120 Upham St, Melrose MA 02176

Melrose, MA 02176
$1,250,000
Est. $7,451/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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4
Beds
3.5
Baths
2,966
Sq Ft
$421
Price/Sq Ft
0.16
Acres
1939
Year Built
1
Garage Space
New today
Time on Market
For Sale Open House Listed Nov 4, 2026 • MLS# 73598470 Copied! • Updated Nov 4, 2026

Track this home for price, status, and open-house alerts.

Open House Schedule

06
Nov
Friday, November 6
11:00 AM - 1:00 PM EST

About this home

Classic Colonial charm meets everyday practicality in this 4 bedroom, 3.5 bathroom Melrose home with generous living space, a serene yard, an attached garage plus off-street parking for five cars. The updated chef's kitchen features a premium BlueStar brand gas range with a professional-grade exterior venting hood, elegant granite countertops with a matching full-height backsplash, and a center island. The formal dining room features classic china cabinets and leads to a front-facing living room centered around a cozy wood burning fireplace. Toward the rear, a convenient mudroom connects to a full bath and an expansive family room with a second fireplace. Upstairs, you will find four sizable bedrooms, including a primary suite with a dedicated attached bath. Central air throughout, plus radiant heated floors in both of the second floor bathrooms. The finished third floor offers additional bonus space for potential arts and crafts or yoga studio illuminated by skylights and convenient storage, creating a flexible layout for hobbies or a home office. The partially finished lower level includes a recreation room with a third fireplace, built-in shelving, heat, and AC. A spacious unfinished laundry room with a utility sink leads directly to a separate, finished, unheated home gym. Outside, the fully fenced backyard with a stone patio, storage shed, and established flower beds offers a private setting for outdoor enjoyment and entertaining, while a lawn sprinkler system serves both the front and back yards. Located within close proximity to the Cedar Park Commuter Rail Station plus a bus stop to Oak Grove, Melrose public schools, grocery stores, local restaurants, and neighborhood parks. Showings begin at the first open house Friday Nov 6th 11AM-1:00PM.

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Recently Sold Nearby

Price & Status History

Market Insights

Property Timeline

👁️
Showing Instructions Updated
Nov 4, 2026
New showing requirements
🏠
Listed for Sale
Nov 4, 2026
$1,250,000
Original listing
Agent: The Synergy Group Office: The Synergy Group

Tax History

Year Taxes Assessment
2026 $11,169 $973,800

Financial Details

Annual Property Tax
$11,169
Tax Year 2026
Assessed Value
$973,800

Facts & Features

1 Car Garage
Central AC

Home Facts

Type Residential
Style Single Family Residence
Year Built 1939
Living Area 2,966 sq ft
Lot Size 0.16 acres
Bedrooms 4
Full Baths 3
Half Baths 1
Total Rooms 8

Interior

Heating Natural Gas, Fireplace
Cooling Central Air
Flooring Wood, Tile, Flooring - Stone/ceramic Tile, Laminate, Flooring - Hardwood
Appliances Gas Water Heater, Range, Dishwasher, Disposal, Refrigerator, Washer, Dryer
Fireplace Family Room, Living Room
Fireplaces 2
Basement Full, Partially Finished, Interior Entry, Concrete
Laundry Gas Dryer Hookup
Features Bathroom - Full, Bathroom - Tiled With Tub & Shower, Countertops - Stone/granite/solid, Recessed Lighting, Lighting - Overhead, Bathroom, Exercise Room, Great Room, Sitting Room

Exterior

Construction Frame
Architecture Colonial
Roof Shingle
Features Porch, Patio, Rain Gutters, Professional Landscaping, Screens, Fenced Yard
Pool None
Spa None
Fencing Fenced
Patio/Porch Porch, Patio
Garage Spaces 1
Has Garage Yes
Features Attached, Paved Drive, Off Street, Paved
Total Spaces 6
Electric None
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range, For Gas Dryer
Annual Tax $11,169
Assessed Value $973,800
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures None
Possession None
Accepted Financing None
Structure Type []
House Color Gray
Sq Ft Source Public Record
Documents None
County Middlesex

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1939
Bedrooms
4
Full Bathrooms
3
Half Bathrooms
1
Living Area
2,966 sq ft
Total Rooms
8

Floor Layout

Interior Features

Flooring: Wood, Tile, Flooring - Stone/Ceramic Tile, Laminate, Flooring - Hardwood
Appliances: Gas Water Heater, Range, Dishwasher, Disposal, Refrigerator, Washer, Dryer
Interior Features: Bathroom - Full, Bathroom - Tiled With Tub & Shower, Countertops - Stone/Granite/Solid, Recessed Lighting, Lighting - Overhead, Bathroom, Exercise Room, Great Room, Sitting Room
Windows: Insulated Windows, Screens
Basement: Full, Partially Finished, Interior Entry, Concrete
Laundry: Gas Dryer Hookup
Security:

Construction & Materials

Style: Colonial
Year Built: 1939
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Utilities & Systems

Heating: Natural Gas, Fireplace
Heating Zones: 2
Cooling: Central Air
Cooling Zones: 2
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch, Patio, Rain Gutters, Professional Landscaping, Screens, Fenced Yard
Patio & Porch: Porch, Patio
Fencing: Fenced
Other Structures:
Lot Features: Gentle Sloping
Road Surface: Paved

Parking & Garage

Garage Spaces: 1
Garage Type: Attached
Total Parking Spaces: 6
Parking Features: Attached, Paved Drive, Off Street, Paved

Special Features

Fireplaces: 2
Fireplace Type: Family Room, Living Room
Community Amenities: Public Transportation, Shopping, Medical Facility, Highway Access, House of Worship, Sidewalks
School District
Melrose School District local
A
✓ School Safety 2024-25
0.6% Low
0.4% Suspensions 0.4% In-School 0.2% Emergency
↓ 4.9% below state avg
E

Elementary Schools

7 schools
St. Mary Elementary School
0.5 mi
Grades PK-08
A+
Winthrop School
0.4 mi | #79 of 825 | Score: 60.3
Improved 11 spots from last year
+2.1 above state avg
372 students Less Diverse
Strong Attendance
Grades K-05
Early Childhood Center
0.6 mi
247 students Diverse
Grades PK-K
A-
Herbert Clark Hoover School
0.7 mi | #204 of 825 | Score: 54.6
Dropped 74 spots from last year
-3.6 below state avg
266 students Moderate
Strong Attendance
Grades K-05
A-
Lincoln School
0.7 mi | #205 of 825 | Score: 54.6
Improved 119 spots from last year
-3.6 below state avg
387 students Diverse
Rising School Diverse Student Body Strong Attendance
Grades K-05
A+
Horace Mann School
0.8 mi | #74 of 825 | Score: 60.6
Dropped 68 spots from last year
+2.3 above state avg
258 students Moderate
Strong Attendance
Grades K-05
A
Roosevelt School
0.8 mi | #107 of 825 | Score: 58.8
Improved 117 spots from last year
+0.6 above state avg
366 students Moderate
Rising School Strong Attendance
Grades K-05
M

Middle Schools

1 school
A-
Melrose Middle School
0.6 mi | #89 of 352 | Score: 50.7
Improved 9 spots from last year
-7.5 below state avg
830 students Moderate
Grades 06-08
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $931
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Location

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Neighborhood

120 Upham St, Melrose MA 02176

Melrose, MA 02176

Listing Information

Listing Agent The Synergy Group
Listing Office The Synergy Group
Office Phone 888-410-5454
Agent MLS ID TM321745
Office MLS ID AN7316
Listing Data Updated Nov 4, 2026 10:38 AM EST
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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