138 Charlton St, Southbridge MA 01550

Southbridge, MA 01550
$340,000
$324,999
Est. $2,131/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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3
Beds
1.5
Baths
1,140
Sq Ft
$285
Price/Sq Ft
0.46
Acres
1900
Year Built
6
Parking
96
Days on Market
Sale Pending Price Drop -$15,001 Listed Jun 8, 2026 • MLS# 73531789 Copied! • Updated Sep 14, 2026

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About this home

Don’t miss this opportunity! 138 Charlton Street offers the space, privacy, and location buyers are looking for, all at an attractive price point. This inviting 3-bedroom, 1.5-bath home features 1,140 square feet of comfortable living space and sits on an impressive .46-acre lot—giving you room to spread out that’s increasingly hard to find. Inside, you'll find a welcoming layout with spacious bedrooms, comfortable living areas, and plenty of natural light. But the real standout is the large private backyard, offering the perfect setting for summer gatherings, gardening, pets, play, or simply enjoying some peace and quiet. Enjoy the feeling of a private retreat while remaining just minutes from shopping, dining, schools, parks, and major routes. Whether you're a first-time buyer, looking for more outdoor space, downsizing, or seeking an investment opportunity, this home delivers space, privacy, convenience, and value. A half-acre of private outdoor space this close to everything is a rare find. Come see the possibilities at 138 Charlton Street before someone else does!

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Recently Sold Nearby

Property History

Market Insights

3
Price Changes
4.4%
Price Range

Property Timeline

📋
Status: Active under contract
Aug 31, 2026
Active → Active Under Contract
Pending Sale
Aug 31, 2026
Offer accepted, sale pending
Price Reduced
Aug 19, 2026
$324,999 $1
From $325,000 to $324,999 (0.0%)
Price Reduced
Aug 12, 2026
$325,000 $5,000 (-1.52%)
From $330,000 to $325,000 (-1.5%)
Price Reduced
Jul 17, 2026
$330,000 $10,000 (-2.94%)
From $340,000 to $330,000 (-2.9%)
Back On Market
Jul 16, 2026
Active
📋
Status: Active under contract
Jun 28, 2026
Active → Active Under Contract
Pending Sale
Jun 28, 2026
Offer accepted, sale pending
🏠
Listed for Sale
Jun 8, 2026
$340,000
Original listing
Agent: Joshua Hoffsommer Office: ERA Key Realty Services- Auburn

Tax History

Year Taxes Assessment
2025 $3,447 $235,100

Financial Details

Annual Property Tax
$3,447
Tax Year 2025
Assessed Value
$235,100

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1900
Living Area 1,140 sq ft
Lot Size 0.46 acres
Bedrooms 3
Full Baths 1
Half Baths 1
Total Rooms 8

Interior

Heating Electric Baseboard, Electric
Cooling None
Flooring Wood, Tile
Appliances Electric Water Heater, Range, Dishwasher, Refrigerator, Plumbed For Ice Maker
Fireplace None
Basement Full, Interior Entry, Concrete, Unfinished
Laundry In Basement, Electric Dryer Hookup, Washer Hookup
Features None

Exterior

Construction Frame
Architecture Cape
Roof Shingle
Features Porch, Covered Patio/deck, Rain Gutters, Screens
Pool None
Spa None
Fencing None
Patio/Porch Porch, Covered
Features Off Street, Stone/gravel
Total Spaces 6
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Electric Oven, For Electric Dryer, Washer Hookup, Icemaker Connection
Annual Tax $3,447
Assessed Value $235,100
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Buyers And Buyers Agents To Perform Due Diligence. All Information Is Believed To Be Accurate But Not Guaranteed.
Exclusions Shed On Right Hand Side Of Back Yard By Chain Link Fence
Possession None
Accepted Financing Contract
Structure Type []
House Color Yellow
Sq Ft Source Public Record
Sq Ft Disclosures Buyers and their agent to do their due diligence
Documents None
County Worcester
Total market time (incl. prior listings) 94 days

Property Overview

Property Type
Single Family Residence
Listing Type
Sale Pending
Year Built
1900
Bedrooms
3
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,140 sq ft
Total Rooms
8

Floor Layout

Interior Features

Flooring: Wood, Tile
Appliances: Electric Water Heater, Range, Dishwasher, Refrigerator, Plumbed For Ice Maker
Interior Features:
Windows: Insulated Windows, Screens
Basement: Full, Interior Entry, Concrete, Unfinished
Laundry: In Basement, Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Style: Cape
Year Built: 1900
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone

Heating, Cooling & Utilities

Heating: Electric Baseboard, Electric
Heating Zones: 8
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch, Covered Patio/Deck, Rain Gutters, Screens
Patio & Porch: Porch, Covered
Fencing:
Other Structures:
Lot Features: Cleared, Gentle Sloping
Road Surface:

Parking & Garage

Total Parking Spaces: 6
Parking Features: Off Street, Stone/Gravel

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $287
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

138 Charlton St, Southbridge MA 01550

Southbridge, MA 01550

Listing Information

Listing Agent Joshua Hoffsommer
Listing Office ERA Key Realty Services- Auburn
Office Phone 508-832-5831
Agent MLS ID CN219982
Office MLS ID K01222
Listing Data Updated Sep 14, 2026 3:06 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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