120 Farrar Ave, Worcester MA 01604
Worcester, MA 01604
$299,900
Est. $2,046/month
About this home
***WILL NOT PASS FOR FHA/VA/USDA*** Welcome to this charming 3-bedroom Cape Cod-style home! Nestled in a tranquil neighborhood, this property features an updated kitchen with modern appliances and sleek finishes. The flat, private backyard is perfect for outdoor activities and relaxation. Conveniently located close to major highways and Umass Memorial Hospital, this home offers both comfort and accessibility. The roof is only 7-8 years as is the kitchen appliances! Don’t miss the opportunity to make this lovely house your new home! Making some small updates here can go a long way in earning you fast equity! Stop paying rent and start building your wealth by making the dream of homeownership your reality!
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Jul 22, 2026
$299,900
Original listing
Agent: Kathleen Sposato
Office: Sposato Realty Group
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 07/22/2026 | 🏠 Listed for Sale | $299,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2024 | $3,950 | $287,300 |
Financial Details
Annual Property Tax
$3,950
Tax Year 2024
Assessed Value
$287,300
Facts & Features
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1941
Living Area
1,368 sq ft
Lot Size
0.11 acres
Bedrooms
3
Full Baths
1
Total Rooms
6
Interior
Heating
Hot Water
Cooling
None
Flooring
Wood, Tile, Hardwood
Appliances
Range, Dishwasher, Refrigerator
Fireplace
None
Basement
Full, Unfinished
Laundry
In Basement
Features
Other
Exterior
Construction
Frame
Architecture
Cape
Roof
Shingle
Features
None
Pool
None
Spa
None
Fencing
Fenced/enclosed
Patio/Porch
None
Parking
Features
None
Total Spaces
4
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$3,950
Assessed Value
$287,300
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Seller Disclosures
Contingent On Seller Finding Suitable Housing. Seller Is Selling Property As-is. Any Inspections Are For Info, Only. Property Priced For Updates Needed Including Bath Reno, Replacing The Deck, Replacing The Heating System, And Water Heater.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Worcester
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1941
Bedrooms
3
Full Bathrooms
1
Living Area
1,368 sq ft
Total Rooms
6
Room Details
First Floor
Bedroom3
Closet, Flooring - Hardwood
Second Floor
Bedroom2
Closet, Flooring - Hardwood
Master Bedroom
Closet, Flooring - Hardwood
Other Floor
Bedroom5
Bedroom4
Bathroom2
Bathroom3
Office
Family Room
Master Bathroom
Yes
Main,First Floor
Bathroom1
Dining Room
Flooring - Hardwood
Kitchen
Remodeled, Stainless Steel Appliances
Living Room
Flooring - Hardwood
Interior Features
Flooring:
Wood, Tile, Hardwood
Appliances:
Range, Dishwasher, Refrigerator
Interior Features:
Other
Windows:
Basement:
Full, Unfinished
Laundry:
In Basement
Security:
Construction & Materials
Style:
Cape
Year Built:
1941
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Stone
Heating, Cooling & Utilities
Heating:
Hot Water
Heating Zones:
1
Cooling:
None
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Fenced/Enclosed
Other Structures:
Lot Features:
Level, Other
Road Surface:
Parking & Garage
Total Parking Spaces:
4
Parking Features:
Nearby Schools
School District
Worcester School District local
C-
Where Graduates Go
Class of 2021
51%
attend college
35%
4-Year
16%
2-Year
4%
Out of State
4%
Working
School Safety
2024-25
4.1%
Above Average
3.3%
Suspensions
1.7%
In-School
0.8%
Emergency
1.4% below state avg
Elementary Schools
3 schools
C-
Rice Square School
0.3 mi
|
#689 of 824
|
Score: 36.3
Improved 87 spots from last year
-21.9 below state avg
502 students
Very Diverse
Rising School
Diverse Student Body
Grades K-05
D
Worcester Cultural Academy Charter Public School
0.5 mi
|
#786 of 824
|
Score: 29.4
Improved 49 spots from last year
-28.8 below state avg
194 students
Diverse
Rising School
Diverse Student Body
Grades K-06
F
Grafton Street School
0.7 mi
|
#795 of 824
|
Score: 29.1
Improved 4 spots from last year
-29.1 below state avg
386 students
Diverse
Diverse Student Body
Grades K-06
Middle Schools
2 schools
C-
Worcester East Middle School
0.5 mi
|
#298 of 352
|
Score: 31.5
Improved 55 spots from last year
-26.7 below state avg
731 students
Diverse
Rising School
Diverse Student Body
Grades 06-08
The Nativity School of Worcester
1.9 mi
Grades 05-08
High Schools
3 schools
C-
North High School
0.8 mi
|
#300 of 346
|
Score: 37.9
Improved 27 spots from last year
-20.3 below state avg
1,376 students
Diverse
14 sports
• 498 athletes
Early College Program
Rising School
Career Tech Programs
College Ready Curriculum
Grades 09-12
Saint Paul Diocesan Junior/Senior High School
0.8 mi
Grades 07-12
Worcester Academy
0.9 mi
Grades 06-12
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Monthly Payment
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Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
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Including down payment
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Down: $0
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Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$329
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
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Rate Impact
-0.5% Rate
$0/mo
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Current Rate
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+0.5% Rate
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
120 Farrar Ave, Worcester MA 01604
Worcester, MA 01604
Listing Information
Listing Agent
Kathleen Sposato
Listing Office
Sposato Realty Group
Office Phone
508-444-2673
Agent MLS ID
K8001175
Office MLS ID
AN3941
Listing Data Updated
Jul 22, 2026 10:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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