125 Cross St, Southbridge MA 01550
Southbridge, MA 01550
$539,900
Est. $3,396/month
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About this home
Excellent investment opportunity in a highly convenient location, just minutes from downtown and approximately 2 minutes to Harrington Hospital. This well-maintained multifamily property features three generously sized units, each offering 2 bedrooms and the convenience of in-unit laundry.The second unit has been freshly painted and features brand-new flooring, making it move-in ready and an ideal option for owner-occupants seeking to offset their mortgage with rental income. The remaining units are occupied by long-term tenants, providing consistent cash flow.Designed for ease of ownership, each unit is separately metered for water, sewer, heat, and electricity, ensuring efficient and straightforward utility management. Additional highlights include a fenced-in yard, large garage, extra storage, new roof, 2nd floor new heating system and ample off-street parking, enhancing both tenant appeal and overall property value.
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
May 22, 2026
$539,900
Original listing
Agent: Cristina Faria
Office: Coldwell Banker Realty - Worcester
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 05/22/2026 | 🏠 Listed for Sale | $539,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $5,596 | $381,700 |
Financial Details
Annual Property Tax
$5,596
Tax Year 2025
Assessed Value
$381,700
Facts & Features
2 Car Garage
Home Facts
Type
Residential Income
Style
3 Family
Year Built
1900
Living Area
2,988 sq ft
Lot Size
0.14 acres
Bedrooms
6
Full Baths
3
Total Rooms
15
Investment Metrics
Units
3
Unit 1 Rent
$1,350/mo · Y
Unit 2 Rent
$1,600/mo · N
Unit 3 Rent
$1,600/mo · Y
Total Monthly Rent
$4,550/mo
Gross Income
$54,600
Net Operating Income
$54,600
Cap Rate
10.11%
Interior
Heating
Baseboard, Natural Gas, Other
Cooling
None
Flooring
Carpet, Varies, Laminate
Appliances
Range, Refrigerator
Fireplace
None
Basement
Dirt Floor, Unfinished
Laundry
Washer Hookup
Features
None
Exterior
Construction
Frame
Architecture
None
Roof
Rubber
Features
Rain Gutters, Professional Landscaping
Pool
None
Spa
None
Fencing
Fenced
Patio/Porch
Enclosed
Parking
Garage Spaces
2
Has Garage
Yes
Features
Paved Drive, Paved
Total Spaces
7
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range, Washer Hookup
Financial
Annual Tax
$5,596
Assessed Value
$381,700
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Seller Disclosures
Listing Agent Is Related To Seller. Units#1 & #3 Will Be Delivered With Tenants. Unit#2 Is Vacant And Rent Amount Listed Is Market Value.
Exclusions
Tenants Belongings. Unit #1 - Refrigerator, Washer & Dryer. Unit #3 Washer & Dryer.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
yellow
Sq Ft Source
Public Record
Documents
None
County
Worcester
Total market time (incl. prior listings)
4 days
Property Overview
Property Type
3 Family
Listing Type
For Sale
Year Built
1900
Bedrooms
6
Full Bathrooms
3
Living Area
2,988 sq ft
Total Rooms
15
Stories
3
Levels
3
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,988 sq ft above grade
Display Options
Outdoor Areas
Patio & porchEnclosed
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Carpet, Varies, Laminate
Appliances:
Range, Refrigerator
Interior Features:
Windows:
Basement:
Dirt Floor, Unfinished
Laundry:
Washer Hookup
Security:
Construction & Materials
Year Built:
1900
Structure Type:
Exterior Materials:
Frame
Roof:
Rubber
Foundation:
Stone
Stories:
3
Heating, Cooling & Utilities
Heating:
Baseboard, Natural Gas, Other
Heating Zones:
3
Cooling:
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Rain Gutters, Professional Landscaping
Patio & Porch:
Enclosed
Fencing:
Fenced
Other Structures:
Lot Features:
Corner Lot
Road Surface:
Parking & Garage
Garage Spaces:
2
Total Parking Spaces:
7
Parking Features:
Paved Drive, Paved
Nearby Schools
School District
Southbridge School District local
F
School Safety
2024-25
6.0%
Above Average
6.0%
Suspensions
6.0%
In-School
0.5% above state avg
Elementary Schools
3 schools
Trinity Catholic Academy
0.2 mi
Grades PK-08
C-
West Street School
0.6 mi
|
#724 of 824
|
Score: 34.0
Improved 18 spots from last year
-24.2 below state avg
323 students
Moderate
Grades 01-05
Eastford Road School
0.7 mi
397 students
Moderate
Grades PK-01
Middle Schools
1 school
C
Southbridge Middle School
1.7 mi
|
#282 of 352
|
Score: 33.3
Improved 1 spots from last year
-24.9 below state avg
380 students
Diverse
Grades 06-08
High Schools
2 schools
Southbridge Academy
0.3 mi
21 students
Diverse
Grades 06-12
C-
Southbridge High School
1.7 mi
|
#310 of 346
|
Score: 35.8
Improved 22 spots from last year
-22.5 below state avg
419 students
Moderate
12 sports
• 498 athletes
Early College Program
Rising School
College Ready Curriculum
Grades 09-12
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Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$466
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
125 Cross St, Southbridge MA 01550
Southbridge, MA 01550
Listing Information
Listing Agent
Cristina Faria
Listing Office
Coldwell Banker Realty - Worcester
Office Phone
508-795-7500
Agent MLS ID
CN211981
Office MLS ID
AN6245
Listing Data Updated
May 26, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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