123 Saunders Street, Gardner MA 01440

Gardner, MA 01440
$519,900
Est. $3,334/month
3
Beds
2
Baths
2,102
Sq Ft
$247
Price/Sq Ft
3.50
Acres
1986
Year Built
2
Garage Spaces
1 hour 21 minutes
Time on Market
For Sale Open House Listed Aug 25, 2026 • MLS# 73567810 Copied! • Updated Aug 25, 2026

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Open House Schedule

29
Aug
Saturday, August 29
10:00 AM - 12:00 PM EDT

About this home

Offered for the first time by its original owner! Set on approximately 3.5 acres, this spacious Cape offers a rare combination of privacy, room to spread out and a convenient Gardner location. A long paved drive welcomes you to this well-loved home, surrounded by a beautiful wooded setting while remaining convenient to Route 2 and area amenities. With approximately 2,102 sq. ft. of living area, the home features 3 bedrooms and 2 full baths with a flexible floor plan designed for comfortable everyday living.A standout feature is the generously sized first-floor main bedroom and full bath, providing an excellent opportunity for those seeking the convenience of single-level living. The main level offers multiple spaces for gathering and entertaining, including a fireplaced living room with wood flooring and French doors, a spacious dining room with wood floors, bay window and built-ins, and a warm, inviting family room with cathedral ceiling, abundant natural woodwork and direct access to the deck. The kitchen features extensive cabinetry, a breakfast bar, recessed lighting and an open connection to the adjoining living space.Upstairs are two additional generously sized bedrooms, including one with a walk-in closet, along with a second full bath. The full unfinished basement provides substantial additional space for storage, hobbies, workshop needs or future possibilities.The approximately 3.5-acre lot is a feature all its own, offering an impressive amount of outdoor space in a wooded setting that feels tucked away from the everyday. Enjoy the deck, storage shed, paved driveway and attached two-car garage with garage door opener and convenient side entry. Additional features include 200-amp electrical service, central vacuum, whole-house fan, broadband availability, recent roofing and a passed Title 5.Commuters will appreciate convenient access to Route 2, while shopping, restaurants, golf, medical facilities and other area amenities are nearby. Parks, trails and outdoor recreation opportunities throughout the Gardner area add even more to the location. After decades with its original owner, 123 Saunders Street is ready for its next chapter and offers a wonderful opportunity to bring your own ideas and personal touches to a home with space, character, acreage and an exceptionally versatile layout.

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Property History

Property Timeline

🏠
Listed for Sale
Aug 25, 2026
$519,900
Original listing
Agent: Kurt Thompson Office: RE/MAX Liberty

Tax History

Year Taxes Assessment
2026 $6,060 $440,100

Financial Details

Annual Property Tax
$6,060
Tax Year 2026
Assessed Value
$440,100

Facts & Features

2 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1986
Living Area 2,102 sq ft
Lot Size 3.50 acres
Bedrooms 3
Full Baths 2
Total Rooms 6

Interior

Heating Baseboard, Oil, Wood
Cooling None, Whole House Fan
Flooring Wood, Tile, Vinyl, Carpet, Flooring - Stone/ceramic Tile
Appliances Water Heater, Tankless Water Heater, Range, Dishwasher, Refrigerator
Fireplace Living Room
Fireplaces 1
Basement Full, Interior Entry, Bulkhead, Concrete, Unfinished
Laundry Electric Dryer Hookup, Washer Hookup
Features Entrance Foyer, Central Vacuum, Internet Available - Broadband

Exterior

Construction Frame
Architecture Cape
Roof Shingle, Metal
Features Deck, Storage
Pool None
Spa None
Fencing None
Patio/Porch Deck
Garage Spaces 2
Has Garage Yes
Features Attached, Garage Door Opener, Garage Faces Side, Paved Drive, Off Street, Paved
Total Spaces 8
Electric Circuit Breakers, 200+ Amp Service
Water Private
Sewer Private Sewer
Gas None
Other For Electric Range, For Electric Oven, For Electric Dryer, Washer Hookup
Annual Tax $6,060
Assessed Value $440,100
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint None
Seller Disclosures See All Docs Attached At The Paper Clip- Please Return With Offer. First Showings At Open House. Some Photos Digitally Staged And Enhanced.
Possession None
Accepted Financing None
Structure Type []
House Color Brown
Sq Ft Source Public Record
Documents None
County Worcester

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1986
Bedrooms
3
Full Bathrooms
2
Living Area
2,102 sq ft
Total Rooms
6

Floor Layout

Interior Features

Flooring: Wood, Tile, Vinyl, Carpet, Flooring - Stone/Ceramic Tile
Appliances: Water Heater, Tankless Water Heater, Range, Dishwasher, Refrigerator
Interior Features: Entrance Foyer, Central Vacuum, Internet Available - Broadband
Windows: Insulated Windows, Storm Window(s)
Basement: Full, Interior Entry, Bulkhead, Concrete, Unfinished
Laundry: Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Style: Cape
Year Built: 1986
Structure Type:
Exterior Materials: Frame
Roof: Shingle, Metal
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Baseboard, Oil, Wood
Heating Zones: 2
Cooling: None, Whole House Fan
Hot Water:
Water Source: Private
Sewer: Private Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck, Storage
Patio & Porch: Deck
Fencing:
Other Structures:
Lot Features: Wooded, Gentle Sloping, Level
Road Surface: Paved

Parking & Garage

Garage Spaces: 2
Garage Type: Attached
Total Parking Spaces: 8
Parking Features: Attached, Garage Door Opener, Garage Faces Side, Paved Drive, Off Street, Paved

Special Features

Fireplaces: 1
Fireplace Type: Living Room
Community Amenities: Public Transportation, Shopping, Golf, Medical Facility, Laundromat, Highway Access, House of Worship, Public School
School District
Gardner School District local
D
School Safety 2024-25
5.8% Above Average
5.6% Suspensions 0.5% In-School 0.2% Emergency
0.3% above state avg
E

Elementary Schools

2 schools
Wachusett Hills Christian School
1.1 mi
Grades K-08
C-
Gardner Elementary School
1.2 mi | #669 of 824 | Score: 37.5
Improved 96 spots from last year
-20.7 below state avg
1,087 students Diverse
Rising School Diverse Student Body
Grades PK-04
M

Middle Schools

1 school
F
Gardner Middle School
1.7 mi | #338 of 352 | Score: 26.8
Dropped 7 spots from last year
-31.4 below state avg
514 students Diverse
Grades 05-07
H

High Schools

2 schools
C+
Gardner High School
1.5 mi | #239 of 346 | Score: 47.5
Improved 74 spots from last year
-10.7 below state avg
808 students Diverse
15 sports • 820 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 08-12
D
Gardner Academy for Learning and Technology
1.2 mi | #331 of 346 | Score: 26.7
Improved 48 spots from last year
-31.6 below state avg
123 students Diverse
Early College Program Rising School Career Tech Programs
Grades 09-12
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Monthly Payment Breakdown

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Property Tax $505
Homeowners Insurance $200
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Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Location

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Neighborhood

123 Saunders Street, Gardner MA 01440

Gardner, MA 01440

Listing Information

Listing Agent Kurt Thompson
Listing Office RE/MAX Liberty
Office Phone 978-786-5160
Agent MLS ID H4589966
Office MLS ID AN7689
Listing Data Updated Aug 25, 2026 11:31 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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