12 York Terrace, Lynn MA 01904

Lynn, MA 01904
$499,900
Est. $3,238/month
3
Beds
1
Baths
1,096
Sq Ft
$456
Price/Sq Ft
0.20
Acres
1940
Year Built
1
Garage Space
19
Days on Market
Sale Pending Listed Jul 7, 2026 • MLS# 73545842 Copied! • Updated Jul 29, 2026

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About this home

12 York Terrace, Lynn. Opportunity awaits for this desirable Upper Ward Ranch-style home. Offering 1,096 sq. ft. of living space on a generous 8,632 sq. ft. fenced lot, providing plenty of room for outdoor enjoyment, gardening, or future possibilities. The home features a detached one-car garage and a roof replaced in 2017. Inside, the flexible floor plan layout is for 3 bedrooms. Current con figuration is different as it fit family needs. Additionally, this Ranch Style home offers a full bath, living / dining, kitchen & spacious sun room. A large bonus basement ready for extra space. While the property needs updating it has Central Air poured concreate foundation, oversized lot for the area. This home is ready for personal design & touches. Do not miss this fantastic opportunity to build equity in one of the area's most sought-after neighborhoods. Bring your vision & make this home your own!

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Recently Sold Nearby

Property History

Market Insights

Property Timeline

📋
Status: Active under contract
Jul 14, 2026
Active → Active Under Contract
Pending Sale
Jul 13, 2026
Offer accepted, sale pending
🏠
Listed for Sale
Jul 7, 2026
$499,900
Original listing
Agent: Katie DiVirgilio Office: RE/MAX 360

Tax History

Year Taxes Assessment
2026 $6,120 $577,900

Financial Details

Annual Property Tax
$6,120
Tax Year 2026
Assessed Value
$577,900

Facts & Features

1 Car Garage
Central AC

Home Facts

Type Residential
Style Single Family Residence
Year Built 1940
Living Area 1,096 sq ft
Lot Size 0.20 acres
Bedrooms 3
Full Baths 1
Total Rooms 7

Interior

Heating Oil
Cooling Central Air
Flooring Wood, Tile
Appliances Water Heater, Range, Refrigerator
Fireplace None
Basement Full, Partially Finished, Interior Entry
Laundry None
Features Bonus Room

Exterior

Construction Frame
Architecture Ranch
Roof Shingle
Features Fenced Yard
Pool None
Spa None
Fencing Fenced/enclosed, Fenced
Patio/Porch None
Garage Spaces 1
Has Garage Yes
Features Attached, Paved Drive, Off Street, Paved
Total Spaces 3
Electric 100 Amp Service
Water Public
Sewer Public Sewer
Gas None
Other None
Annual Tax $6,120
Assessed Value $577,900
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Seller Disclosures Appliances To Be Left As A Gift. Open House Friday 7/10 5-6:30pm Sat 7/11 1:30-3pm Offers Due Monday 7/13 8pm. Sellers Will Not Be Reviewing Offers Early
Possession None
Accepted Financing None
Structure Type []
House Color blue
Sq Ft Source Public Record
Documents None
County Essex
Total market time (incl. prior listings) 21 days

Property Overview

Property Type
Single Family Residence
Listing Type
Sale Pending
Year Built
1940
Bedrooms
3
Full Bathrooms
1
Living Area
1,096 sq ft
Total Rooms
7

Floor Layout

Interior Features

Flooring: Wood, Tile
Appliances: Water Heater, Range, Refrigerator
Interior Features: Bonus Room
Windows:
Basement: Full, Partially Finished, Interior Entry
Laundry:
Security:

Construction & Materials

Style: Ranch
Year Built: 1940
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Oil
Heating Zones: 1
Cooling: Central Air
Cooling Zones: 1
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Fenced Yard
Patio & Porch:
Fencing: Fenced/Enclosed, Fenced
Other Structures:
Lot Features: Level
Road Surface: Paved

Parking & Garage

Garage Spaces: 1
Garage Type: Attached
Total Parking Spaces: 3
Parking Features: Attached, Paved Drive, Off Street, Paved

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $510
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
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Save $0/mo
Current Rate
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+0.5% Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

12 York Terrace, Lynn MA 01904

Lynn, MA 01904

Listing Information

Listing Agent Katie DiVirgilio
Listing Office RE/MAX 360
Office Phone 978-560-8500
Agent MLS ID CT004105
Office MLS ID AN8814
Listing Data Updated Jul 29, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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