126 Dyer St, Gardner MA 01440

Gardner, MA 01440
$519,000
$499,000
Est. $3,210/month
3
Beds
2
Baths
2,100
Sq Ft
$238
Price/Sq Ft
0.34
Acres
2004
Year Built
2
Garage Spaces
135
Days on Market
Active Price Drop -$20,000 Listed Mar 15, 2026 • MLS# 73486925 Copied! • Updated Jun 7, 2026

About this home

Sitting just minutes from the highway, this home is a commuter's ideal location. The home sits in a quiet neighborhood yet it's only steps away from every amenity you will need. Many restaurants and stores are very close by so traveling for household items will take very minimal time. The home is equipped with 3 bedrooms, 2 full bathrooms and very spacious finished basement. It comes with solar panels that are completely paid off to offset the costs of electricity. Backyard is fenced in with a hot tub and plenty of space for children & animals to run around in or to host gatherings. Overlooking the backyard is a spacious deck that you can access through the kitchen or garage. $5,000 seller credit for kitchen appliances.

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Recently Sold Nearby

Property History

Market Insights

1
Price Changes
3.9%
Price Range

Property Timeline

Price Reduced
Jun 3, 2026
$499,000 $20,000 (-3.85%)
From $519,000 to $499,000 (-3.9%)
🏠
Listed for Sale
Mar 15, 2026
$519,000
Original listing
Office: The Tate Team

Tax History

Year Taxes Assessment
2025 $5,839 $403,600

Financial Details

Annual Property Tax
$5,839
Tax Year 2025
Assessed Value
$403,600

Facts & Features

2 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 2004
Living Area 2,100 sq ft
Lot Size 0.34 acres
Bedrooms 3
Full Baths 2
Total Rooms 10

Interior

Heating Baseboard, Oil
Cooling Window Unit(s)
Flooring None
Appliances None
Fireplace None
Fireplaces 1
Basement Finished
Laundry None
Features None

Exterior

Construction None
Architecture Ranch
Roof None
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Garage Spaces 2
Has Garage Yes
Features Attached
Total Spaces 4
Electric None
Water Public
Sewer Public Sewer
Gas None
Other None
Annual Tax $5,839
Assessed Value $403,600
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Seller Disclosures None
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Measured
Documents None
County Worcester
Total market time (incl. prior listings) 269 days

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
2004
Bedrooms
3
Full Bathrooms
2
Living Area
2,100 sq ft
Total Rooms
10

Floor Layout

Interior Features

Flooring:
Appliances:
Interior Features:
Windows:
Basement: Finished
Laundry:
Security:

Construction & Materials

Style: Ranch
Year Built: 2004
Structure Type:
Exterior Materials:
Roof:
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Baseboard, Oil
Cooling: Window Unit(s)
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features: Gentle Sloping
Road Surface:

Parking & Garage

Garage Spaces: 2
Garage Type: Attached
Total Parking Spaces: 4
Parking Features: Attached

Special Features

Fireplaces: 1
Fireplace Type:
Community Amenities:
School District
Gardner School District local
D
School Safety 2024-25
5.8% Above Average
5.6% Suspensions 0.5% In-School 0.2% Emergency
0.3% above state avg
E

Elementary Schools

2 schools
Wachusett Hills Christian School
2.6 mi
Grades K-08
C-
Gardner Elementary School
1.8 mi | #669 of 824 | Score: 37.5
Improved 96 spots from last year
-20.7 below state avg
1,087 students Diverse
Rising School Diverse Student Body
Grades PK-04
M

Middle Schools

1 school
F
Gardner Middle School
2.2 mi | #338 of 352 | Score: 26.8
Dropped 7 spots from last year
-31.4 below state avg
514 students Diverse
Grades 05-07
H

High Schools

2 schools
C+
Gardner High School
2.1 mi | #239 of 346 | Score: 47.5
Improved 74 spots from last year
-10.7 below state avg
808 students Diverse
15 sports • 820 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 08-12
D
Gardner Academy for Learning and Technology
1.4 mi | #331 of 346 | Score: 26.7
Improved 48 spots from last year
-31.6 below state avg
123 students Diverse
Early College Program Rising School Career Tech Programs
Grades 09-12
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Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $487
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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+0.5% Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

126 Dyer St, Gardner MA 01440

Gardner, MA 01440

Listing Information

Listing Office The Tate Team
Office Phone 617-294-9881
Agent MLS ID CN230057
Office MLS ID AN6791
Listing Data Updated Jun 7, 2026 4:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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