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12 Whitney, Worcester MA 01610

Worcester, MA 01610
$650,000
Est. $3,970/month
6
Beds
3
Baths
2,700
Sq Ft
$241
Price/Sq Ft
0.09
Acres
1900
Year Built
3
Parking
3 hours 46 minutes
Time on Market
Active Listed Jul 14, 2026 • MLS# 73549730 Copied! • Updated Jul 14, 2026

About this home

Investor’s dream, whether you’re just starting out or a seasoned owner, 12 Whitney St in Worcester, MA is the opportunity for you. This three-family, built in 1900 with some updates, offers approximately 2,700 sq ft of living area across three levels. Each floor features a 2-bedroom, 1-bath apartment. The property includes both front and rear yards on a 4,016 sq ft lot, providing outdoor space and future potential. With its combination of space, income potential, and convenient location, this property invites you to explore all the possibilities.

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Jul 15, 2026
$650,000
Original listing
Office: PadMatch Realty

Tax History

Year Taxes Assessment
2024 $5,796 $439,400

Financial Details

Annual Property Tax
$5,796
Tax Year 2024
Assessed Value
$439,400

Facts & Features

Home Facts

Type Residential Income
Style 3 Family - 3 Units Up/Down
Year Built 1900
Living Area 2,700 sq ft
Lot Size 0.09 acres
Bedrooms 6
Full Baths 3
Total Rooms 12

Investment Metrics

Units 3
Unit 1 Rent $1,700/mo · N
Unit 2 Rent $1,700/mo · Y
Unit 3 Rent $1,700/mo · Y
Total Monthly Rent $5,100/mo
Gross Income $63,500
Net Operating Income $61,200
Operating Expenses $53,156
Cap Rate 9.42%
Heating None
Cooling None
Flooring None
Appliances None
Fireplace None
Basement Full
Laundry None
Features None
Construction Frame
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Features Off Street
Total Spaces 3
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $5,796
Assessed Value $439,400
Fee Includes None
Amenities None
Optional Fee Includes None
Seller Disclosures Property Sold ‘as-is’; Seller Will Not Perform Additional Repairs Beyond Already Completed Work.
Exclusions None
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Documents None
County Worcester

Property Overview

Property Type
3 Family - 3 Units Up/Down
Listing Type
For Sale
Year Built
1900
Bedrooms
6
Full Bathrooms
3
Living Area
2,700 sq ft
Total Rooms
12
Stories
3
Levels
3

Room Details

Other Floor

Bathroom1
Bedroom5
Bedroom4
Bedroom3
Dining Room
Kitchen
Bathroom2
Bedroom2
Living Room
Bathroom3
Master Bedroom
Office
Family Room
Master Bathroom

Interior Features

Flooring:
Appliances:
Interior Features:
Windows:
Basement: Full
Laundry:
Security:

Construction & Materials

Year Built: 1900
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone
Stories: 3

Heating, Cooling & Utilities

Heating:
Cooling:
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features: Other
Road Surface:

Parking & Garage

Total Parking Spaces: 3
Parking Features: Off Street
School District
Worcester School District local
C-
🎓 Where Graduates Go Class of 2021
51% attend college
35% 4-Year 16% 2-Year 4% Out of State 4% Working
School Safety 2024-25
4.1% Above Average
3.3% Suspensions 1.7% In-School 0.8% Emergency
1.4% below state avg
E

Elementary Schools

3 schools
C-
Learning First Charter Public School
0.5 mi | #289 of 352 | Score: 32.5
Improved 43 spots from last year
-25.7 below state avg
666 students Diverse
Rising School
Grades K-08
D
Vernon Hill School
0.6 mi | #787 of 824 | Score: 29.4
Dropped 44 spots from last year
-28.8 below state avg
525 students Diverse
Diverse Student Body
Grades PK-06
F
Union Hill School
0.7 mi | #815 of 824 | Score: 25.3
Dropped 19 spots from last year
-33 below state avg
377 students Diverse
Grades K-06
M

Middle Schools

2 schools
C-
Worcester East Middle School
1.1 mi | #298 of 352 | Score: 31.5
Improved 55 spots from last year
-26.7 below state avg
731 students Diverse
Rising School Diverse Student Body
Grades 06-08
The Nativity School of Worcester
2.1 mi
Grades 05-08
H

High Schools

3 schools
Worcester Alternative High School
0.4 mi
36 students Diverse
Grades 07-12
Worcester Academy
0.7 mi
Grades 06-12
Saint Paul Diocesan Junior/Senior High School
0.9 mi
Grades 07-12
Learn about these ratings

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $483
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

12 Whitney, Worcester MA 01610

Worcester, MA 01610

Listing Information

Listing Agent Monique Johnson
Listing Office PadMatch Realty
Office Phone 617-848-2370
Agent MLS ID CN258486
Office MLS ID AN9661
Listing Data Updated Jul 14, 2026 10:03 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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12 Whitney, Worcester MA 01610 - Photo 1 12 Whitney, Worcester MA 01610 - Photo 2 12 Whitney, Worcester MA 01610 - Photo 3 12 Whitney, Worcester MA 01610 - Photo 4 12 Whitney, Worcester MA 01610 - Photo 5 12 Whitney, Worcester MA 01610 - Photo 6 12 Whitney, Worcester MA 01610 - Photo 7 12 Whitney, Worcester MA 01610 - Photo 8 12 Whitney, Worcester MA 01610 - Photo 9 12 Whitney, Worcester MA 01610 - Photo 10
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