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13 Roy Street # 3, Swampscott MA 01907

Swampscott, MA 01907
$389,999
Est. $2,644/month
1
Beds
1
Baths
891
Sq Ft
$438
Price/Sq Ft
1915
Year Built
3 hours 37 minutes
Time on Market
Active Listed May 1, 2026 • MLS# 73510980 Copied!

About this home

Embrace effortless coastal living in this beautifully maintained top-floor 1-bedroom, 1-bath condo, perfectly situated near both the beach and commuter rail. Gleaming hardwood floors flow throughout, while a charming bay window fills the living room with abundant natural light. The bright, airy kitchen is thoughtfully appointed with stainless steel appliances, crisp white cabinetry, a skylight, and recessed lighting. Your private balcony is an ideal spot for morning coffee or winding down. The spacious bedroom offers a comfortable retreat, complemented by a full bath featuring tile flooring and the convenience of in-unit laundry. Pet-friendly and offering low condo fees, this home blends comfort, style, and value. Located less than a mile from King’s Beach and the Swampscott Commuter Rail with direct access to Boston, this is your chance to enjoy the best of coastal charm and commuter convenience. Ready for a new owner just in time for summer! Sunday OH 11AM-12:30PM

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Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
1915
Bedrooms
1
Full Bathrooms
1
Living Area
891 sq ft
Total Rooms
3
Stories
1
Entry Level
3

Facts & Features

Central AC

Home Facts

Type Residential
Style Condominium
Year Built 1915
Living Area 891 sq ft
Bedrooms 1
Full Baths 1
Total Rooms 3

Interior

Heating Natural Gas
Cooling Central Air
Flooring Tile, Hardwood
Appliances Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Basement N
Laundry In Unit, Gas Dryer Hookup, Washer Hookup
Features Walk-up Attic

Exterior

Construction Conventional (2x4-2x6)
Architecture None
Roof Shingle
Features Porch, Balcony, Rain Gutters
Pool None
Spa None
Fencing None
Patio/Porch Porch

Parking

Features Off Street, Assigned, Paved
Total Spaces 1

Utilities

Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range, For Gas Dryer, Washer Hookup

Financial

Annual Tax $3,986
Assessed Value $347,500

Interior Features

Flooring: Tile, Hardwood
Appliances: Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features: Walk-up Attic
Windows: Insulated Windows
Basement: N
Laundry: In Unit, Gas Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Year Built: 1915
Structure Type: 2/3 Family
Exterior Materials: Conventional (2x4-2x6)
Roof: Shingle
Foundation:
Stories: 1

Heating, Cooling & Utilities

Heating: Natural Gas
Heating Zones: 1
Cooling: Central Air
Cooling Zones: 1
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features: Thermostat

Exterior & Lot

Exterior Features: Porch, Balcony, Rain Gutters
Patio & Porch: Porch
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 1
Parking Features: Off Street, Assigned, Paved

Location

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Neighborhood

13 Roy Street # 3, Swampscott MA 01907

Swampscott, MA 01907

Walkability

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Nearby Schools

School District
Swampscott School District local
B
🎓 Where Graduates Go Class of 2021
78% attend college
73% 4-Year 5% 2-Year 38% Out of State 4% Working
School Safety 2024-25
1.2% Low
1.2% Suspensions 0.4% In-School
4.3% below state avg
E

Elementary Schools

3 schools
The Hathaway School
0.1 mi
Grades PK-08
A-
Aborn School
0.3 mi | #226 of 824 | Score: 53.5
Improved 252 spots from last year
-4.7 below state avg
224 students Diverse
Rising School Diverse Student Body
Grades K-05
C
Hood School
0.6 mi | #617 of 824 | Score: 39.9
Improved 28 spots from last year
-18.3 below state avg
541 students Moderate
Rising School
Grades PK-05
M

Middle Schools

3 schools
C-
Thurgood Marshall Middle School
0.5 mi | #311 of 352 | Score: 30.5
Improved 40 spots from last year
-27.7 below state avg
1,310 students Moderate
Rising School
Grades 06-08
B+
Swampscott Middle School
1.3 mi | #122 of 352 | Score: 47.2
Dropped 51 spots from last year
-11 below state avg
654 students Moderate
Grades PK-08
C+
Pickering Middle School
1.7 mi | #226 of 352 | Score: 38.6
Improved 81 spots from last year
-19.6 below state avg
583 students Diverse
Rising School
Grades 06-08
H

High Schools

3 schools
A-
Swampscott High School
0.4 mi | #98 of 346 | Score: 60.1
Dropped 66 spots from last year
+1.9 above state avg
706 students Moderate
18 sports • 1,578 athletes
Strong AP Program High Graduation Rate Career Tech Programs College Ready Curriculum
Grades 09-12
D
Lynn English High School
0.9 mi | #318 of 346 | Score: 33.5
Improved 37 spots from last year
-24.8 below state avg
2,062 students Moderate
18 sports • 1,425 athletes
Early College Program Rising School Career Tech Programs Strong Athletics
Grades 09-12
B
Fredrick Douglass Collegiate Academy
1.5 mi | #12 of 25 | Score: 33.4
Improved 330 spots from last year
-24.8 below state avg
235 students Moderate
Early College Program Rising School
Grades 06-12
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Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $332
Homeowners Insurance $200
HOA Fee $140/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Market Insights

24.1%
Price Range
2
Previous Sales

Property Timeline

🏠
Listed for Sale
May 1, 2026
$389,999
Original listing
Agent: Marjorie McCue Office: Lamacchia Realty, Inc.
Previous Transaction - MLS #72789097
Full transaction history available when tracking began
🏷️
Previously Sold
May 14, 2021
$336,900
MLS #72789097
Previous Transaction - MLS #72503451
Full transaction history available when tracking began
🏷️
Previously Sold
Jul 3, 2019
$296,000
MLS #72503451

Price & Status History

Date Event Price Change
May 1, 2026 New Listing Added $389,999
May 14, 2021 Sold $336,900
Jul 3, 2019 Sold $296,000

Market Statistics

Time on Market
3 hours 37 minutes
Price per Sq Ft
$438

Tax History

Year Taxes Assessment
2025 $3,986 $347,500

Financial Details

Annual Property Tax
$3,986
Tax Year 2025
HOA Fee
$140
Monthly
Assessed Value
$347,500

Listing Information

Listing Agent Marjorie McCue
Listing Office Lamacchia Realty, Inc.
Agent MLS ID CN220342
Office MLS ID AN2885
Listing Data Updated Apr 30, 2026 10:14 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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