127 Payson St, Fitchburg MA 01420

Fitchburg, MA 01420
$429,000
Est. $2,750/month
3
Beds
2
Baths
1,383
Sq Ft
$310
Price/Sq Ft
0.16
Acres
2001
Year Built
2
Garage Spaces
10 hours 10 minutes
Time on Market
Active Open House Listed Aug 5, 2026 • MLS# 73558975 Copied! • Updated Aug 5, 2026

Open House Schedule

09
Aug
Sunday, August 9
2:00 PM - 3:30 PM EDT

About this home

Welcome to this beautifully maintained, young Colonial built in 2001, offering the perfect blend of comfort, functionality, and modern living. With 1,383 square feet above grade plus approximately 375 square feet of finished basement space, this move-in-ready home provides the flexibility today's buyers are looking for. The main living area features a bright and inviting layout designed for everyday living and entertaining. Upstairs, you'll find three generously sized bedrooms, while the finished lower level offers valuable bonus space ideal for a home office, family room, fitness area, playroom, or creative studio. The home includes two full bathrooms, providing convenience for both residents and guests. A spacious two-car garage offers plenty of room for vehicles, storage, hobbies, or workshop space. Built just over two decades ago, this home delivers the advantages of newer construction with modern systems and low-maintenance living. Whether you're a first-time buyer, growing family, or someone looking for additional flexible living space, this property is ready to meet your needs. Conveniently located in Fitchburg, you'll enjoy easy access to shopping, restaurants, parks, schools, commuter routes, and local amenities while still appreciating the comfort of a well-established neighborhood. Don't miss this opportunity to own a thoughtfully designed home with extra finished living space, a two-car garage, and the peace of mind that comes with a newer-built property. Schedule your private showing today!

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Aug 5, 2026
$429,000
Original listing
Agent: Patriot Living Group Office: Lock and Key Realty Inc.

Tax History

Year Taxes Assessment
2025 $4,569 $338,200

Financial Details

Annual Property Tax
$4,569
Tax Year 2025
Assessed Value
$338,200

Facts & Features

2 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 2001
Living Area 1,383 sq ft
Lot Size 0.16 acres
Bedrooms 3
Full Baths 2
Total Rooms 5

Interior

Heating Baseboard, Natural Gas
Cooling Window Unit(s)
Flooring Wood
Appliances None
Fireplace None
Basement Full
Laundry None
Features None

Exterior

Construction Frame
Architecture Split Entry
Roof Shingle
Features Deck, Patio, Rain Gutters, Professional Landscaping, Screens
Pool None
Spa None
Fencing None
Patio/Porch Deck, Patio
Garage Spaces 2
Has Garage Yes
Features Attached, Paved Drive, Off Street
Total Spaces 4
Electric None
Water Public
Sewer Public Sewer
Gas None
Other None
Annual Tax $4,569
Assessed Value $338,200
Fee Includes None
Amenities None
Optional Fee Includes None
Seller Disclosures Washer And Dryer Is Not Included In Sale. Sale Of Home Based On Contingency Must Find Suitable Housing And Already Very Active And Offer Ready.
Possession None
Accepted Financing Contract
Structure Type []
Sq Ft Source Public Record
Documents None
County Worcester

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
2001
Bedrooms
3
Full Bathrooms
2
Living Area
1,383 sq ft
Total Rooms
5

Floor Layout

Interior Features

Flooring: Wood
Appliances:
Interior Features:
Windows: Insulated Windows, Screens
Basement: Full
Laundry:
Security:

Construction & Materials

Style: Split Entry
Year Built: 2001
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Baseboard, Natural Gas
Cooling: Window Unit(s)
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck, Patio, Rain Gutters, Professional Landscaping, Screens
Patio & Porch: Deck, Patio
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Garage Spaces: 2
Garage Type: Attached
Total Parking Spaces: 4
Parking Features: Attached, Paved Drive, Off Street
School District
Fitchburg School District local
C+
School Safety 2024-25
8.1% Above Average
4.6% Suspensions 4.6% In-School 3.5% Emergency
2.6% above state avg
E

Elementary Schools

5 schools
St. Bernard Elementary School
0.9 mi
Grades PK-08
Applewild School
1.2 mi
Grades K-09
C-
South Street Early Learning Center
0.5 mi | #697 of 824 | Score: 48.1
Same rank as last year
Limited historical data for year-over-year comparison
570 students Diverse
Grades PK-K
C
McKay Elementary School
1.2 mi | #661 of 824 | Score: 38.0
Improved 70 spots from last year
-20.2 below state avg
754 students Diverse
Rising School
Grades 01-05
C
Reingold Elementary School
1.8 mi | #610 of 824 | Score: 40.4
Improved 113 spots from last year
-17.8 below state avg
679 students Diverse
Rising School Diverse Student Body
Grades 01-05
M

Middle Schools

2 schools
D
Arthur M Longsjo Middle School
0.6 mi | #323 of 352 | Score: 28.9
Improved 17 spots from last year
-29.3 below state avg
614 students Diverse
Grades 06-08
C
Memorial Middle School
0.9 mi | #274 of 352 | Score: 33.9
Dropped 4 spots from last year
-24.3 below state avg
601 students Diverse
Diverse Student Body
Grades 06-08
H

High Schools

6 schools
C+
Sizer School: A North Central Charter Essential School
1.7 mi | #221 of 346 | Score: 49.3
Improved 25 spots from last year
-8.9 below state avg
282 students Diverse
Early College Program Rising School College Ready Curriculum
Grades 07-12
Notre Dame Preparatory High School
0.2 mi
Grades 09-12
St. Bernard's Central Catholic High School
0.6 mi
Grades 09-12
C-
Goodrich Academy
0.8 mi | #23 of 25 | Score: 20.5
Improved 363 spots from last year
-37.8 below state avg
186 students Diverse
Rising School
Grades 09-12
C
Fitchburg High School
3.0 mi | #255 of 346 | Score: 45.8
Improved 37 spots from last year
-12.4 below state avg
1,220 students Diverse
15 sports • 1,110 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 09-12
A
Montachusett Regional Vocational Technical School
3.4 mi | #64 of 346 | Score: 65.1
Improved 11 spots from last year
+6.9 above state avg
1,417 students Moderate
High Graduation Rate Career Tech Programs College Ready Curriculum Strong Attendance
Grades 09-12
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $381
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

127 Payson St, Fitchburg MA 01420

Fitchburg, MA 01420

Listing Information

Listing Agent Patriot Living Group
Listing Office Lock and Key Realty Inc.
Office Phone 413-282-8080
Agent MLS ID TM336290
Office MLS ID AN5521
Listing Data Updated Aug 5, 2026 8:09 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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