FeaturesCeiling Fan(s), Closet, Flooring - Hardwood
LevelSecond
131 Federal St, Wilmington MA 01887
Wilmington, MA 01887
$799,900
Est. $5,032/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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Open House Schedule
12
Sep
Saturday, September 12
12:00 PM - 2:00 PM EDT
11
Sep
Friday, September 11
5:00 PM - 6:30 PM EDT
13
Sep
Sunday, September 13
12:00 PM - 2:00 PM EDT
About this home
Welcome to 131 Federal Street, a well-maintained Colonial proudly cared for by its long-term owners. Offering 3 bedrooms and 2.5 baths, a finished lower level and a beautiful three season porch, this home blends inviting living spaces with a peaceful setting in a convenient location. Step inside to find gleaming hard wood floors with a fireplaced living room just off the kitchen. The highlight of the main level is the beautiful three-season porch, featuring a cathedral ceiling and walls of windows overlooking the tranquil, tree-lined backyard. The perfect backdrop for morning coffee, casual dinners, or simply enjoying the changing New England seasons. Upstairs you will find three spacious bedrooms, including a primary bedroom with an en-suite bath, with an additional full bath. The lower level provides even more flexible living space with a built-in bar and plenty of room for entertaining, hobbies, or recreation. Updates include Renewal by Anderson windows (2014), Furnace (2015) Roof (2018) and water heater (2025). Situated at the corner of Federal Street and Flynn Street, a quiet cul-de-sac, this home offers a convenient access to major routes, commuter rail, shopping, and dining. Boston is approximately 18 miles away, making this an excellent location for commuters. With its inviting spaces, peaceful setting, and years of thoughtful care, 131 Federal Street is ready to welcome its next owners.
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 9, 2026
$799,900
Original listing
Agent: Ani Santana
Office: Chinatti Realty Group, Inc.
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/09/2026 | 🏠 Listed for Sale | $799,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $9,443 | $827,600 |
Financial Details
Annual Property Tax
$9,443
Tax Year 2026
Assessed Value
$827,600
Facts & Features
Central AC
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1995
Living Area
1,812 sq ft
Lot Size
0.71 acres
Bedrooms
3
Full Baths
2
Half Baths
1
Total Rooms
6
Interior
Heating
Natural Gas
Cooling
Central Air
Flooring
Tile, Carpet, Hardwood, Flooring - Stone/ceramic Tile
Appliances
Gas Water Heater, Range, Dishwasher, Refrigerator, Washer, Dryer
Fireplace
Living Room
Fireplaces
1
Basement
Full, Partially Finished
Laundry
Flooring - Stone/ceramic Tile, First Floor
Features
Cathedral Ceiling(s), Ceiling Fan(s), Sun Room, Walk-up Attic
Exterior
Construction
Frame
Architecture
Colonial
Roof
Shingle
Features
Deck - Wood, Sprinkler System
Pool
None
Spa
None
Fencing
None
Patio/Porch
Deck - Wood
Parking
Features
Paved Drive, Off Street
Total Spaces
4
Utilities
Electric
200+ Amp Service
Water
Public
Sewer
Private Sewer
Gas
None
Other
For Gas Range
Financial
Annual Tax
$9,443
Assessed Value
$827,600
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
None
Seller Disclosures
Buyer And Buyers Agent Responsible For Their Own Due Diligence. Renewal Anderson Windows 2014 Furnace Is 2015 Roof 2018 Water Heater 2025
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Sq Ft Disclosures
Some photos have been virtually staged
Documents
None
County
Middlesex
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1995
Bedrooms
3
Full Bathrooms
2
Half Bathrooms
1
Living Area
1,812 sq ft
Total Rooms
6
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,812 sq ft above grade
FeaturesCeiling Fan(s), Closet, Flooring - Hardwood
LevelSecond
FeaturesBathroom - Full, Bathroom - With Tub
LevelSecond
FeaturesBathroom - Full, Bathroom - With Tub
LevelSecond
FeaturesCeiling Fan(s), Closet, Flooring - Hardwood
LevelSecond
FeaturesFlooring - Stone/Ceramic Tile, Dining Area, Countertops - Stone/Granite/Solid
LevelFirst
FeaturesBathroom - Half, Flooring - Stone/Ceramic Tile
LevelFirst
FeaturesFlooring - Hardwood
LevelFirst
FeaturesFlooring - Wall to Wall Carpet
LevelFirst
FeaturesFlooring - Hardwood
LevelFirst
FeaturesYes
Display Options
Outdoor Areas
Patio & porchDeck - Wood
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Tile, Carpet, Hardwood, Flooring - Stone/Ceramic Tile
Appliances:
Gas Water Heater, Range, Dishwasher, Refrigerator, Washer, Dryer
Interior Features:
Cathedral Ceiling(s), Ceiling Fan(s), Sun Room, Walk-up Attic
Windows:
Insulated Windows
Basement:
Full, Partially Finished
Laundry:
Flooring - Stone/Ceramic Tile, First Floor
Security:
Construction & Materials
Style:
Colonial
Year Built:
1995
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Concrete Perimeter
Heating, Cooling & Utilities
Heating:
Natural Gas
Cooling:
Central Air
Hot Water:
Water Source:
Public
Sewer:
Private Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Deck - Wood, Sprinkler System
Patio & Porch:
Deck - Wood
Fencing:
Other Structures:
Lot Features:
Corner Lot
Road Surface:
Paved
Parking & Garage
Total Parking Spaces:
4
Parking Features:
Paved Drive, Off Street
Special Features
Fireplaces:
1
Fireplace Type:
Living Room
Community Amenities:
Public Transportation, Shopping, Park, Walk/Jog Trails, Medical Facility, Conservation Area, Highway Access, Private School, Public School
Nearby Schools
School District
Wilmington School District local
A-
School Safety
2024-25
0.8%
Low
0.8%
Suspensions
0.7%
In-School
4.7% below state avg
Elementary Schools
6 schools
Abundant Life Christian School
0.7 mi
Grades PK-08
B+
Woburn Street School
0.9 mi
|
#264 of 825
|
Score: 51.9
Dropped 179 spots from last year
-6.3 below state avg
370 students
Moderate
Strong Attendance
Grades 01-03
A-
North Intermediate School
1.6 mi
|
#191 of 825
|
Score: 55.2
Improved 9 spots from last year
-3 below state avg
236 students
Moderate
Strong Attendance
Grades 04-05
A
West Intermediate School
2.0 mi
|
#170 of 825
|
Score: 56.3
Improved 109 spots from last year
-2 below state avg
300 students
Moderate
Rising School
Strong Attendance
Grades PK-05
Boutwell School
2.0 mi
143 students
Moderate
Strong Attendance
Grades PK-K
B
Shawsheen Elementary School
2.7 mi
|
#343 of 825
|
Score: 49.2
Dropped 163 spots from last year
-9 below state avg
293 students
Moderate
Strong Attendance
Grades 01-03
Middle Schools
1 school
A-
Wilmington Middle School
1.9 mi
|
#76 of 352
|
Score: 52.6
Improved 2 spots from last year
-5.6 below state avg
807 students
Moderate
Strong Attendance
Grades PK-08
High Schools
1 school
A
Wilmington High School
0.6 mi
|
#70 of 346
|
Score: 64.3
Dropped 33 spots from last year
+6.1 above state avg
633 students
Moderate
17 sports
• 1,648 athletes
Strong AP Program
High Graduation Rate
College Ready Curriculum
Strong Athletics
Grades 09-12
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Monthly Payment Calculator
Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
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Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$787
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
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Current Rate
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+0.5% Rate
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
131 Federal St, Wilmington MA 01887
Wilmington, MA 01887
Listing Information
Listing Agent
Ani Santana
Listing Office
Chinatti Realty Group, Inc.
Office Phone
978-320-3377
Agent MLS ID
CN258088
Office MLS ID
AN7396
Listing Data Updated
Sep 9, 2026 11:28 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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