1304 Elm St. # 3C, West Springfield MA 01089
West Springfield, MA 01089
$179,000
$174,000
Est. $1,475/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Own your own home instead of renting! This move-in ready and affordable condo is the perfect opportunity for first-time buyers, college students, investors, or snowbirds seeking easy, low-maintenance living. Enjoy low condo fees that include your water bill! Inside, you’ll find a bright open-concept living and dining area with wall A/C and economical electric baseboard heat with individual thermostats. The cozy kitchen features new appliances, while the updated bathroom, fresh paint, and new flooring throughout provide a modern, turnkey feel. Two spacious bedrooms offer ample closet space and natural light. Additional conveniences include assigned parking space #15, visitor parking, and updated on-site laundry facilities with mobile app and coin-operated payment options. Rarely available Elm Court Condominiums are ideally located near Riverdale Street shopping, dining, and major highways including I-91 and the Mass Pike.
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Recently Sold Nearby
Property History
Market Insights
1
Price Changes
2.8%
Price Range
Property Timeline
Back On Market
Sep 2, 2026
Active
Pending Sale
Jul 30, 2026
Offer accepted, sale pending
Price Reduced
Jul 10, 2026
$174,000
$5,000
(-2.79%)
From $179,000 to $174,000 (-2.8%)
Listed for Sale
Jun 10, 2026
$179,000
Original listing
Agent: Monique Frigon
Office: RE/MAX Generations
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/02/2026 | • Back On Market | - | - | - | Active |
| 07/30/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 07/10/2026 | ↓ Price Reduced | $174,000 | $5,000 | - | From $179,000 to $174,000 (-2.8%) |
| 06/10/2026 | 🏠 Listed for Sale | $179,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $1,970 | $140,500 |
Financial Details
Annual Property Tax
$1,970
Tax Year 2026
HOA Fee
$231
Monthly
Assessed Value
$140,500
Facts & Features
Home Facts
Type
Residential
Style
Condominium
Year Built
1967
Living Area
752 sq ft
Stories
2
Bedrooms
2
Full Baths
1
Total Rooms
4
Interior
Heating
Electric Baseboard
Cooling
Window Unit(s), High Seer Heat Pump (12+)
Flooring
None
Appliances
None
Fireplace
None
Basement
N
Laundry
None
Features
None
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
None
Pool
None
Spa
None
Fencing
Security
Patio/Porch
None
Parking
Features
Assigned
Total Spaces
1
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$1,970
Assessed Value
$140,500
HOA & Community
HOA Fee
$231 Monthly
Fee Includes
Water, Sewer, Insurance, Maintenance Structure, Road Maintenance, Maintenance Grounds, Snow Removal, Trash
Amenities
Hot Water, Laundry
Optional Fee Includes
None
Owner-Occupied Units
10
Down Payment Resource
Eligible
Pets
Yes
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
One Phone Has Been Virtually Staged. Parking Spot #15
Additional Details
Possession
None
Accepted Financing
None
Structure Type
["Attached"]
Unit/Building
3C
Sq Ft Source
Public Record
Documents
Rules & Regs, Certificate Of Insurance (2)
County
Hampden
Total market time (incl. prior listings)
57 days
Property Overview
Property Type
Condominium
Listing Type
For Sale
Year Built
1967
Bedrooms
2
Full Bathrooms
1
Living Area
752 sq ft
Total Rooms
4
Stories
2
Entry Level
1
Floor Layout
Interactive room guide
Floor Layout
Finished Area
752 sq ft above grade
Display Options
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Interior Features:
Windows:
Basement:
N
Laundry:
Security:
Construction & Materials
Year Built:
1967
Structure Type:
Attached
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Stories:
2
Heating, Cooling & Utilities
Heating:
Electric Baseboard
Cooling:
Window Unit(s), High Seer Heat Pump (12+)
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Security
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Total Parking Spaces:
1
Parking Features:
Assigned
Nearby Schools
School District
West Springfield School District local
B
Where Graduates Go
Class of 2021
36%
attend college
20%
4-Year
16%
2-Year
3%
Out of State
3%
Working
School Safety
2024-25
3.0%
Above Average
2.7%
Suspensions
1.1%
In-School
0.3%
Emergency
2.5% below state avg
Elementary Schools
3 schools
C
German Gerena Community School
0.8 mi
|
#633 of 825
|
Score: 39.2
Improved 95 spots from last year
-19 below state avg
599 students
Moderate
Rising School
Grades PK-05
Montessori Children's House of West Springfield Inc.
0.9 mi
Grades PK
F
Brightwood School
0.9 mi
|
#825 of 825
|
Score: 20.1
Improved 1 spots from last year
-38.1 below state avg
457 students
Less Diverse
Grades PK-05
Middle Schools
3 schools
D
Springfield Legacy Academy
0.8 mi
|
#16 of 16
|
Score: 18.8
Improved 340 spots from last year
-39.4 below state avg
243 students
Less Diverse
Rising School
Grades 06-08
C
Impact Prep at Chestnut
0.8 mi
|
#13 of 16
|
Score: 23.7
Improved 350 spots from last year
-34.5 below state avg
314 students
Moderate
Rising School
Grades 06-08
B
Chestnut Accelerated Middle School (Talented and Gifted)
0.8 mi
|
#162 of 352
|
Score: 43.2
Dropped 9 spots from last year
-15 below state avg
291 students
Diverse
Strong Attendance
Grades 06-08
High Schools
2 schools
B
West Springfield High School
0.8 mi
|
#165 of 346
|
Score: 54.5
Improved 72 spots from last year
-3.7 below state avg
1,172 students
Diverse
18 sports
• 1,524 athletes
Strong AP Program
High Graduation Rate
Rising School
Career Tech Programs
Grades 09-12
C+
Libertas Academy Charter School
2.2 mi
|
#238 of 346
|
Score: 48.5
Improved 106 spots from last year
-9.8 below state avg
592 students
Moderate
7 sports
• 134 athletes
Rising School
Grades 06-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$164
Homeowners Insurance
$200
HOA Fee
$231/mo
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
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Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
1304 Elm St. # 3C, West Springfield MA 01089
West Springfield, MA 01089
Listing Information
Listing Agent
Monique Frigon
Listing Office
RE/MAX Generations
Office Phone
508-488-9892
Agent MLS ID
CN216255
Office MLS ID
AN7349
Listing Data Updated
Sep 6, 2026 3:07 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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