12 Settlers Trce, Eastham MA 02642
Eastham, MA 02642
$1,025,000
$899,999
Est. $5,325/month
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About this home
Welcome to this lovingly maintained Cape Cod home, cherished by the same family for 24 years and successfully used as a seasonal rental. Offering 3 bedrooms, 2½ bathrooms, and a versatile first-floor bonus room ideal for guests, a home office, den, or craft room. The bright, open living area features a cathedral ceiling and skylights, creating a warm and inviting atmosphere.Designed with accessibility in mind, the entire first floor is handicap accessible, including an exterior wheelchair ramp. The primary bathroom features a barrier-free shower, grab bars, and extra-wide doorways, making this home ideal for aging in place or accommodating guests with mobility needs.Thoughtful updates include six energy-efficient mini-split heating and air conditioning systems, all professionally serviced this spring, as well as a Title 5 septic system that received routine maintenance this spring. The kitchen features new appliances, and the washer and dryer are less than five years old. Recent exterior improvements include new front gutters and downspouts and professionally reset front entry steps.Enjoy Cape Cod outdoor living from the large rear deck, dedicated barbecue area, and outdoor shower—perfect after a day at the beach. The full basement offers excellent potential for future expansion, whether used as a family room, game room, home theater, fitness area, workshop, or hobby space.Set on a quiet, child-friendly cul-de-sac, the home offers peace and privacy while remaining close to everything Eastham has to offer. Just two miles from a full-service grocery store and near restaurants, cafés, shops, the Cape Cod Bike Trail, bay and ocean beaches, and the Cape Cod National Seashore. A wonderful opportunity to enjoy Cape Cod as a year-round home, vacation retreat, or investment property.
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Recently Sold Nearby
Property History
Market Insights
2
Price Changes
12.2%
Price Range
Property Timeline
Price Reduced
Jun 15, 2026
$899,999
$100,000
(-10%)
From $999,999 to $899,999 (-10.0%)
Price Reduced
May 27, 2026
$999,999
$25,001
(-2.44%)
From $1,025,000 to $999,999 (-2.4%)
Listed for Sale
May 13, 2026
$1,025,000
Original listing
Agent: Jonathan Silva
Office: eXp Realty
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 06/15/2026 | ↓ Price Reduced | $899,999 | $100,000 | - | From $999,999 to $899,999 (-10.0%) |
| 05/27/2026 | ↓ Price Reduced | $999,999 | $25,001 | - | From $1,025,000 to $999,999 (-2.4%) |
| 05/13/2026 | 🏠 Listed for Sale | $1,025,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $6,887 | $893,200 |
Financial Details
Annual Property Tax
$6,887
Tax Year 2025
Assessed Value
$893,200
Facts & Features
1 Car Garage
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
2002
Living Area
2,360 sq ft
Lot Size
0.50 acres
Bedrooms
3
Full Baths
2
Half Baths
1
Total Rooms
7
Interior
Heating
Baseboard, Natural Gas, Ductless
Cooling
Wall Unit(s)
Flooring
None
Appliances
Gas Water Heater
Fireplace
None
Fireplaces
1
Basement
Full
Laundry
None
Features
None
Exterior
Construction
None
Architecture
Cape
Roof
None
Features
Porch, Outdoor Shower
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch
Parking
Garage Spaces
1
Has Garage
Yes
Features
Off Street
Total Spaces
5
Utilities
Electric
None
Water
Public
Sewer
Private Sewer
Gas
None
Other
For Gas Range
Financial
Annual Tax
$6,887
Assessed Value
$893,200
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Barnstable
Total market time (incl. prior listings)
86 days
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
2002
Bedrooms
3
Full Bathrooms
2
Half Bathrooms
1
Living Area
2,360 sq ft
Total Rooms
7
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,360 sq ft above grade
Display Options
Outdoor Areas
Patio & porchPorch
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Gas Water Heater
Interior Features:
Windows:
Basement:
Full
Laundry:
Security:
Construction & Materials
Style:
Cape
Year Built:
2002
Structure Type:
Exterior Materials:
Roof:
Foundation:
Concrete Perimeter
Heating, Cooling & Utilities
Heating:
Baseboard, Natural Gas, Ductless
Heating Zones:
2
Cooling:
Wall Unit(s)
Cooling Zones:
1
Hot Water:
Water Source:
Public
Sewer:
Private Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Porch, Outdoor Shower
Patio & Porch:
Porch
Fencing:
Other Structures:
Lot Features:
Wooded
Road Surface:
Parking & Garage
Garage Spaces:
1
Total Parking Spaces:
5
Parking Features:
Off Street
Special Features
Fireplaces:
1
Fireplace Type:
Community Amenities:
Park, Walk/Jog Trails
Nearby Schools
School District
Eastham School District local
School Safety
2024-25
0.0%
Very Low (Safest)
5.5% below state avg
Elementary Schools
1 school
B+
Eastham Elementary School
1.9 mi
|
#315 of 824
|
Score: 50.3
Dropped 35 spots from last year
-7.9 below state avg
177 students
Moderate
Grades K-05
High Schools
1 school
A-
Nauset Regional High School
3.3 mi
|
#100 of 346
|
Score: 60.0
Improved 46 spots from last year
+1.8 above state avg
737 students
Moderate
17 sports
• 1,464 athletes
Strong AP Program
High Graduation Rate
Rising School
College Ready Curriculum
Grades 09-12
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Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$574
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
12 Settlers Trce, Eastham MA 02642
Eastham, MA 02642
Listing Information
Listing Agent
Jonathan Silva
Listing Office
eXp Realty LLC - Corporate Office
Office Phone
888-854-7493
Agent MLS ID
CN249894
Office MLS ID
AC0342
Listing Data Updated
Aug 7, 2026 10:00 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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