124 Belmont St, Worcester MA 01605

Worcester, MA 01605
$565,000
Est. $3,433/month
4
Beds
2
Baths
2,074
Sq Ft
$272
Price/Sq Ft
0.07
Acres
1890
Year Built
3 hours 31 minutes
Time on Market
Active Listed Jul 23, 2026 • MLS# 73554469 Copied! • Updated Jul 23, 2026

About this home

Don't miss this maintained and updated two-family home offering an excellent opportunity for both owner-occupants and investors. The first-floor unit features 3 bedrooms and 1 full bath, while the second-floor unit offers 1 bedroom and 1 full bath. Both units have been thoughtfully updated and are move-in ready, providing flexibility for multigenerational living, owner occupancy with rental income, or investment.With estimated market rents of approximately $2,600 for the 3-bedroom unit and $1,500 for the 1-bedroom unit, this property offers strong income potential. Separate utilities add convenience for owners and tenants alike.Conveniently located near hospitals, UMass Memorial Medical Center, schools, shopping, restaurants, public transportation, and major highways, this property provides easy access to everything Worcester has to offer.The rear egress stairs and deck will be repaired or replaced and brought into code compliance prior to closing. Whether you're looking to expand your investment portfolio or offset your mortgage with rental income while building equity, this property is one you won't want to miss.

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Jul 24, 2026
$565,000
Original listing
Office: Return Realty Group, Inc.

Tax History

Year Taxes Assessment
2025 $4,516 $342,400

Financial Details

Annual Property Tax
$4,516
Tax Year 2025
Assessed Value
$342,400

Facts & Features

Home Facts

Type Residential Income
Style 2 Family - 2 Units Up/Down
Year Built 1890
Living Area 2,074 sq ft
Lot Size 0.07 acres
Bedrooms 4
Full Baths 2
Total Rooms 10

Investment Metrics

Units 2
Unit 1 Rent $2,600/mo · N
Unit 2 Rent $1,500/mo · N
Total Monthly Rent $4,100/mo
Gross Income $49,200
Net Operating Income $49,200
Cap Rate 8.71%
Heating Electric, Hot Water
Cooling None
Flooring Tile, Hardwood
Appliances Energy Star Qualified Refrigerator, Range
Fireplace None
Basement Full, Unfinished
Laundry None
Features Pantry, Stone/granite/solid Counters, Walk-in Closet(s), Bathroom With Tub & Shower, Remodeled, Upgraded Cabinets, Upgraded Countertops, Living Room, Kitchen
Construction None
Architecture None
Roof None
Features Balcony/deck
Pool None
Spa None
Fencing None
Patio/Porch None
Features On Street, Other
Electric None
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $4,516
Assessed Value $342,400
Fee Includes None
Amenities None
Optional Fee Includes None
Seller Disclosures None
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Documents None
County Worcester

Property Overview

Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1890
Bedrooms
4
Full Bathrooms
2
Living Area
2,074 sq ft
Total Rooms
10
Stories
2
Levels
2

Room Details

Other Floor

Bathroom1
Bedroom5
Bedroom4
Bedroom3
Dining Room
Kitchen
Bathroom2
Bedroom2
Living Room
Bathroom3
Master Bedroom
Office
Family Room
Master Bathroom

Interior Features

Flooring: Tile, Hardwood
Appliances: ENERGY STAR Qualified Refrigerator, Range
Interior Features: Pantry, Stone/Granite/Solid Counters, Walk-In Closet(s), Bathroom With Tub & Shower, Remodeled, Upgraded Cabinets, Upgraded Countertops, Living Room, Kitchen
Windows:
Basement: Full, Unfinished
Laundry:
Security:

Construction & Materials

Year Built: 1890
Structure Type:
Exterior Materials:
Roof:
Foundation: Stone
Stories: 2

Heating, Cooling & Utilities

Heating: Electric, Hot Water
Cooling:
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Balcony/Deck
Patio & Porch:
Fencing:
Other Structures:
Lot Features: Other
Road Surface:

Parking & Garage

Parking Features: On Street, Other

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $376
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

124 Belmont St, Worcester MA 01605

Worcester, MA 01605

Listing Information

Listing Agent Ashley Diaz Garcia
Listing Office Return Realty Group, Inc.
Office Phone 617-913-2722
Agent MLS ID CN262164
Office MLS ID AN4219
Listing Data Updated Jul 23, 2026 9:57 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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