FeaturesCountertops - Stone/Granite/Solid
LevelFirst
128 N Lake Ave, Southwick MA 01077
Southwick, MA 01077 • Congamond
$182,000
$149,000
Est. $1,211/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
This lakeside retreat in the heart of the Congamond Lake community, offers a blend of comfort and recreation in this great 1-Bedroom, 1-Bath, Ranch. The home is ideal for those seeking an escape, with enchanting views of Lake Congamond's sunrises, fishing for trout, salmon, northern pike, and boating. A short walk to water access, bike path, wildlife sanchuary, fishing pier, boat ramp, and hiking trails. Become a part of the Lake Community today. This is a HUD property, SOLD "AS IS" by ELECTRONIC BIDDING ONLY. WILL NOT REPAIR OR REPLACE ANY ISSUE. Listed as "IE" (INSURED WITH ESCROW), HUD case #251-633478. Financial terms: CASH, FHA 203(IE), and FHA 203(K). Equal Housing Opportunity. Seller DISCLOSURES and LBP Addendums are on HUD website: hudhomestore.gov. ELIGIBLE BIDDERS: OWNER OCCUPANTS, NONPROFITS & GOVERNMENT AGENCIES, only, from 8/4/26. Bids are due 8/18/26, by 11:59 PM Central Time, then DAILY UNTIL SOLD. Make an appointment with your Real Estate Agen
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Recently Sold Nearby
Property History
Market Insights
1
Price Changes
18.1%
Price Range
Property Timeline
Price Reduced
Sep 9, 2026
$149,000
$33,000
(-18.13%)
From $182,000 to $149,000 (-18.1%)
Listed for Sale
Aug 5, 2026
$182,000
Original listing
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/09/2026 | ↓ Price Reduced | $149,000 | $33,000 | - | From $182,000 to $149,000 (-18.1%) |
| 08/05/2026 | 🏠 Listed for Sale | $182,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $3,091 | $198,500 |
Financial Details
Annual Property Tax
$3,091
Tax Year 2025
Assessed Value
$198,500
Facts & Features
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1935
Living Area
560 sq ft
Lot Size
0.08 acres
Bedrooms
1
Full Baths
1
Total Rooms
3
Interior
Heating
Radiant, Electric
Cooling
None
Flooring
Wood, Tile
Appliances
Electric Water Heater, Range, Dishwasher, Microwave, Refrigerator
Fireplace
None
Basement
None
Laundry
First Floor
Features
None
Exterior
Construction
Frame
Architecture
Ranch
Roof
Shingle
Features
Porch, Storage, Fenced Yard
Pool
None
Spa
None
Fencing
Fenced/enclosed, Fenced
Patio/Porch
Porch
Parking
Features
Paved Drive, Paved
Total Spaces
2
Utilities
Electric
None
Water
Public
Sewer
Private Sewer
Gas
None
Other
None
Financial
Annual Tax
$3,091
Assessed Value
$198,500
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
White
Sq Ft Source
Public Record
Documents
None
County
Hampden
Total market time (incl. prior listings)
40 days
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1935
Bedrooms
1
Full Bathrooms
1
Living Area
560 sq ft
Total Rooms
3
Floor Layout
Interactive room guide
Floor Layout
Finished Area
560 sq ft above grade
0 sq ft below grade
FeaturesFlooring - Stone/Ceramic Tile
LevelFirst
FeaturesCathedral Ceiling(s), Flooring - Hardwood
LevelFirst
FeaturesCathedral Ceiling(s), Ceiling Fan(s), Closet, Flooring - Hardwood
LevelFirst
Display Options
Outdoor Areas
Patio & porchPorch
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Tile
Appliances:
Electric Water Heater, Range, Dishwasher, Microwave, Refrigerator
Interior Features:
Windows:
Insulated Windows
Basement:
Laundry:
First Floor
Security:
Construction & Materials
Style:
Ranch
Year Built:
1935
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Block
Heating, Cooling & Utilities
Heating:
Radiant, Electric
Heating Zones:
1
Cooling:
None
Hot Water:
Water Source:
Public
Sewer:
Private Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Porch, Storage, Fenced Yard
Patio & Porch:
Porch
Fencing:
Fenced/Enclosed, Fenced
Other Structures:
Lot Features:
Corner Lot, Wooded
Road Surface:
Paved
Parking & Garage
Total Parking Spaces:
2
Parking Features:
Paved Drive, Paved
Special Features
View:
Yes
View Type:
Scenic View(s)
Community Amenities:
Walk/Jog Trails, Golf, Bike Path, House of Worship, Marina, Public School
Nearby Schools
School District
Southwick-Tolland-Granville Regional School District local
C
School Safety
2024-25
1.5%
Average
1.4%
Suspensions
5.3%
In-School
0.1%
Emergency
4.0% below state avg
Elementary Schools
3 schools
Woodland Elementary School
1.0 mi
307 students
Less Diverse
Grades PK-02
C
Munger Hill School
3.8 mi
|
#654 of 825
|
Score: 38.1
Dropped 240 spots from last year
-20.1 below state avg
341 students
Moderate
Grades PK-04
B-
Clifford M Granger School
4.3 mi
|
#464 of 825
|
Score: 45.7
Improved 16 spots from last year
-12.6 below state avg
356 students
Moderate
Strong Attendance
Grades K-04
Middle Schools
3 schools
C+
Powder Mill School
1.0 mi
|
#561 of 825
|
Score: 42.7
Dropped 187 spots from last year
-15.5 below state avg
375 students
Less Diverse
Grades 03-06
C+
Agawam Junior High School
4.4 mi
|
#220 of 352
|
Score: 39.1
Improved 47 spots from last year
-19.1 below state avg
490 students
Moderate
Rising School
Grades 07-08
B-
Westfield Middle School
4.6 mi
|
#205 of 352
|
Score: 40.2
Dropped 36 spots from last year
-18 below state avg
686 students
Moderate
Grades 07-08
High Schools
1 school
C+
Southwick Regional High School
1.1 mi
|
#233 of 346
|
Score: 49.3
Dropped 24 spots from last year
-8.9 below state avg
568 students
Less Diverse
16 sports
• 838 athletes
Strong AP Program
High Graduation Rate
Career Tech Programs
Strong Athletics
Grades 07-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$258
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
Congamond
128 N Lake Ave, Southwick MA 01077
Southwick, MA 01077
Listing Information
Listing Agent
Alan Ward
Listing Office
Great Homes Real Estate, Inc.
Office Phone
413-478-3274
Agent MLS ID
M8000140
Office MLS ID
M95414
Listing Data Updated
Sep 13, 2026 4:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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