13 Stephanie Drive # 0, Gardner MA 01440

Gardner, MA 01440
$429,900
Est. $2,574/month
3
Beds
1.5
Baths
1,440
Sq Ft
$299
Price/Sq Ft
0.12
Acres
2026
Year Built
3
Parking
66
Days on Market
Sale Pending Listed Feb 19, 2026 • MLS# 73478585 Copied! • Updated Aug 17, 2026

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About this home

Discover modern comfort and convenience in this new construction 3-bedroom, 1-1/2 bath "attached" single family home located in a peaceful, friendly neighborhood. Thoughtfully designed, open-concept living & dining area, a spacious kitchen with granite countertops and stainless steel appliances. Oversized windows in every room give this home spectacular natural light! Quiet streets, nearby parks, and local amenities, this duplex offers the perfect blend of tranquility and modern living for anyone looking to settle into a welcoming community. Don’t miss your chance to make this beautiful new home yours! This home is situated perfectly, exuding small town charm yet conveniently close to all area amenities including great restaurants, shopping, summer concerts in the park and public trans as well as major routes and close Route 2. City water and sewer! 2-car off street parking and private yard. 1 yr warranty, Low condo fee for Master insurance only! Ready for occupancy April/May 2026

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Recently Sold Nearby

Property History

Market Insights

2
Price Changes
1.6%
Price Range

Property Timeline

Pending Sale
Apr 27, 2026
Offer accepted, sale pending
🔧
Property Type Updated
Apr 13, 2026
Single Family Residence → Condominium
Price Reduced
Apr 13, 2026
$429,900 $2,000 (-0.46%)
From $431,900 to $429,900 (-0.5%)
Price Increased
Feb 20, 2026
$431,900 +$7,000 (+1.65%)
From $424,900 to $431,900 (+1.6%)
🏠
Listed for Sale
Feb 19, 2026
$424,900
Original listing
Agent: Wayne Collette Office: Jill & Co. Realty Group

Tax History

Year Taxes Assessment
2026 $0 $0

Financial Details

Annual Property Tax
$0
Tax Year 2026
HOA Fee
$200
Monthly
Assessed Value
$0

Facts & Features

Central AC
New Construction

Home Facts

Type Residential
Style Condominium
Year Built 2026
Living Area 1,440 sq ft
Lot Size 0.12 acres
Stories 2
Bedrooms 3
Full Baths 1
Half Baths 1
Total Rooms 5

Interior

Heating Central, Forced Air, Propane
Cooling Central Air
Flooring Tile, Carpet, Hardwood
Appliances Range, Disposal, Refrigerator, Washer
Fireplace None
Basement Y
Laundry Electric Dryer Hookup, Washer Hookup
Features None

Exterior

Construction Frame
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Features None
Total Spaces 3
Electric None
Water Public
Sewer Public Sewer
Gas None
Other For Electric Dryer, Washer Hookup
Annual Tax 0.00
Assessed Value 0.00

HOA & Community

HOA Fee $200 Monthly
Fee Includes Insurance
Amenities None
Optional Fee Includes None
Lead Paint None
Seller Disclosures This Is An Attached Single Family Home.there Will Be A Small Hoa Fee For Master Ins Only.owners Take Care Of Their Side Of Yard And Driveway And The Exterior Of Their Side Of The Home. Some Photos Are Ai Enhanced, Some From Previous Build With Exact Same Floor Plan, Colors, Finishes & Appliances
Possession None
Accepted Financing None
Structure Type ["Half-Duplex"]
Sq Ft Source Owner
Sq Ft Disclosures Living area to be confirmed once engineering plan is completed.
Documents None
County Worcester
Total market time (incl. prior listings) 67 days

Property Overview

Property Type
Condominium
Listing Type
Sale Pending
Year Built
2026
Bedrooms
3
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,440 sq ft
Total Rooms
5
Stories
2
Entry Level
1

Floor Layout

Interior Features

Flooring: Tile, Carpet, Hardwood
Appliances: Range, Disposal, Refrigerator, Washer
Interior Features:
Windows: Insulated Windows
Basement: Y
Laundry: Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Year Built: 2026
Structure Type: Half-Duplex
Exterior Materials: Frame
Roof: Shingle
Foundation:
Stories: 2

Heating, Cooling & Utilities

Heating: Central, Forced Air, Propane
Cooling: Central Air
Cooling Zones: 2
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features: Thermostat

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 3
Parking Features:
School District
Gardner School District local
D
School Safety 2024-25
5.8% Above Average
5.6% Suspensions 0.5% In-School 0.2% Emergency
0.3% above state avg
E

Elementary Schools

3 schools
C-
Gardner Elementary School
1.6 mi | #669 of 824 | Score: 37.5
Improved 96 spots from last year
-20.7 below state avg
1,087 students Diverse
Rising School Diverse Student Body
Grades PK-04
Wachusett Hills Christian School
2.6 mi
Grades K-08
C+
Templeton Elementary School
3.8 mi | #518 of 824 | Score: 44.2
Improved 95 spots from last year
-14 below state avg
581 students Less Diverse
Rising School
Grades PK-04
M

Middle Schools

3 schools
F
Gardner Middle School
1.9 mi | #338 of 352 | Score: 26.8
Dropped 7 spots from last year
-31.4 below state avg
514 students Diverse
Grades 05-07
B
Overlook Middle School
4.4 mi | #170 of 352 | Score: 42.8
Dropped 7 spots from last year
-15.4 below state avg
576 students Less Diverse
Grades 06-08
C-
Narragansett Middle School
4.5 mi | #304 of 352 | Score: 31.0
Dropped 43 spots from last year
-27.2 below state avg
366 students Less Diverse
Grades 05-07
H

High Schools

3 schools
D
Gardner Academy for Learning and Technology
1.1 mi | #331 of 346 | Score: 26.7
Improved 48 spots from last year
-31.6 below state avg
123 students Diverse
Early College Program Rising School Career Tech Programs
Grades 09-12
C+
Gardner High School
1.8 mi | #239 of 346 | Score: 47.5
Improved 74 spots from last year
-10.7 below state avg
808 students Diverse
15 sports • 820 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 08-12
C+
Narragansett Regional High School
4.4 mi | #224 of 346 | Score: 49.2
Improved 25 spots from last year
-9 below state avg
492 students Less Diverse
14 sports • 628 athletes
Early College Program Rising School Career Tech Programs College Ready Curriculum
Grades 08-12
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Monthly Payment Calculator

Monthly Payment
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Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $0
Homeowners Insurance $200
HOA Fee $200/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
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Current Rate
$0/mo
+0.5% Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

13 Stephanie Drive # 0, Gardner MA 01440

Gardner, MA 01440

Listing Information

Listing Agent Wayne Collette
Listing Office Jill & Co. Realty Group
Office Phone 603-275-0487
Agent MLS ID BB922867
Office MLS ID AN8563
Listing Data Updated Aug 17, 2026 12:55 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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