13 Hampden St, Westfield MA 01085
Westfield, MA 01085
$359,500
Est. $2,321/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Two Units. One Smart Investment. A Whole Lot of Potential. Some properties need vision. This one rewards it. Fully renovated and ready to perform, this two-family offers two beautifully updated 2-bedroom units with the hard work already behind you. Modern finishes, updated systems, and low-maintenance living create an ideal setup for both seasoned investors and those ready to make their first move into real estate. Live in one unit while rental income helps offset your expenses, rent both for income potential, or take advantage of the walk-out basement and its potential for a third unit. Tentative plans are available to help you envision what could be next. Located in the heart of Westfield, you're close to downtown shops, restaurants, parks, and commuter routes. Whether you're building your portfolio, creating additional income, or looking for a property with room to grow, this is the kind of opportunity you don't want to look back on and wish you'd grabbed. READY FOR THE BONUS? The walk-out basement has the potential to be a 3rd unit. See tentative plans and imagine your profits fly.
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 12, 2026
$359,500
Original listing
Agent: Dawn Ezold
Office: Naples Realty Group
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/12/2026 | 🏠 Listed for Sale | $359,500 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $3,640 | $243,800 |
Financial Details
Annual Property Tax
$3,640
Tax Year 2026
Assessed Value
$243,800
Facts & Features
Central AC
Home Facts
Type
Residential Income
Style
Multi Family
Year Built
1890
Living Area
2,774 sq ft
Lot Size
0.10 acres
Stories
2
Bedrooms
4
Full Baths
2
Total Rooms
8
Investment Metrics
Units
2
Unit 1 Rent
$1,650/mo · Y
Unit 2 Rent
$1,650/mo · N
Total Monthly Rent
$3,300/mo
Gross Income
$39,600
Net Operating Income
$39,600
Cap Rate
11.02%
Interior
Heating
Central
Cooling
Central Air
Flooring
Hardwood
Appliances
Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace
None
Basement
Full, Walk-out Access, Concrete
Laundry
None
Features
Bathroom With Tub, Remodeled, High Speed Internet, Living Room, Kitchen, Laundry Room, Living Rm/dining Rm Combo
Exterior
Construction
None
Architecture
None
Roof
None
Features
Balcony, Rain Gutters, Garden
Pool
None
Spa
None
Fencing
Fenced
Patio/Porch
Porch
Parking
Features
Paved Drive
Total Spaces
3
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$3,640
Assessed Value
$243,800
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Seller Is A Licensed Real Estate Agent. Attached To Adjacent 15 Hampden St. Apartment 1 Is Currently Leased For $1, 650. 2nd Floor Is Vacant.
Exclusions
Seller Rents Basement Out As A Storage Unit. All Belongings Here To Be Removed For The Sale.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Owner
Sq Ft Disclosures
1st Floor - 1,073SF 2nd Floor - 721SF Basement - 980F (POTENTIAL 3rd unit! Rented now $300)
Documents
None
County
Hampden
Total market time (incl. prior listings)
146 days
Property Overview
Property Type
Multi Family
Listing Type
For Sale
Year Built
1890
Bedrooms
4
Full Bathrooms
2
Living Area
2,774 sq ft
Total Rooms
8
Stories
2
Levels
2
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,794 sq ft above grade
980 sq ft below grade
Display Options
Outdoor Areas
Patio & porchPorch
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Hardwood
Appliances:
Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Bathroom With Tub, Remodeled, High Speed Internet, Living Room, Kitchen, Laundry Room, Living RM/Dining RM Combo
Windows:
Basement:
Full, Walk-Out Access, Concrete
Laundry:
Security:
Construction & Materials
Year Built:
1890
Structure Type:
Exterior Materials:
Roof:
Foundation:
Brick/Mortar
Stories:
2
Heating, Cooling & Utilities
Heating:
Central
Cooling:
Central Air
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Balcony, Rain Gutters, Garden
Patio & Porch:
Porch
Fencing:
Fenced
Other Structures:
Lot Features:
Level
Road Surface:
Parking & Garage
Total Parking Spaces:
3
Parking Features:
Paved Drive
Nearby Schools
School District
Westfield School District local
C-
Where Graduates Go
Class of 2021
58%
attend college
40%
4-Year
18%
2-Year
10%
Out of State
2%
Working
School Safety
2024-25
5.0%
Above Average
3.7%
Suspensions
2.3%
In-School
1.3%
Emergency
0.5% below state avg
Elementary Schools
10 schools
St. Mary's Parish School - Elementary
0.5 mi
Grades PK-08
Full Gospel Christian School
1.2 mi
Grades K-08
White Oak School
4.3 mi
Grades 03-12
Westfield Christian Academy
4.7 mi
Grades K-09
C-
Westfield River Elementary School
0.4 mi
|
#678 of 825
|
Score: 36.9
-21.3 below state avg
Limited historical data for year-over-year comparison
410 students
Diverse
Grades PK-04
Fort Meadow Early Childhood Center
0.5 mi
162 students
Moderate
Grades PK
B
Highland School
0.8 mi
|
#399 of 825
|
Score: 47.7
Improved 113 spots from last year
-10.5 below state avg
356 students
Moderate
Rising School
Grades PK-04
C
Munger Hill School
2.1 mi
|
#654 of 825
|
Score: 38.1
Dropped 240 spots from last year
-20.1 below state avg
341 students
Moderate
Grades PK-04
B
Southampton Road School
2.4 mi
|
#390 of 825
|
Score: 48.0
Dropped 42 spots from last year
-10.2 below state avg
355 students
Moderate
Grades PK-04
C
Paper Mill School
2.5 mi
|
#625 of 825
|
Score: 39.6
Dropped 69 spots from last year
-18.7 below state avg
326 students
Diverse
Grades K-04
Middle Schools
2 schools
C+
Westfield Intermediate School
2.5 mi
|
#551 of 825
|
Score: 43.0
Dropped 15 spots from last year
-15.2 below state avg
690 students
Moderate
Grades 05-06
B-
Westfield Middle School
0.7 mi
|
#205 of 352
|
Score: 40.2
Dropped 36 spots from last year
-18 below state avg
686 students
Moderate
Grades 07-08
High Schools
3 schools
St. Mary's Parish School - Secondary
0.4 mi
Grades 09-12
A
Westfield Technical Academy
0.5 mi
|
#5 of 25
|
Score: 50.8
Improved 190 spots from last year
-7.4 below state avg
553 students
Moderate
19 sports
• 508 athletes
Early College Program
High Graduation Rate
Rising School
Career Tech Programs
Grades 09-12
C+
Westfield High School
1.7 mi
|
#227 of 346
|
Score: 49.9
Improved 25 spots from last year
-8.3 below state avg
1,008 students
Moderate
20 sports
• 1,391 athletes
Early College Program
Rising School
Career Tech Programs
Strong Athletics
Grades 09-12
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Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$303
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
13 Hampden St, Westfield MA 01085
Westfield, MA 01085
Listing Information
Listing Agent
Dawn Ezold
Listing Office
Naples Realty Group
Office Phone
413-650-1314
Agent MLS ID
CT001480
Office MLS ID
AN6415
Listing Data Updated
Sep 12, 2026 7:18 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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