121 Elm St, North Reading MA 01864

North Reading, MA 01864
$950,000
Est. $5,655/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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3
Beds
2
Baths
2,559
Sq Ft
$371
Price/Sq Ft
0.43
Acres
1965
Year Built
4
Parking
14 hours 24 minutes
Time on Market
For Sale Open House Listed Sep 10, 2026 • MLS# 73575242 Copied! • Updated Sep 10, 2026

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Open House Schedule

13
Sep
Sunday, September 13
1:30 PM - 3:00 PM EDT
11
Sep
Friday, September 11
4:30 PM - 6:30 PM EDT
12
Sep
Saturday, September 12
1:30 PM - 3:00 PM EDT

About this home

Completely gut-renovated and thoughtfully redesigned, this spacious, sun-filled home in the heart of highly desirable North Reading blends modern style with exceptional functionality. The inviting open-concept main level features dramatic vaulted ceilings with exposed beams, a beautiful central fireplace, and a stunning modern kitchen with a center island and marble countertops. A full contemporary bathroom and convenient first-floor bedroom offer flexibility for guests, family, or a home office. Upstairs, two additional bedrooms include a spacious primary suite with its own private full bathroom. The fully finished and heated basement provides valuable additional living space. Extensive updates include a complete interior renovation with all-new walls, spray foam insulation, upgraded plumbing and electrical, new windows, vinyl siding, a new deck, and more. The spacious backyard offers plenty of room to relax, entertain, and enjoy the outdoors. Conveniently located approximately 15 minutes from North Wilmington Commuter Rail and close to Route 28 shopping, dining, and everyday amenities.

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Sep 10, 2026
$950,000
Original listing
Agent: Lidiya Dimova Office: Lamacchia Realty, Inc.

Tax History

Year Taxes Assessment
2025 $7,815 $598,400

Financial Details

Annual Property Tax
$7,815
Tax Year 2025
Assessed Value
$598,400

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1965
Living Area 2,559 sq ft
Lot Size 0.43 acres
Bedrooms 3
Full Baths 2
Total Rooms 8

Interior

Heating Baseboard, Oil
Cooling Ductless
Flooring Tile, Hardwood
Appliances Water Heater, Range, Dishwasher, Microwave, Refrigerator, Wine Refrigerator, Range Hood
Fireplace Living Room
Fireplaces 1
Basement Full, Finished, Interior Entry, Bulkhead
Laundry Flooring - Vinyl, Electric Dryer Hookup, Recessed Lighting, Remodeled, Washer Hookup, In Basement
Features None

Exterior

Construction Conventional (2x4-2x6)
Architecture Colonial, Other (see Remarks)
Roof Shingle
Features Deck - Vinyl, Patio, Rain Gutters, Storage, Stone Wall
Pool None
Spa None
Fencing None
Patio/Porch Deck - Vinyl, Patio
Features Paved Drive, Off Street, Paved
Total Spaces 4
Electric Circuit Breakers, 200+ Amp Service
Water Public
Sewer Private Sewer
Gas None
Other For Electric Range, For Electric Dryer, Washer Hookup
Annual Tax $7,815
Assessed Value $598,400
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures The Seller Never Lived In The Home. Blueprints And Architectural Plans Are Available Upon Request.
Exclusions Staging.
Possession None
Accepted Financing None
Structure Type []
House Color White
Sq Ft Source Measured
Sq Ft Disclosures Measured. Seller will not negotiate on discrepancies.
Documents None
County Middlesex

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1965
Bedrooms
3
Full Bathrooms
2
Living Area
2,559 sq ft
Total Rooms
8
Main Level Bedrooms
1

Floor Layout

Interior Features

Flooring: Tile, Hardwood
Appliances: Water Heater, Range, Dishwasher, Microwave, Refrigerator, Wine Refrigerator, Range Hood
Interior Features:
Windows: Insulated Windows
Basement: Full, Finished, Interior Entry, Bulkhead
Laundry: Flooring - Vinyl, Electric Dryer Hookup, Recessed Lighting, Remodeled, Washer Hookup, In Basement
Security:

Construction & Materials

Style: Colonial, Other (See Remarks)
Year Built: 1965
Structure Type:
Exterior Materials: Conventional (2x4-2x6)
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Baseboard, Oil
Heating Zones: 1
Cooling: Ductless
Cooling Zones: 1
Hot Water:
Water Source: Public
Sewer: Private Sewer
Energy Features: Thermostat

Exterior & Lot

Exterior Features: Deck - Vinyl, Patio, Rain Gutters, Storage, Stone Wall
Patio & Porch: Deck - Vinyl, Patio
Fencing:
Other Structures:
Lot Features: Level
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 4
Parking Features: Paved Drive, Off Street, Paved

Special Features

Fireplaces: 1
Fireplace Type: Living Room
Community Amenities: Shopping, Park, Walk/Jog Trails, Golf, Laundromat, Conservation Area, Highway Access, House of Worship, Public School

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

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Loan Amount
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $651
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

121 Elm St, North Reading MA 01864

North Reading, MA 01864

Listing Information

Listing Agent Lidiya Dimova
Listing Office Lamacchia Realty, Inc.
Office Phone 339-645-9300
Agent MLS ID CN239998
Office MLS ID AN2885
Listing Data Updated Sep 10, 2026 11:49 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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