Dimensions8 x 12
FeaturesCloset, Flooring - Wood
LevelSecond
13 Lovewell Street, Gardner MA 01440
Gardner, MA 01440
$369,000
Est. $2,422/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Character, space and versatility! This spacious 4-bedroom, 2-bath home offers 1815' of living area, plus the added bonus of an attached two-story barn with tremendous storage, workshop space and possibilities for hobbies and projects. Inside the house, you'll appreciate the character of the original wide pine floors found throughout many of the rooms. The living room, complete with exposed beams and a wood stove, serves as the heart of the home. The generously sized 14x15 dining room offers another special touch with its operational fireplace and plenty of room for gathering around a large dining table with the upcoming holiday season. The spacious eat-in kitchen provides plenty of room for everyday dining. Upstairs, you'll discover several bedrooms, a full bath and an interesting architectural detail in the curved hallway wall. One of the bedrooms offers the potential for a spacious primary suite with an adjoining dressing or sitting room. Interior access leads to the attached barn, complete with classic barn doors, electricity, a poured concrete floor and staircase to the second level. There's plenty of room for lawn equipment, workshop projects and additional storage. Outside, enjoy the welcoming front porch and a beautifully maintained yard where thoughtfully planned herb gardens, established perennial plantings and raised garden beds create a special setting to enjoy throughout the seasons. Adding even more appeal, the owners have made numerous significant improvements, including a new roof on the house, triple-pane windows with a lifetime transferable warranty and extensive blown-in insulation throughout the home, including the attic (all completed in 2025). Additional updates include electrical, vinyl siding, a water heater, a chimney liner for the wood stove with the chimney rebuilt from the roof line up, a metal barn roof and a poured concrete barn floor. A property with this much character, useful space and versatility is a must see!
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Recently Sold Nearby
Price & Status History
Property Timeline
Listed for Sale
Nov 5, 2026
$369,000
Original listing
Agent: Cory Gracie
Office: LAER Realty Partners
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 11/05/2026 | 🏠 Listed for Sale | $369,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $4,270 | $310,100 |
Financial Details
Annual Property Tax
$4,270
Tax Year 2026
Assessed Value
$310,100
Facts & Features
1 Car Garage
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1830
Living Area
1,815 sq ft
Lot Size
0.27 acres
Bedrooms
4
Full Baths
2
Total Rooms
6
Interior
Heating
Baseboard, Oil, Wood Stove
Cooling
None
Flooring
Wood, Tile, Flooring - Vinyl
Appliances
Microwave, Refrigerator, Washer
Fireplace
Dining Room, Bedroom
Fireplaces
2
Basement
Full, Walk-out Access, Interior Entry, Sump Pump, Concrete, Unfinished
Laundry
Electric Dryer Hookup, Washer Hookup
Features
Mud Room
Exterior
Construction
Frame
Architecture
Colonial, Antique
Roof
Shingle, Metal
Features
Porch, Rain Gutters, Barn/stable, Screens, Garden, Stone Wall
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch
Parking
Garage Spaces
1
Has Garage
Yes
Features
Under, Storage, Barn, Off Street
Total Spaces
4
Utilities
Electric
Circuit Breakers
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range, For Electric Dryer, Washer Hookup
Financial
Annual Tax
$4,270
Assessed Value
$310,100
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
May Not Qualify For Fha Or Va Financing Due To Peeling Paint On Barn. Fireplace In The Yellow Room Does Not Work. Seller Will Supply A Working Kitchen Stove If Requested. It Is Easiest To Access The Basement With The Door In The Hallway Vs The Living Room.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Light Gray
Sq Ft Source
Public Record
Documents
None
County
Worcester
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1830
Bedrooms
4
Full Bathrooms
2
Living Area
1,815 sq ft
Total Rooms
6
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,815 sq ft above grade
Dimensions14 x 15
FeaturesWalk-In Closet(s), Flooring - Wood
LevelSecond
Dimensions8 x 10
FeaturesBathroom - Full, Bathroom - With Tub & Shower, Flooring - Stone/Ceramic Tile, Pedestal Sink
LevelSecond
Dimensions13 x 22
FeaturesCloset, Flooring - Wood, Dressing Room
LevelSecond
Dimensions14 x 15
FeaturesFlooring - Stone/Ceramic Tile, Dining Area, Exterior Access
LevelFirst
Dimensions8 x 15
FeaturesCloset, Flooring - Wood
LevelFirst
Dimensions7 x 10
FeaturesBathroom - Full, Bathroom - With Shower Stall, Flooring - Vinyl, Pedestal Sink
LevelFirst
Dimensions14 x 15
FeaturesCloset, Flooring - Wood
LevelFirst
Dimensions13 x 15
FeaturesWood / Coal / Pellet Stove, Closet, Flooring - Wood, Chair Rail
LevelFirst
FeaturesNo
Display Options
Outdoor Areas
Patio & porchPorch
Room Markers
KKitchen (1)
BRBedroom (4)
BABathroom (3)
DDining (1)
LLiving (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Tile, Flooring - Vinyl
Appliances:
Microwave, Refrigerator, Washer
Interior Features:
Mud Room
Windows:
Insulated Windows, Screens
Basement:
Full, Walk-Out Access, Interior Entry, Sump Pump, Concrete, Unfinished
Laundry:
Electric Dryer Hookup, Washer Hookup
Security:
Construction & Materials
Style:
Colonial, Antique
Year Built:
1830
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle, Metal
Foundation:
Stone, Granite
Utilities & Systems
Heating:
Baseboard, Oil, Wood Stove
Cooling:
None
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Thermostat
Exterior & Lot
Exterior Features:
Porch, Rain Gutters, Barn/Stable, Screens, Garden, Stone Wall
Patio & Porch:
Porch
Fencing:
Other Structures:
Barn/Stable
Lot Features:
Level
Road Frontage:
132.00 ft
Road Surface:
Paved
Parking & Garage
Garage Spaces:
1
Garage Type:
Attached
Total Parking Spaces:
4
Parking Features:
Under, Storage, Barn, Off Street
Special Features
Fireplaces:
2
Fireplace Type:
Dining Room, Bedroom
Community Amenities:
Public Transportation, Shopping, Walk/Jog Trails, Golf, Medical Facility, Laundromat, Highway Access, House of Worship, Private School, Public School, Sidewalks
Nearby Schools
School District
Gardner School District local
D
School Safety
2024-25
5.8%
Above Average
5.6%
Suspensions
0.5%
In-School
0.2%
Emergency
0.3% above state avg
Elementary Schools
2 schools
Wachusett Hills Christian School
2.0 mi
Grades K-08
C-
Gardner Elementary School
1.8 mi
|
#677 of 825
|
Score: 37.1
Improved 88 spots from last year
-21.1 below state avg
1,071 students
Diverse
Rising School
Diverse Student Body
Grades PK-04
Middle Schools
1 school
D
Gardner Middle School
2.3 mi
|
#335 of 352
|
Score: 27.0
Dropped 4 spots from last year
-31.2 below state avg
528 students
Diverse
Grades 05-07
High Schools
2 schools
C+
Gardner High School
2.1 mi
|
#230 of 346
|
Score: 49.5
Improved 83 spots from last year
-8.7 below state avg
797 students
Diverse
15 sports
• 820 athletes
Early College Program
High Graduation Rate
Rising School
Career Tech Programs
Grades 08-12
D
Gardner Academy for Learning and Technology
1.6 mi
|
#325 of 346
|
Score: 30.7
Improved 54 spots from last year
-27.5 below state avg
74 students
Diverse
Early College Program
Rising School
Career Tech Programs
Grades 09-12
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Monthly Payment Breakdown
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Property Tax
$356
Homeowners Insurance
$200
PMI (if <20% down)
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Loan Summary
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Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Location
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Neighborhood
13 Lovewell Street, Gardner MA 01440
Gardner, MA 01440
Listing Information
Listing Agent
Cory Gracie
Listing Office
LAER Realty Partners
Office Phone
978-827-4018
Agent MLS ID
H4608084
Office MLS ID
AN7660
Listing Data Updated
Nov 5, 2026 12:41 PM EST
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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