130 Center St, Ludlow MA 01056
Ludlow, MA 01056
$515,900
Est. $3,346/month
Open House Schedule
15
Aug
Saturday, August 15
12:00 PM - 1:30 PM EDT
13
Aug
Thursday, August 13
4:00 PM - 5:30 PM EDT
16
Aug
Sunday, August 16
12:00 PM - 1:30 PM EDT
About this home
At 130 Center St, Ludlow, MA, a distinguished multi-family residence beautifully remodeled recently presents a unique opportunity for sophisticated living, encompassing 2310 square feet of meticulously designed space. This property masterfully combines historical integrity with contemporary functionality, offering an exceptional lifestyle for its occupants. The property features six thoughtfully appointed bedrooms, providing ample private accommodations across its three stories. Complementing these are two full bathrooms and a convenient half bathroom, designed to cater to the practical needs of a multi-family dwelling. A generous 7187 square foot lot provides a substantial outdoor environment, while the two-car garage ensures secure parking and additional storage solutions. We invite discerning buyers to discover the enduring appeal and versatile potential of this remarkable Ludlow address.
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Recently Sold Nearby
Property History
Market Insights
Property Timeline
Showing Instructions Updated
Aug 8, 2026
New showing requirements
Listed for Sale
Aug 8, 2026
$515,900
Original listing
Agent: Musa Muzaaya
Office: The American Dream Real Estate
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/08/2026 | 👁️ Showing Instructions Updated | - | - | - | New showing requirements |
| 08/08/2026 | 🏠 Listed for Sale | $515,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $6,442 | $402,400 |
Financial Details
Annual Property Tax
$6,442
Tax Year 2026
Assessed Value
$402,400
Facts & Features
2 Car Garage
Home Facts
Type
Residential Income
Style
Multi Family
Year Built
1910
Living Area
2,310 sq ft
Lot Size
0.16 acres
Bedrooms
6
Full Baths
2
Half Baths
1
Total Rooms
11
Investment Metrics
Units
2
Unit 1 Rent
— · N
Unit 2 Rent
$2,300/mo · Y
Total Monthly Rent
$2,300/mo
Gross Income
$27,600
Net Operating Income
$27,600
Cap Rate
5.35%
Interior
Heating
Natural Gas
Cooling
None
Flooring
Hardwood
Appliances
Range, Dishwasher, Microwave, Refrigerator
Fireplace
None
Basement
Full, Concrete
Laundry
Washer Hookup, Dryer Hookup, Washer & Dryer Hookup
Features
Upgraded Cabinets, Upgraded Countertops, Open Floorplan, Remodeled, Stone/granite/solid Counters, Living Room, Kitchen, Sunroom, Dining Room
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
Rain Gutters
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch
Parking
Garage Spaces
2
Has Garage
Yes
Features
Paved Drive, Off Street, Paved
Total Spaces
9
Utilities
Electric
Circuit Breakers
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$6,442
Assessed Value
$402,400
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Seller Disclosures
Lease Expires August 30, 2026. No Renewal. Laundry In Basement For Both Units.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Sq Ft Disclosures
Beautifully renovated to todays luxury standards
Documents
None
County
Hampden
Property Overview
Property Type
Multi Family
Listing Type
For Sale
Year Built
1910
Bedrooms
6
Full Bathrooms
2
Half Bathrooms
1
Living Area
2,310 sq ft
Total Rooms
11
Stories
3
Levels
3
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,310 sq ft above grade
Display Options
Outdoor Areas
Patio & porchPorch
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Hardwood
Appliances:
Range, Dishwasher, Microwave, Refrigerator
Interior Features:
Upgraded Cabinets, Upgraded Countertops, Open Floorplan, Remodeled, Stone/Granite/Solid Counters, Living Room, Kitchen, Sunroom, Dining Room
Windows:
Insulated Windows, Screens
Basement:
Full, Concrete
Laundry:
Washer Hookup, Dryer Hookup, Washer & Dryer Hookup
Security:
Construction & Materials
Year Built:
1910
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Concrete Perimeter, Brick/Mortar
Stories:
3
Heating, Cooling & Utilities
Heating:
Natural Gas
Heating Zones:
2
Cooling:
Cooling Zones:
2
Hot Water:
Natural Gas
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Rain Gutters
Patio & Porch:
Porch
Fencing:
Other Structures:
Lot Features:
Corner Lot, Cleared, Level
Road Surface:
Parking & Garage
Garage Spaces:
2
Total Parking Spaces:
9
Parking Features:
Paved Drive, Off Street, Paved
Nearby Schools
School District
Ludlow School District local
C
School Safety
2024-25
3.9%
Above Average
3.9%
Suspensions
0.3%
In-School
1.6% below state avg
Elementary Schools
3 schools
St. John The Baptist School
0.4 mi
Grades PK-08
East Street Elementary School
0.9 mi
368 students
Moderate
Grades PK-01
B
Harris Brook Elementary School
1.1 mi
|
#375 of 824
|
Score: 48.3
Improved 230 spots from last year
-9.9 below state avg
593 students
Moderate
Rising School
Grades 02-05
High Schools
1 school
B-
Ludlow Senior High School
1.4 mi
|
#190 of 346
|
Score: 52.1
Dropped 40 spots from last year
-6.1 below state avg
736 students
Moderate
18 sports
• 1,236 athletes
Career Tech Programs
Strong Athletics
Grades 09-12
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Total Interest
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$537
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
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Total interest paid
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Rate Impact
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
130 Center St, Ludlow MA 01056
Ludlow, MA 01056
Listing Information
Listing Agent
Musa Muzaaya
Listing Office
The American Dream Real Estate
Office Phone
617-290-6783
Agent MLS ID
CN229966
Office MLS ID
K95454
Listing Data Updated
Aug 8, 2026 1:08 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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