13 Montvale Rd, Gardner MA 01440

Gardner, MA 01440
$264,900
Est. $1,859/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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3
Beds
1
Baths
864
Sq Ft
$307
Price/Sq Ft
0.15
Acres
1950
Year Built
1
Garage Space
New today
Time on Market
For Sale Listed Oct 28, 2026 • MLS# 73596358 Copied! • Updated Oct 28, 2026

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About this home

Attention handy buyers, investors, contractors and buyers looking for an opportunity to by a home at a value. This 3 bedroom ranch has lots of potential with just a few updates. Great family neighborhood. Large private yard with backyard courtyard patio. One car garage. 13 Montvale Rd in Gardner, Massachusetts, presents an opportunity to acquire a charming single-family residence originally constructed in 1950. Spanning 864 square feet of interior living space. Good windows, vinyl siding, FHW furnace is newer. well built and solid house. Will need paint, flooring, countertop repair and an electric service upgrade (which we have a quote for). Bring ALL offers. Motivated seller. Equity can be built very quickly with this new to market outstanding DEAL !!!!

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Recently Sold Nearby

Price & Status History

Property Timeline

🏠
Listed for Sale
Oct 29, 2026
$264,900
Original listing
Agent: Kenneth Maston Office: Keller Williams Realty North Central

Tax History

Year Taxes Assessment
2026 $3,835 $278,500

Financial Details

Annual Property Tax
$3,835
Tax Year 2026
Assessed Value
$278,500

Facts & Features

1 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1950
Living Area 864 sq ft
Lot Size 0.15 acres
Bedrooms 3
Full Baths 1
Total Rooms 6

Interior

Heating Radiant, Oil
Cooling Window Unit(s)
Flooring Vinyl, Carpet
Appliances None
Fireplace None
Basement None
Laundry None
Features None

Exterior

Construction Frame
Architecture Ranch
Roof Shingle
Features Patio
Pool None
Spa None
Fencing None
Patio/Porch Patio
Garage Spaces 1
Has Garage Yes
Features Detached, Paved Drive
Total Spaces 3
Electric Fuses
Water Public
Sewer Public Sewer
Gas None
Other None
Annual Tax $3,835
Assessed Value $278,500
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Property Is Being Sold As Part Of An Estate Liquidation. Seller Has No Knowledge Of The Homes Prior History. Lic. To Sell Maybe Needed. Cash Buyers, Fha203k, Conventional Financing Or Rehab Lenders. Selling As Is.
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Documents None
County Worcester

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1950
Bedrooms
3
Full Bathrooms
1
Living Area
864 sq ft
Total Rooms
6

Floor Layout

Interior Features

Flooring: Vinyl, Carpet
Appliances:
Interior Features:
Windows:
Basement:
Laundry:
Security:

Construction & Materials

Style: Ranch
Year Built: 1950
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Slab

Utilities & Systems

Heating: Radiant, Oil
Cooling: Window Unit(s)
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Patio
Patio & Porch: Patio
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Garage Spaces: 1
Total Parking Spaces: 3
Parking Features: Detached, Paved Drive
School District
Gardner School District local
D
⚠ School Safety 2024-25
5.8% Above Average
5.6% Suspensions 0.5% In-School 0.2% Emergency
↑ 0.3% above state avg
E

Elementary Schools

2 schools
Wachusett Hills Christian School
2.2 mi
Grades K-08
C-
Gardner Elementary School
2.0 mi | #677 of 825 | Score: 37.1
Improved 88 spots from last year
-21.1 below state avg
1,071 students Diverse
Rising School Diverse Student Body
Grades PK-04
M

Middle Schools

1 school
D
Gardner Middle School
2.4 mi | #335 of 352 | Score: 27.0
Dropped 4 spots from last year
-31.2 below state avg
528 students Diverse
Grades 05-07
H

High Schools

2 schools
C+
Gardner High School
2.3 mi | #230 of 346 | Score: 49.5
Improved 83 spots from last year
-8.7 below state avg
797 students Diverse
15 sports • 820 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 08-12
D
Gardner Academy for Learning and Technology
1.7 mi | #325 of 346 | Score: 30.7
Improved 54 spots from last year
-27.5 below state avg
74 students Diverse
Early College Program Rising School Career Tech Programs
Grades 09-12
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $320
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

13 Montvale Rd, Gardner MA 01440

Gardner, MA 01440

Listing Information

Listing Agent Kenneth Maston
Listing Office Keller Williams Realty North Central
Office Phone 978-840-9000
Agent MLS ID CN262976
Office MLS ID K95580
Listing Data Updated Oct 28, 2026 11:07 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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