LevelSecond
130 Central St, North Reading MA 01864
North Reading, MA 01864
$669,000
Est. $4,316/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Investors, Contractors and Cash Buyers bring your vision to this well-maintained spacious home at 130 Central St! Your ideas will transform this well-located Little School District property into something special. The flexible first floor plan offers multiple purposes for each area. The current layout features a living room with fireplace, one bedroom, cozy kitchen, dining room, and full bath on main level. Second level has two large bedrooms with deep closets and full bath. Full unfinished basement is accessible via interior and exterior and provides ample storage. Screened in breezeway connects garage to kitchen. Deck overlooking perfect manicured landscape provides comfortable peaceful retreat. The home is in need of cosmetic work. Your vision will transform it to modern day living. Home is located close to schools, highways, shopping, Ipswich River Park, and library. Walpole fence adds to curb appeal. Windows, door, hot water heater, breezeway steps and oil burner are not original. Gas on street. Hardwood possibly beneath carpet. Sold as is. Estate Sale. Buyer responsible for Title V and Smoke Certificate.
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 22, 2026
$669,000
Original listing
Agent: Marina Tramontozzi
Office: True North Realty
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/22/2026 | 🏠 Listed for Sale | $669,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $8,797 | $673,600 |
Financial Details
Annual Property Tax
$8,797
Tax Year 2025
Assessed Value
$673,600
Facts & Features
1 Car Garage
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1955
Living Area
1,888 sq ft
Lot Size
0.35 acres
Bedrooms
3
Full Baths
2
Half Baths
1
Total Rooms
7
Interior
Heating
Forced Air, Oil
Cooling
Window Unit(s)
Flooring
None
Appliances
None
Fireplace
Living Room
Fireplaces
1
Basement
Full, Unfinished
Laundry
None
Features
Den
Exterior
Construction
Frame
Architecture
Cape
Roof
Shingle
Features
Deck
Pool
None
Spa
None
Fencing
None
Patio/Porch
Deck
Parking
Garage Spaces
1
Has Garage
Yes
Features
Attached, Paved Drive, Off Street
Total Spaces
3
Utilities
Electric
None
Water
Public
Sewer
Private Sewer
Gas
None
Other
None
Financial
Annual Tax
$8,797
Assessed Value
$673,600
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Buyer/agent Perform Own Due Diligence. Seller/agent Make No Representations. Estate Sale. Trustee Has Never Lived In Property. Buyer Responsible For Title V & Fire Smoke Certificate. Gas Line On Street. Hardwood Possibly Beneath Carpet. Sold As Is.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Yellow
Sq Ft Source
Public Record
Documents
None
County
Middlesex
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1955
Bedrooms
3
Full Bathrooms
2
Half Bathrooms
1
Living Area
1,888 sq ft
Total Rooms
7
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,888 sq ft above grade
LevelSecond
FeaturesBathroom - Full
LevelSecond
LevelFirst
FeaturesBathroom - Half
LevelFirst
FeaturesBathroom - Full
LevelFirst
LevelFirst
LevelFirst
LevelFirst
Display Options
Outdoor Areas
Patio & porchDeck
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Interior Features:
Den
Windows:
Basement:
Full, Unfinished
Laundry:
Security:
Construction & Materials
Style:
Cape
Year Built:
1955
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Concrete Perimeter
Heating, Cooling & Utilities
Heating:
Forced Air, Oil
Cooling:
Window Unit(s)
Hot Water:
Water Source:
Public
Sewer:
Private Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Deck
Patio & Porch:
Deck
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Garage Spaces:
1
Garage Type:
Attached
Total Parking Spaces:
3
Parking Features:
Attached, Paved Drive, Off Street
Special Features
Fireplaces:
1
Fireplace Type:
Living Room
Community Amenities:
Shopping, Pool, Tennis Court(s), Park, Walk/Jog Trails, Golf, Medical Facility, Bike Path, Conservation Area, Highway Access, House of Worship, Public School, T-Station, University
Nearby Schools
School District
North Reading School District local
A+
School Safety
2024-25
0.0%
Very Low (Safest)
0.4%
In-School
5.5% below state avg
Elementary Schools
2 schools
A+
L.D. Batchelder School
1.2 mi
|
#7 of 825
|
Score: 66.8
Improved 23 spots from last year
+8.6 above state avg
449 students
Less Diverse
Rising School
Strong Attendance
Grades K-05
A+
J. Turner Hood Elementary School
1.5 mi
|
#65 of 825
|
Score: 61.2
Improved 88 spots from last year
+3 above state avg
418 students
Moderate
Rising School
Strong Attendance
Grades PK-05
Middle Schools
1 school
A+
North Reading Middle School
0.8 mi
|
#33 of 352
|
Score: 59.9
Dropped 4 spots from last year
+1.7 above state avg
527 students
Less Diverse
Strong Attendance
Grades 06-08
High Schools
1 school
A+
North Reading High School
0.8 mi
|
#34 of 346
|
Score: 70.2
Dropped 7 spots from last year
+12 above state avg
640 students
Less Diverse
21 sports
• 1,615 athletes
Strong AP Program
High Graduation Rate
College Ready Curriculum
Strong Athletics
Grades 09-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$733
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
130 Central St, North Reading MA 01864
North Reading, MA 01864
Listing Information
Listing Agent
Marina Tramontozzi
Listing Office
True North Realty
Office Phone
781-872-1487
Agent MLS ID
CN215527
Office MLS ID
AN2670
Listing Data Updated
Sep 22, 2026 8:54 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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