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120-122 Central St, Springfield MA 01105

Springfield, MA 01105
$2,050,000
Est. $12,314/month
23
Beds
16
Baths
11,260
Sq Ft
$182
Price/Sq Ft
0.27
Acres
1927
Year Built
5+ Family - 5+ Units Up/Down
Type
4 hours 39 minutes
Time on Market
Active Listed Apr 15, 2026 • MLS# 73501818 Copied!

About this home

120–122 Central Street presents a rare opportunity to acquire a 16-unit asset in a prime Springfield location, just minutes from the Naismith Memorial Basketball Hall of Fame and MGM Springfield. Perfect for a 1031 exchange this property features a strong unit mix of (7) two-bedroom apartments and (9) one-bedroom apartments, catering to a wide tenant base.With gross rents exceeding $22,000 per month, this building offers immediate cash flow and solid investment performance. All 16 units have lead certificates, providing added compliance and peace of mind for ownership.Positioned in a high-demand rental area with close proximity to major attractions, employment centers, and amenities, with a large off street parking lot this is a turnkey opportunity for investors looking to scale their portfolio with a stabilized, income-producing asset.

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Property Overview

Property Type
5+ Family - 5+ Units Up/Down
Listing Type
For Sale
Year Built
1927
Bedrooms
23
Full Bathrooms
16
Living Area
11,260 sq ft
Total Rooms
55
Stories
5
Levels
5

Facts & Features

Home Facts

Type Residential Income
Style 5+ Family - 5+ Units Up/Down
Year Built 1927
Living Area 11,260 sq ft
Lot Size 0.27 acres
Bedrooms 23
Full Baths 16
Total Rooms 55

Interior

Heating None
Cooling None
Flooring Wood, Vinyl
Appliances None
Fireplace None
Basement Full
Laundry None
Features None

Exterior

Construction Brick
Architecture None
Roof None
Features Rain Gutters
Pool None
Spa None
Fencing None
Patio/Porch Porch

Parking

Features Paved Drive, Off Street, Driveway, Paved
Total Spaces 10

Utilities

Electric None
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $20,977
Assessed Value $1,337,800

Interior Features

Flooring: Wood, Vinyl
Appliances:
Interior Features:
Windows:
Basement: Full
Laundry:
Security:

Construction & Materials

Year Built: 1927
Structure Type:
Exterior Materials: Brick
Roof:
Foundation: Brick/Mortar
Stories: 5

Heating, Cooling & Utilities

Heating:
Cooling:
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Rain Gutters
Patio & Porch: Porch
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 10
Parking Features: Paved Drive, Off Street, Driveway, Paved

Location

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Neighborhood

120-122 Central St, Springfield MA 01105

Springfield, MA 01105

Walkability

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Nearby Schools

School District
Springfield School District local
D
🎓 Where Graduates Go Class of 2021
36% attend college
20% 4-Year 16% 2-Year 3% Out of State 3% Working
⚠ School Safety 2024-25
5.9% Above Average
5.1% Suspensions 1.4% In-School 0.8% Emergency
↑ 0.4% above state avg
E

Elementary Schools

10 schools
Your Educational Success Academy
0.3 mi
Grades K-12
B+
Veritas Preparatory Charter School
0.4 mi | #10 of 25 | Score: 34.4
Improved 341 spots from last year
-23.8 below state avg
712 students Moderate
Early College Program Rising School
Grades 05-12
D
The Springfield Virtual School
1.5 mi | #330 of 346 | Score: 26.8
Improved 7 spots from last year
-31.4 below state avg
250 students Moderate
College Ready Curriculum
Grades PK-12
A
Alfred G. Zanetti Montessori Magnet School
1.6 mi | #3 of 16 | Score: 47.5
Improved 137 spots from last year
-10.7 below state avg
432 students Diverse
Rising School
Grades PK-08
St. Michael's Academy
2.1 mi
Grades PK-08
Academy Hill School
2.5 mi
Grades PK-08
A+
Springfield Preparatory Charter School
3.2 mi | #2 of 16 | Score: 48.6
Improved 94 spots from last year
-9.7 below state avg
486 students Moderate
Rising School
Grades K-08
Pioneer Valley Christian Academy
3.2 mi
Grades PK-12
Grace Academy
3.3 mi
Grades K-12
Pioneer Valley Montessori School
4.2 mi
Grades PK-06
M

Middle Schools

10 schools
C
John J. Duggan Middle School
2.9 mi | #266 of 346 | Score: 44.7
Improved 20 spots from last year
-13.5 below state avg
823 students Diverse
High Graduation Rate Rising School College Ready Curriculum
Grades 06-12
Springfield Commonwealth Academy
0.2 mi
Grades 06-08
F
South End Middle School
0.3 mi | #350 of 352 | Score: 23.5
Improved 12 spots from last year
-34.7 below state avg
163 students Moderate
Grades 06-08
F
Forest Park Middle School
1.2 mi | #343 of 352 | Score: 25.3
Improved 16 spots from last year
-32.9 below state avg
282 students Diverse
Grades 06-08
Springfield Middle School
2.0 mi
18 students Less Diverse
Grades 06-08
F
Springfield Public Day Middle School
2.0 mi | #352 of 352 | Score: 19.6
Improved 14 spots from last year
-38.6 below state avg
60 students Diverse
Grades 06-08
C+
STEM Middle Academy
2.0 mi | #12 of 16 | Score: 26.4
Improved 298 spots from last year
-31.8 below state avg
269 students Diverse
Rising School
Grades 06-08
D
Springfield Legacy Academy
2.1 mi | #16 of 16 | Score: 19.0
Improved 340 spots from last year
-39.2 below state avg
299 students Less Diverse
Rising School
Grades 06-08
C-
Impact Prep at Chestnut
2.1 mi | #14 of 16 | Score: 23.5
Improved 349 spots from last year
-34.7 below state avg
278 students Moderate
Rising School
Grades 06-08
B
Chestnut Accelerated Middle School (Talented and Gifted)
2.1 mi | #164 of 352 | Score: 43.2
Dropped 11 spots from last year
-15 below state avg
265 students Diverse
Strong Attendance
Grades 06-08
H

High Schools

10 schools
C-
Conservatory of the Arts
0.4 mi | #303 of 346 | Score: 37.5
Improved 2 spots from last year
-20.7 below state avg
296 students Moderate
College Ready Curriculum
Grades 06-12
C
Emergence Academy
0.5 mi | #21 of 25 | Score: 25.5
Improved 356 spots from last year
-32.7 below state avg
382 students Diverse
Rising School Diverse Student Body
Grades 06-12
C-
Libertas Academy Charter School
0.7 mi | #292 of 346 | Score: 40.6
Improved 52 spots from last year
-17.7 below state avg
563 students Moderate
7 sports • 134 athletes
Rising School Strong Attendance
Grades 06-12
C
The Springfield Renaissance School an Expeditionary Learning School
2.3 mi | #274 of 346 | Score: 44.0
Improved 7 spots from last year
-14.3 below state avg
593 students Diverse
High Graduation Rate College Ready Curriculum
Grades 06-12
C-
Baystate Academy Charter Public School
3.0 mi | #314 of 346 | Score: 34.8
Improved 29 spots from last year
-23.5 below state avg
388 students Moderate
Rising School College Ready Curriculum
Grades 06-12
C-
High School of Commerce
0.5 mi | #286 of 346 | Score: 42.2
Improved 16 spots from last year
-16 below state avg
966 students Moderate
11 sports • 554 athletes
Early College Program College Ready Curriculum
Grades 09-12
B+
Gateway to College at Springfield Technical Community College
0.8 mi | #123 of 346 | Score: 74.4
Same rank as last year
25 students Moderate
College Ready Curriculum
Grades 09-12
F
Phoenix Academy Public Charter High School, Springfield
0.8 mi | #340 of 346 | Score: 20.6
Improved 8 spots from last year
-37.6 below state avg
158 students Moderate
College Ready Curriculum
Grades 09-12
Pope Francis Preparatory School
1.9 mi
18 sports • 1,124 athletes
Strong Athletics
Grades 09-12
F
Springfield International Academy at Sci-Tech
2.0 mi | #338 of 346 | Score: 21.5
Dropped 38 spots from last year
-36.7 below state avg
95 students Diverse
Career Tech Programs College Ready Curriculum
Grades 09-12
Learn about these ratings
School data provided by BMN Schools

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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $1,748
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Apr 15, 2026
$2,050,000
Original listing
Agent: Andrew Rodman Office: Lock and Key Realty Inc.

Price & Status History

Date Event Price Change
Apr 15, 2026 New Listing Added $2,050,000 —

Market Statistics

Time on Market
4 hours 39 minutes
Price per Sq Ft
$182

Tax History

Year Taxes Assessment
2025 $20,977 $1,337,800

Financial Details

Annual Property Tax
$20,977
Tax Year 2025
Assessed Value
$1,337,800

Listing Information

Listing Agent Andrew Rodman
Listing Office Lock and Key Realty Inc.
Agent MLS ID CN218763
Office MLS ID AN5521
Listing Data Updated Apr 15, 2026 9:42 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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