128 Prospect St, Chester MA 01011

Chester, MA 01011
$250,000
Est. $1,750/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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3
Beds
1
Baths
1,481
Sq Ft
$169
Price/Sq Ft
0.56
Acres
1900
Year Built
1
Garage Space
New today
Time on Market
For Sale Listed Oct 31, 2026 • MLS# 73597302 Copied! • Updated Oct 31, 2026

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About this home

Beautiful Mountain views adorn this charming three-bedroom home, an eat-in kitchen with tile flooring, a separate dining room, and a versatile den or home office, this home provides plenty of space and possibilities. Additional features include a renovated downstairs bathroom, Window World replacement windows, a newer roof, an enclosed porch, and detached one-car garage. The beautiful yard features established perennials, adding to the home's curb appeal. An excellent opportunity to build equity through improvements or create a rewarding investment. No flood insurance required! Buyer to assume responsibility for the septic system. Property is being sold in as-is condition. Bring your ideas and explore the possibilities!

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Recently Sold Nearby

Price & Status History

Property Timeline

🏠
Listed for Sale
Oct 31, 2026
$250,000
Original listing
Agent: Joy Salvini Office: RE/MAX Compass

Tax History

Year Taxes Assessment
2026 $3,428 $189,800

Financial Details

Annual Property Tax
$3,428
Tax Year 2026
Assessed Value
$189,800

Facts & Features

1 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1900
Living Area 1,481 sq ft
Lot Size 0.56 acres
Bedrooms 3
Full Baths 1
Total Rooms 7

Interior

Heating Steam, Oil
Cooling Window Unit(s), None
Flooring Wood, Plywood, Tile, Carpet
Appliances Tankless Water Heater, Range, Refrigerator, Washer, Dryer
Fireplace None
Basement Partial, Interior Entry
Laundry First Floor, Electric Dryer Hookup, Washer Hookup
Features Den, Sun Room

Exterior

Construction None
Architecture Farmhouse
Roof Shingle
Features Porch, Garden
Pool None
Spa None
Fencing None
Patio/Porch Porch
Garage Spaces 1
Has Garage Yes
Features Detached, Storage, Off Street, Stone/gravel
Total Spaces 4
Electric None
Water Public
Sewer Private Sewer
Gas None
Other For Gas Range, For Electric Dryer, Washer Hookup
Annual Tax $3,428
Assessed Value $189,800
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Property Being Sold In As Is Condition. Possible Asbestos Wrapped Pipes And Seasonal Seepage In The Basement, Septic Design In The Process Of Being Done. Furnace Is Older Oil Burner. (radiators) Owner Is Listing Agent. Septic System Buyers Responsibility
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Documents None
County Hampden

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1900
Bedrooms
3
Full Bathrooms
1
Living Area
1,481 sq ft
Total Rooms
7

Floor Layout

Interior Features

Flooring: Wood, Plywood, Tile, Carpet
Appliances: Tankless Water Heater, Range, Refrigerator, Washer, Dryer
Interior Features: Den, Sun Room
Windows: Insulated Windows
Basement: Partial, Interior Entry
Laundry: First Floor, Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Style: Farmhouse
Year Built: 1900
Structure Type:
Exterior Materials:
Roof: Shingle
Foundation: Block, Stone

Utilities & Systems

Heating: Steam, Oil
Heating Zones: 1
Cooling: Window Unit(s), None
Hot Water:
Water Source: Public
Sewer: Private Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch, Garden
Patio & Porch: Porch
Fencing:
Other Structures:
Lot Features: Cul-De-Sac, Sloped
Road Surface: Paved

Parking & Garage

Garage Spaces: 1
Total Parking Spaces: 4
Parking Features: Detached, Storage, Off Street, Stone/Gravel

Special Features

View: Yes
View Type: Scenic View(s)
Community Amenities: Walk/Jog Trails, House of Worship, Public School
School District
Gateway School District local
🎓 Where Graduates Go Class of 2021
61% attend college
41% 4-Year 20% 2-Year 11% Out of State 0% Working
⚠ School Safety 2024-25
4.2% Above Average
4.2% Suspensions 3.3% In-School
↓ 1.3% below state avg
E

Elementary Schools

1 school
C+
Chester Elementary School
1.0 mi | #505 of 825 | Score: 44.6
Dropped 470 spots from last year
-13.6 below state avg
122 students Less Diverse
Grades PK-05
Learn about these ratings

Monthly Payment Calculator

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Loan Amount
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After down payment
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $286
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

128 Prospect St, Chester MA 01011

Chester, MA 01011

Listing Information

Listing Agent Joy Salvini
Listing Office RE/MAX Compass
Office Phone 413-568-0040
Agent MLS ID BB954621
Office MLS ID AN1149
Listing Data Updated Oct 31, 2026 3:49 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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