128 Endicott St, Worcester MA 01610
Worcester, MA 01610 • Union Hill
$475,000
Est. $2,962/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
Adjust the payment calculatorTrack this home for price, status, and open-house alerts.
About this home
Investment opportunity at 128 Endicott Street! This Worcester two-family offers the flexibility to build your rental portfolio or live in one unit while collecting rent from the other. Delivered vacant, the property gives buyers the opportunity to select their own tenants and establish new leases from the start. Enjoy year-round comfort with central air conditioning and heat throughout. Major improvements include a roof replaced in 2019 and a new furnace installed in December 2025. Approximately 1,300 square feet of living space and a 5,750-square-foot lot offer a manageable property with outdoor space to enjoy. Whether you’re purchasing your first investment property or adding to your portfolio, this two-family deserves a look. Schedule your showing today!
View in the App
Save this property, schedule tours instantly, and get alerts when the price drops
Scan with phone
Public Records & Permits
Log in to view assessor & tax records, ownership history, and recent building permits for this property.
BMN Estimate
Get the number an algorithm can't give you
A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.
Recently Sold Nearby
Price & Status History
Property Timeline
Listed for Sale
Oct 29, 2026
$475,000
Original listing
Office: eXp Realty LLC
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/29/2026 | 🏠 Listed for Sale | $475,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $4,323 | $325,500 |
Financial Details
Annual Property Tax
$4,323
Tax Year 2026
Assessed Value
$325,500
Facts & Features
Home Facts
Type
Residential Income
Style
2 Family - 2 Units Up/Down
Year Built
1890
Living Area
1,300 sq ft
Lot Size
0.13 acres
Stories
2
Bedrooms
4
Full Baths
3
Total Rooms
11
Investment Metrics
Units
2
Unit 1 Rent
$2,000/mo · N
Unit 2 Rent
$2,000/mo · N
Total Monthly Rent
$4,000/mo
Gross Income
$48,000
Net Operating Income
$48,000
Cap Rate
10.11%
Interior
Heating
None
Cooling
None
Flooring
Wood, Vinyl
Appliances
Microwave, Refrigerator
Fireplace
None
Basement
Partially Finished, Walk-out Access, Concrete
Laundry
Electric Dryer Hookup, Washer Hookup
Features
Pantry, Living Room, Kitchen
Exterior
Construction
Stone
Architecture
None
Roof
Shingle
Features
Fruit Trees
Pool
None
Spa
None
Fencing
None
Patio/Porch
Enclosed
Parking
Features
Paved Drive, Off Street
Total Spaces
3
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range, For Electric Dryer, Washer Hookup
Financial
Annual Tax
$4,323
Assessed Value
$325,500
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Certified Treated
Seller Disclosures
Agent Is Owner
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Worcester
Property Overview
Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1890
Bedrooms
4
Full Bathrooms
3
Living Area
1,300 sq ft
Total Rooms
11
Stories
2
Levels
2
Floor Layout
Interior Features
Flooring:
Wood, Vinyl
Appliances:
Microwave, Refrigerator
Interior Features:
Pantry, Living Room, Kitchen
Windows:
Basement:
Partially Finished, Walk-Out Access, Concrete
Laundry:
Electric Dryer Hookup, Washer Hookup
Security:
Construction & Materials
Year Built:
1890
Structure Type:
Exterior Materials:
Stone
Roof:
Shingle
Foundation:
Stone
Stories:
2
Utilities & Systems
Heating:
Heating Zones:
2
Cooling:
Cooling Zones:
2
Hot Water:
Natural Gas
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Fruit Trees
Patio & Porch:
Enclosed
Fencing:
Other Structures:
Lot Features:
Sloped
Road Surface:
Parking & Garage
Total Parking Spaces:
3
Parking Features:
Paved Drive, Off Street
Nearby Schools
School District
Worcester School District local
C-
Where Graduates Go
Class of 2021
51%
attend college
35%
4-Year
16%
2-Year
4%
Out of State
4%
Working
School Safety
2024-25
4.1%
Above Average
3.3%
Suspensions
1.7%
In-School
0.8%
Emergency
1.4% below state avg
Elementary Schools
10 schools
C-
Learning First Charter Public School
< 0.1 mi
|
#292 of 352
|
Score: 32.3
Improved 40 spots from last year
-25.9 below state avg
666 students
Diverse
Rising School
Grades K-08
F
Union Hill School
0.3 mi
|
#815 of 825
|
Score: 25.0
Dropped 19 spots from last year
-33.2 below state avg
383 students
Diverse
Grades K-06
F
Grafton Street School
0.6 mi
|
#796 of 825
|
Score: 28.9
Improved 3 spots from last year
-29.3 below state avg
438 students
Diverse
Diverse Student Body
Grades K-06
D
Vernon Hill School
0.7 mi
|
#786 of 825
|
Score: 29.6
Dropped 43 spots from last year
-28.6 below state avg
535 students
Diverse
Diverse Student Body
Grades PK-06
F
Worcester Cultural Academy Charter Public School
0.8 mi
|
#790 of 825
|
Score: 29.4
Improved 45 spots from last year
-28.8 below state avg
230 students
Diverse
Rising School
Diverse Student Body
Grades K-06
C-
Jacob Hiatt Magnet School
0.9 mi
|
#693 of 825
|
Score: 36.3
Dropped 138 spots from last year
-21.9 below state avg
362 students
Diverse
Diverse Student Body
Grades PK-06
F
Chandler Elementary Community School
1.0 mi
|
#807 of 825
|
Score: 26.6
Dropped 61 spots from last year
-31.6 below state avg
412 students
Diverse
Diverse Student Body
Grades K-06
C-
Canterbury School
1.1 mi
|
#747 of 825
|
Score: 32.8
Improved 62 spots from last year
-25.4 below state avg
307 students
Diverse
Rising School
Diverse Student Body
Grades PK-06
F
City View School
1.1 mi
|
#809 of 825
|
Score: 26.0
Dropped 76 spots from last year
-32.2 below state avg
440 students
Diverse
Diverse Student Body
Grades PK-06
F
Quinsigamond School
1.2 mi
|
#792 of 825
|
Score: 29.2
Dropped 54 spots from last year
-29 below state avg
731 students
Diverse
Diverse Student Body
Grades PK-06
Middle Schools
6 schools
The Nativity School of Worcester
1.7 mi
Grades 05-08
Worcester SDA School
3.5 mi
Grades 01-08
C-
Worcester East Middle School
0.7 mi
|
#302 of 352
|
Score: 31.5
Improved 51 spots from last year
-26.7 below state avg
781 students
Diverse
Rising School
Diverse Student Body
Grades 06-08
C+
Forest Grove Middle School
2.7 mi
|
#230 of 352
|
Score: 38.2
Improved 90 spots from last year
-20 below state avg
938 students
Diverse
Rising School
Diverse Student Body
Grades 07-08
C+
Burncoat Middle School
3.3 mi
|
#231 of 352
|
Score: 38.0
Improved 50 spots from last year
-20.2 below state avg
679 students
Diverse
Rising School
Diverse Student Body
Grades 07-08
B
Sullivan Middle School
3.3 mi
|
#156 of 352
|
Score: 44.0
Improved 29 spots from last year
-14.2 below state avg
954 students
Diverse
Rising School
Diverse Student Body
Grades 06-08
High Schools
10 schools
Worcester Academy
0.2 mi
Grades 06-12
Worcester Alternative High School
0.8 mi
36 students
Diverse
Diverse Student Body
Grades 07-12
Saint Paul Diocesan Junior/Senior High School
0.8 mi
Grades 07-12
B+
Claremont Academy
1.2 mi
|
#9 of 25
|
Score: 37.3
Improved 317 spots from last year
-20.9 below state avg
451 students
Moderate
10 sports
• 216 athletes
Early College Program
Rising School
College Ready Curriculum
Grades 07-12
C-
University Park Campus School
1.5 mi
|
#286 of 346
|
Score: 42.8
Dropped 9 spots from last year
-15.4 below state avg
224 students
Diverse
Early College Program
College Ready Curriculum
Grades 07-12
Notre Dame Academy
2.8 mi
Grades 07-12
C-
North High School
1.7 mi
|
#299 of 346
|
Score: 38.8
Improved 28 spots from last year
-19.4 below state avg
1,377 students
Diverse
14 sports
• 498 athletes
Early College Program
Rising School
Career Tech Programs
College Ready Curriculum
Grades 09-12
B-
Doherty Memorial High School
1.8 mi
|
#199 of 346
|
Score: 52.3
Improved 22 spots from last year
-5.9 below state avg
1,756 students
Very Diverse
19 sports
• 1,302 athletes
Early College Program
Rising School
Career Tech Programs
College Ready Curriculum
Grades 09-12
A+
Massachusetts Academy of Math and Science at WPI
1.8 mi
|
#2 of 346
|
Score: 91.7
Same rank as last year
98 students
Moderate
Strong AP Program
College Ready Curriculum
Strong Attendance
Grades 11-12
C+
Worcester Technical High School
2.1 mi
|
#223 of 346
|
Score: 50.1
Improved 43 spots from last year
-8.1 below state avg
1,409 students
Diverse
19 sports
• 1,016 athletes
Early College Program
High Graduation Rate
Rising School
Career Tech Programs
Grades 09-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$360
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
Loading map...
Neighborhood
Union Hill
128 Endicott St, Worcester MA 01610
Worcester, MA 01610
Listing Information
Listing Agent
Ruby Grajales
Listing Office
eXp Realty LLC
Office Phone
888-854-7493
Agent MLS ID
CN260248
Office MLS ID
AN4167
Listing Data Updated
Oct 29, 2026 1:15 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
Contact Us
Ask about this property — free, no obligation.
Similar Homes for Sale
Comparable Properties
Customize Comparable Search
Finding comparable properties...
Loading market insights for Worcester.