Vernon Hill School
1.0 mi
|
#786 of 825
|
Score: 29.6
Dropped 43 spots from last year
-28.6 below state avg
535 students
Diverse
Diverse Student Body
Grades PK-06
Venerini Academy
1.1 mi
Grades PK-08
C-
Belmont Street Community School
1.1 mi
|
#723 of 825
|
Score: 34.2
Dropped 114 spots from last year
-24 below state avg
605 students
Diverse
Diverse Student Body
Grades PK-06
C-
Jacob Hiatt Magnet School
1.2 mi
|
#693 of 825
|
Score: 36.3
Dropped 138 spots from last year
-21.9 below state avg
362 students
Diverse
Diverse Student Body
Grades PK-06
F
Chandler Elementary Community School
1.3 mi
|
#807 of 825
|
Score: 26.6
Dropped 61 spots from last year
-31.6 below state avg
412 students
Diverse
Diverse Student Body
Grades K-06
Middle Schools
6 schools
The Nativity School of Worcester
1.4 mi
Grades 05-08
Worcester SDA School
3.7 mi
Grades 01-08
C-
Worcester East Middle School
0.3 mi
|
#302 of 352
|
Score: 31.5
Improved 51 spots from last year
-26.7 below state avg
781 students
Diverse
Rising School
Diverse Student Body
Grades 06-08
C+
Forest Grove Middle School
2.6 mi
|
#230 of 352
|
Score: 38.2
Improved 90 spots from last year
-20 below state avg
938 students
Diverse
Rising School
Diverse Student Body
Grades 07-08
C+
Burncoat Middle School
2.9 mi
|
#231 of 352
|
Score: 38.0
Improved 50 spots from last year
-20.2 below state avg
679 students
Diverse
Rising School
Diverse Student Body
Grades 07-08
B
Sullivan Middle School
3.8 mi
|
#156 of 352
|
Score: 44.0
Improved 29 spots from last year
-14.2 below state avg
954 students
Diverse
Rising School
Diverse Student Body
Grades 06-08
High Schools
10 schools
Worcester Academy
0.3 mi
Grades 06-12
Saint Paul Diocesan Junior/Senior High School
0.9 mi
Grades 07-12
Worcester Alternative High School
1.4 mi
36 students
Diverse
Diverse Student Body
Grades 07-12
B+
Claremont Academy
1.6 mi
|
#9 of 25
|
Score: 37.3
Improved 317 spots from last year
-20.9 below state avg
451 students
Moderate
10 sports
• 216 athletes
Early College Program
Rising School
College Ready Curriculum
Grades 07-12
C-
University Park Campus School
2.0 mi
|
#286 of 346
|
Score: 42.8
Dropped 9 spots from last year
-15.4 below state avg
224 students
Diverse
Early College Program
College Ready Curriculum
Grades 07-12
Notre Dame Academy
2.8 mi
Grades 07-12
C-
North High School
1.1 mi
|
#299 of 346
|
Score: 38.8
Improved 28 spots from last year
-19.4 below state avg
1,377 students
Diverse
14 sports
• 498 athletes
Early College Program
Rising School
Career Tech Programs
College Ready Curriculum
Grades 09-12
A+
Massachusetts Academy of Math and Science at WPI
1.6 mi
|
#2 of 346
|
Score: 91.7
Same rank as last year
98 students
Moderate
Strong AP Program
College Ready Curriculum
Strong Attendance
Grades 11-12
C+
Worcester Technical High School
1.6 mi
|
#223 of 346
|
Score: 50.1
Improved 43 spots from last year
-8.1 below state avg
1,409 students
Diverse
19 sports
• 1,016 athletes
Early College Program
High Graduation Rate
Rising School
Career Tech Programs
Grades 09-12
B-
Doherty Memorial High School
1.9 mi
|
#199 of 346
|
Score: 52.3
Improved 22 spots from last year
-5.9 below state avg
1,756 students
Very Diverse
19 sports
• 1,302 athletes
Early College Program
Rising School
Career Tech Programs
College Ready Curriculum
Grades 09-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$543
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
14 Cutler St, Worcester MA 01604
Worcester, MA 01604
Listing Information
Listing Agent
Silvana Silva
Listing Office
Realty Solutions Inc.
Office Phone
508-495-4400
Agent MLS ID
CN251661
Office MLS ID
AN0200
Listing Data Updated
Oct 10, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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