LevelSecond
1322 Center St, Ludlow MA 01056
Ludlow, MA 01056
$665,000
$605,000
Est. $4,022/month
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About this home
Beautiful modern farmhouse! The open-concept first floor offers a stunning brick wood-burning fireplace, spacious living area, and a designer kitchen with quartz countertops, island, and high-end cabinetry. The primary suite includes a private bath and walk-in closet. A large finished bonus room above the attached 2-car garage provides the perfect space for a 4th bedroom, family room, playroom, or home office. The partially finished basement is plumbed for a future wet bar and includes a bathroom rough-in, offering endless possibilities for additional living space. Enjoy a backyard patio ideal for entertaining, all wrapped in the charm and style of modern farmhouse living! Showings will begin right away.
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Recently Sold Nearby
Property History
Market Insights
3
Price Changes
9%
Price Range
Property Timeline
Back On Market
Aug 20, 2026
Active
Price Reduced
Aug 20, 2026
$605,000
$20,000
(-3.2%)
From $625,000 to $605,000 (-3.2%)
Pending Sale
Aug 14, 2026
Offer accepted, sale pending
Price Reduced
Aug 3, 2026
$625,000
$15,000
(-2.34%)
From $640,000 to $625,000 (-2.3%)
Price Reduced
Jul 22, 2026
$640,000
$25,000
(-3.76%)
From $665,000 to $640,000 (-3.8%)
Listed for Sale
Jul 8, 2026
$665,000
Original listing
Agent: Waylynn Garcia
Office: Executive Real Estate, Inc.
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/20/2026 | • Back On Market | - | - | - | Active |
| 08/20/2026 | ↓ Price Reduced | $605,000 | $20,000 | - | From $625,000 to $605,000 (-3.2%) |
| 08/14/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 08/03/2026 | ↓ Price Reduced | $625,000 | $15,000 | - | From $640,000 to $625,000 (-2.3%) |
| 07/22/2026 | ↓ Price Reduced | $640,000 | $25,000 | - | From $665,000 to $640,000 (-3.8%) |
| 07/08/2026 | 🏠 Listed for Sale | $665,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $9,153 | $571,700 |
Financial Details
Annual Property Tax
$9,153
Tax Year 2026
Assessed Value
$571,700
Facts & Features
2 Car Garage
Central AC
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
2018
Living Area
2,100 sq ft
Lot Size
0.40 acres
Bedrooms
3
Full Baths
2
Half Baths
1
Total Rooms
7
Interior
Heating
Forced Air, Natural Gas
Cooling
Central Air
Flooring
Hardwood
Appliances
Tankless Water Heater, Range, Dishwasher, Microwave, Refrigerator, Water Softener
Fireplace
None
Fireplaces
1
Basement
Full, Partially Finished
Laundry
In Basement
Features
Bonus Room
Exterior
Construction
Frame
Architecture
Colonial
Roof
Shingle
Features
Patio, Rain Gutters, Sprinkler System
Pool
None
Spa
None
Fencing
None
Patio/Porch
Patio
Parking
Garage Spaces
2
Has Garage
Yes
Features
Attached, Paved Drive, Paved
Total Spaces
6
Utilities
Electric
200+ Amp Service
Water
Private
Sewer
Private Sewer
Gas
None
Other
None
Financial
Annual Tax
$9,153
Assessed Value
$571,700
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
None
Seller Disclosures
See Attached Feature Sheet. Seller To Credit Buyer For A Radon Mitigation System. Septic System Is Designed For A 2-bedroom.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
White
Sq Ft Source
Public Record
Documents
None
County
Hampden
Total market time (incl. prior listings)
37 days
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
2018
Bedrooms
3
Full Bathrooms
2
Half Bathrooms
1
Living Area
2,100 sq ft
Total Rooms
7
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,100 sq ft above grade
400 sq ft below grade
LevelSecond
LevelSecond
LevelSecond
LevelSecond
LevelFirst
LevelFirst
LevelFirst
LevelFirst
LevelBasement
FeaturesYes
Display Options
Outdoor Areas
Patio & porchPatio
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Hardwood
Appliances:
Tankless Water Heater, Range, Dishwasher, Microwave, Refrigerator, Water Softener
Interior Features:
Bonus Room
Windows:
Insulated Windows
Basement:
Full, Partially Finished
Laundry:
In Basement
Security:
Construction & Materials
Style:
Colonial
Year Built:
2018
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Concrete Perimeter
Heating, Cooling & Utilities
Heating:
Forced Air, Natural Gas
Heating Zones:
2
Cooling:
Central Air
Cooling Zones:
2
Hot Water:
Water Source:
Private
Sewer:
Private Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio, Rain Gutters, Sprinkler System
Patio & Porch:
Patio
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Garage Spaces:
2
Garage Type:
Attached
Total Parking Spaces:
6
Parking Features:
Attached, Paved Drive, Paved
Special Features
Fireplaces:
1
Fireplace Type:
Community Amenities:
Conservation Area
Nearby Schools
School District
Ludlow School District local
C
School Safety
2024-25
3.9%
Above Average
3.9%
Suspensions
0.3%
In-School
1.6% below state avg
Elementary Schools
3 schools
East Street Elementary School
3.8 mi
368 students
Moderate
Grades PK-01
B
Harris Brook Elementary School
3.9 mi
|
#375 of 824
|
Score: 48.3
Improved 230 spots from last year
-9.9 below state avg
593 students
Moderate
Rising School
Grades 02-05
St. John The Baptist School
4.1 mi
Grades PK-08
Middle Schools
2 schools
C
Chestnut Hill Community School
4.5 mi
|
#601 of 824
|
Score: 40.8
Dropped 136 spots from last year
-17.4 below state avg
494 students
Moderate
Grades 04-06
B-
Jabish Middle School
4.6 mi
|
#211 of 352
|
Score: 39.9
Dropped 93 spots from last year
-18.3 below state avg
343 students
Less Diverse
Grades 07-08
High Schools
3 schools
B-
Ludlow Senior High School
2.9 mi
|
#190 of 346
|
Score: 52.1
Dropped 40 spots from last year
-6.1 below state avg
736 students
Moderate
18 sports
• 1,236 athletes
Career Tech Programs
Strong Athletics
Grades 09-12
C
Pathfinder Regional Vocational-Technical High School
3.8 mi
|
#265 of 346
|
Score: 45.0
Dropped 41 spots from last year
-13.3 below state avg
660 students
Less Diverse
15 sports
• 496 athletes
Career Tech Programs
College Ready Curriculum
Strong Athletics
Grades 09-12
B-
Palmer High School
4.3 mi
|
#200 of 346
|
Score: 51.4
Improved 97 spots from last year
-6.8 below state avg
416 students
Moderate
15 sports
• 550 athletes
Rising School
College Ready Curriculum
Strong Athletics
Grades 07-12
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Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$763
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
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Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
1322 Center St, Ludlow MA 01056
Ludlow, MA 01056
Listing Information
Listing Agent
Waylynn Garcia
Listing Office
Executive Real Estate, Inc.
Office Phone
413-596-2212
Agent MLS ID
CN225025
Office MLS ID
AC1693
Listing Data Updated
Aug 19, 2026 9:01 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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