125 Gershom Ave, Lowell MA 01854
Lowell, MA 01854 • Pawtucketville
$949,900
Est. $5,653/month
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Open House Schedule
23
Aug
Sunday, August 23
1:00 PM - 3:00 PM EDT
About this home
This is the investment opportunity you've been looking for! Ideally situated on a private road just a short walk to UMass Lowell and University Avenue, this home offers an excellent combination of location, flexibility, and income potential.This well-maintained three-family property is currently vacant and ready for immediate occupancy, making it an ideal opportunity for an investor seeking strong rental income and long-term upside.The first-floor unit features three generously sized bedrooms, high ceilings, a spacious dining area, full bathroom, and a stunning brand-new quartz kitchen with floor-to-ceiling designer white cabinetry. The second-floor unit offers a similar spacious three-bedroom layout, along with another brand-new kitchen and an enclosed porch featuring newer vinyl windows.The third floor offers a separate one-bedroom unit with an updated bathroom and kitchen area, plus a bonus living space that provides additional flexibility.The property has an established strong rental history and has benefited from numerous recent updates, including a newer roof, HVAC systems, hot water tanks, updated electrical, and new electrical panels. All three units are separately metered. Outside, the property features a large, level, fenced-in backyard, storage shed, and ample off-street parking for multiple vehicles.
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Aug 20, 2026
$949,900
Original listing
Agent: Michael Page
Office: LAER Realty Partners
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/20/2026 | 🏠 Listed for Sale | $949,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $7,796 | $679,100 |
Financial Details
Annual Property Tax
$7,796
Tax Year 2025
Assessed Value
$679,100
Facts & Features
Home Facts
Type
Residential Income
Style
3 Family - 3 Units Up/Down
Year Built
1890
Living Area
3,062 sq ft
Lot Size
0.11 acres
Stories
3
Bedrooms
7
Full Baths
3
Total Rooms
18
Investment Metrics
Units
3
Unit 1 Rent
$2,800/mo · N
Unit 2 Rent
$2,800/mo · N
Unit 3 Rent
$1,800/mo · N
Total Monthly Rent
$7,400/mo
Gross Income
$88,800
Net Operating Income
$88,800
Operating Expenses
$9,900
Water/Sewer Expense
$2,000
Electric Expense
$300
Insurance Expense
$2,300
Cap Rate
9.35%
Interior
Heating
Forced Air, Natural Gas
Cooling
None
Flooring
Tile, Laminate, Wood
Appliances
Range, Refrigerator, Microwave
Fireplace
Gas
Basement
Full, Concrete, Unfinished
Laundry
Gas Dryer Hookup, Washer Hookup
Features
Ceiling Fan(s), Crown Molding, Upgraded Cabinets, Upgraded Countertops, Bathroom With Tub & Shower, Remodeled, Internet Available - Unknown, Stone/granite/solid Counters, Walk-in Closet(s), Living Room, Dining Room, Kitchen
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
None
Pool
None
Spa
None
Fencing
Fenced/enclosed, Fenced
Patio/Porch
Porch
Parking
Features
Paved Drive, Off Street, Paved
Total Spaces
8
Utilities
Electric
100 Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range, For Electric Range, For Gas Dryer, Washer Hookup, Varies Per Unit
Financial
Annual Tax
$7,796
Assessed Value
$679,100
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Green
Sq Ft Source
Public Record
Documents
None
County
Middlesex
Property Overview
Property Type
3 Family - 3 Units Up/Down
Listing Type
For Sale
Year Built
1890
Bedrooms
7
Full Bathrooms
3
Living Area
3,062 sq ft
Total Rooms
18
Stories
3
Levels
3
Floor Layout
Interactive room guide
Floor Layout
Finished Area
3,062 sq ft above grade
Display Options
Outdoor Areas
Patio & porchPorch
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Tile, Laminate, Wood
Appliances:
Range, Refrigerator, Microwave
Interior Features:
Ceiling Fan(s), Crown Molding, Upgraded Cabinets, Upgraded Countertops, Bathroom With Tub & Shower, Remodeled, Internet Available - Unknown, Stone/Granite/Solid Counters, Walk-In Closet(s), Living Room, Dining Room, Kitchen
Windows:
Box/Bay/Bow Window(s), Insulated Windows, Screens
Basement:
Full, Concrete, Unfinished
Laundry:
Gas Dryer Hookup, Washer Hookup
Security:
Construction & Materials
Year Built:
1890
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Stone
Stories:
3
Heating, Cooling & Utilities
Heating:
Forced Air, Natural Gas
Heating Zones:
5
Cooling:
Hot Water:
Natural Gas
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Porch
Fencing:
Fenced/Enclosed, Fenced
Other Structures:
Shed(s)
Lot Features:
Gentle Sloping
Road Surface:
Parking & Garage
Total Parking Spaces:
8
Parking Features:
Paved Drive, Off Street, Paved
Special Features
Fireplace Type:
Gas
Community Amenities:
Public Transportation, Shopping
Nearby Schools
School District
Lowell School District local
C-
School Safety
2024-25
3.0%
Above Average
2.8%
Suspensions
0.8%
In-School
0.2%
Emergency
2.5% below state avg
Elementary Schools
3 schools
St. Jeanne D'Arc Elementary School
0.2 mi
Grades PK-08
B-
Joseph McAvinnue School
0.5 mi
|
#485 of 824
|
Score: 45.2
Improved 202 spots from last year
-13 below state avg
447 students
Diverse
Rising School
Diverse Student Body
Grades PK-04
Atlas Academy
0.7 mi
Grades PK-03
Middle Schools
3 schools
B-
Kathryn P. Stoklosa Middle School
0.9 mi
|
#198 of 352
|
Score: 40.6
Improved 18 spots from last year
-17.6 below state avg
613 students
Diverse
Diverse Student Body
Grades 05-08
C
Dr. An Wang School
1.3 mi
|
#255 of 352
|
Score: 35.9
Improved 38 spots from last year
-22.3 below state avg
663 students
Very Diverse
Rising School
Diverse Student Body
Grades 05-08
C-
Henry J Robinson Middle School
1.3 mi
|
#288 of 352
|
Score: 32.5
Improved 31 spots from last year
-25.7 below state avg
600 students
Diverse
Rising School
Diverse Student Body
Grades 05-08
High Schools
3 schools
Old Colony Y Lowell Revocation Program
0.8 mi
Grades 09-12
F
Lowell Middlesex Academy Charter School
1.2 mi
|
#339 of 346
|
Score: 21.1
Improved 7 spots from last year
-37.1 below state avg
126 students
Diverse
College Ready Curriculum
Diverse Student Body
Grades 09-12
C+
Dracut Senior High School
1.4 mi
|
#223 of 346
|
Score: 49.2
Dropped 61 spots from last year
-9 below state avg
792 students
Diverse
17 sports
• 1,364 athletes
College Ready Curriculum
Strong Athletics
Grades 09-12
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Monthly Payment Breakdown
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Property Tax
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Homeowners Insurance
$200
PMI (if <20% down)
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Loan Summary
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Location
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Neighborhood
Pawtucketville
125 Gershom Ave, Lowell MA 01854
Lowell, MA 01854
Listing Information
Listing Agent
Michael Page
Listing Office
LAER Realty Partners
Office Phone
978-226-3421
Agent MLS ID
CT005878
Office MLS ID
AN5706
Listing Data Updated
Aug 19, 2026 11:14 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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