13 Cosgrove Street, Lowell MA 01852

Lowell, MA 01852
$549,900
Est. $3,397/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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3
Beds
2.5
Baths
1,952
Sq Ft
$282
Price/Sq Ft
0.11
Acres
1900
Year Built
3
Parking
4 hours 59 minutes
Time on Market
For Sale Listed Sep 10, 2026 • MLS# 73574973 Copied! • Updated Sep 10, 2026

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About this home

MOVE-IN READY! This beautifully remodeled single-family home offers the perfect combination of modern updates, style, and functionality. Step inside to a bright and inviting open floor plan featuring gleaming hardwood floors, recessed lighting, and an updated kitchen with granite countertops and plenty of cabinet space. The open-concept design creates a seamless flow between the kitchen and living areas, making it perfect for entertaining or everyday living. Outside, enjoy a charming, low-maintenance yard with just the right amount of space for grilling, relaxing, or spending time outdoors. With tasteful renovations throughout and nothing left to do but move in, this is one you won't want to miss!

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Recently Sold Nearby

Property History

Market Insights

Property Timeline

👁️
Showing Instructions Updated
Sep 10, 2026
New showing requirements
🏠
Listed for Sale
Sep 10, 2026
$549,900
Original listing
Agent: Justin Melo Office: LAER Realty Partners

Tax History

Year Taxes Assessment
2025 $4,993 $434,900

Financial Details

Annual Property Tax
$4,993
Tax Year 2025
Assessed Value
$434,900

Facts & Features

Central AC

Home Facts

Type Residential
Style Single Family Residence
Year Built 1900
Living Area 1,952 sq ft
Lot Size 0.11 acres
Bedrooms 3
Full Baths 2
Half Baths 1
Total Rooms 7

Interior

Heating Forced Air, Natural Gas
Cooling Central Air
Flooring Wood, Tile
Appliances Gas Water Heater, Range, Dishwasher, Microwave, Refrigerator
Fireplace None
Basement Full, Bulkhead
Laundry First Floor
Features None

Exterior

Construction Frame
Architecture Colonial
Roof Shingle
Features Porch
Pool None
Spa None
Fencing None
Patio/Porch Porch
Features Off Street, Tandem
Total Spaces 3
Electric 100 Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range
Annual Tax $4,993
Assessed Value $434,900
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Listing Agent Is Related To The Seller
Possession None
Accepted Financing None
Structure Type []
House Color Blue
Sq Ft Source Measured
Sq Ft Disclosures 3rd party measurements
Documents None
County Middlesex

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1900
Bedrooms
3
Full Bathrooms
2
Half Bathrooms
1
Living Area
1,952 sq ft
Total Rooms
7

Floor Layout

Interior Features

Flooring: Wood, Tile
Appliances: Gas Water Heater, Range, Dishwasher, Microwave, Refrigerator
Interior Features:
Windows:
Basement: Full, Bulkhead
Laundry: First Floor
Security:

Construction & Materials

Style: Colonial
Year Built: 1900
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone

Heating, Cooling & Utilities

Heating: Forced Air, Natural Gas
Heating Zones: 1
Cooling: Central Air
Cooling Zones: 1
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch
Patio & Porch: Porch
Fencing:
Other Structures:
Lot Features: Corner Lot
Road Surface:

Parking & Garage

Total Parking Spaces: 3
Parking Features: Off Street, Tandem
School District
Lowell School District local
C-
School Safety 2024-25
3.0% Above Average
2.8% Suspensions 0.8% In-School 0.2% Emergency
2.5% below state avg
E

Elementary Schools

10 schools
B-
Pyne Arts School
1.0 mi | #180 of 352 | Score: 42.1
Improved 46 spots from last year
-16.1 below state avg
471 students Very Diverse
Rising School Diverse Student Body
Grades PK-08
B
Rogers STEM Academy
1.3 mi | #8 of 16 | Score: 34.3
Improved 265 spots from last year
-23.9 below state avg
895 students Diverse
Rising School Diverse Student Body
Grades K-08
Lowell Catholic School
1.4 mi
Grades PK-12
B
Lowell Community Charter Public School
1.6 mi | #154 of 352 | Score: 44.1
Improved 33 spots from last year
-14.2 below state avg
815 students Diverse
Rising School Diverse Student Body Strong Attendance
Grades PK-08
Immaculate Conception School
1.8 mi
Grades PK-08
Hellenic American Academy
1.8 mi
Grades PK-08
Community Christian Academy
2.0 mi
Grades PK-12
St. Patrick School and Educational Center
2.0 mi
Grades PK-08
C
Bartlett Community Partnership School
2.2 mi | #270 of 352 | Score: 34.7
Improved 16 spots from last year
-23.5 below state avg
488 students Diverse
Diverse Student Body
Grades PK-08
St. Michael Elementary School
2.2 mi
Grades PK-08
M

Middle Schools

7 schools
C
Benjamin F. Butler Middle School
0.4 mi | #260 of 352 | Score: 35.7
Dropped 4 spots from last year
-22.5 below state avg
488 students Diverse
Diverse Student Body
Grades 05-08
Laura Lee Therapeutic Day School
1.1 mi
15 students Diverse
Grades 01-08
B+
James S Daley Middle School
1.7 mi | #128 of 352 | Score: 46.6
Improved 47 spots from last year
-11.6 below state avg
686 students Diverse
Rising School Diverse Student Body
Grades 05-08
C
James Sullivan Middle School
1.9 mi | #267 of 352 | Score: 34.9
Improved 38 spots from last year
-23.3 below state avg
606 students Diverse
Rising School Diverse Student Body
Grades 05-08
B-
Kathryn P. Stoklosa Middle School
2.0 mi | #199 of 352 | Score: 40.7
Improved 17 spots from last year
-17.5 below state avg
608 students Diverse
Diverse Student Body
Grades 05-08
C-
Henry J Robinson Middle School
2.8 mi | #288 of 352 | Score: 32.7
Improved 31 spots from last year
-25.5 below state avg
580 students Diverse
Rising School Diverse Student Body
Grades 05-08
C+
Dr. An Wang School
3.1 mi | #249 of 352 | Score: 36.2
Improved 44 spots from last year
-22 below state avg
669 students Very Diverse
Rising School Diverse Student Body
Grades 05-08
H

High Schools

4 schools
F
The Career Academy
1.4 mi | #25 of 25 | Score: 18.1
Improved 363 spots from last year
-40.1 below state avg
108 students Diverse
Rising School Diverse Student Body
Grades 09-12
D
Leblanc Therapeutic Day School
1.4 mi | #376 of 346 | Score: 32.8
Same rank as last year
31 students Diverse
Diverse Student Body
Grades 09-12
F
Lowell Middlesex Academy Charter School
1.8 mi | #337 of 346 | Score: 22.3
Improved 9 spots from last year
-35.9 below state avg
124 students Diverse
College Ready Curriculum Diverse Student Body
Grades 09-12
Old Colony Y Lowell Revocation Program
2.1 mi
Grades 09-12
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $416
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

13 Cosgrove Street, Lowell MA 01852

Lowell, MA 01852

Listing Information

Listing Agent Justin Melo
Listing Office LAER Realty Partners
Office Phone 978-251-8221
Agent MLS ID CT007602
Office MLS ID AN1199
Listing Data Updated Sep 10, 2026 11:48 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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