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12 Oak Lane, Spencer MA 01562

Spencer, MA 01562
$465,000
Est. $2,922/month
2
Beds
1
Baths
1,276
Sq Ft
$364
Price/Sq Ft
0.28
Acres
1958
Year Built
8
Parking
14 hours 4 minutes
Time on Market
Active Listed Jul 13, 2026 • MLS# 73548750 Copied! • Updated Jul 13, 2026

About this home

Experience year-round waterfront living on beautiful Thompson Pond, a 110± acre full recreational lake. This beautifully renovated ranch offers over 50 feet of direct water frontage with a private dock, making it easy to enjoy boating, fishing, kayaking, swimming, or simply relaxing by the water. Inside, you'll find an open-concept layout with hardwood floors, an updated kitchen featuring granite countertops, and a spacious dining area ideal for entertaining. French doors lead to a sun-filled living room with sliders opening to a large deck overlooking the lake, where you'll enjoy spectacular western sunset views. The walk-out basement provides additional storage and flexibility, while the separate lot across the street offers abundant parking for boats, trailers, and guests. Tucked away on a private dead-end road, this is the perfect opportunity to own a move-in ready waterfront retreat just minutes from local amenities.

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Jul 13, 2026
$465,000
Original listing
Agent: Damien Dumont Office: Lamacchia Realty, Inc.

Tax History

Year Taxes Assessment
2026 $4,445 $404,800

Financial Details

Annual Property Tax
$4,445
Tax Year 2026
Assessed Value
$404,800

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1958
Living Area 1,276 sq ft
Lot Size 0.28 acres
Bedrooms 2
Full Baths 1
Total Rooms 5

Interior

Heating Baseboard, Oil
Cooling Window Unit(s)
Flooring Hardwood
Appliances Water Heater, Range, Oven, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Basement Full, Walk-out Access, Interior Entry, Concrete
Laundry Electric Dryer Hookup, Washer Hookup
Features None

Exterior

Construction Frame
Architecture Ranch, Bungalow
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Features Paved Drive, Off Street, Driveway
Total Spaces 8
Electric None
Water Private
Sewer Private Sewer
Gas None
Other For Electric Range, For Electric Oven, For Electric Dryer, Washer Hookup
Annual Tax $4,445
Assessed Value $404,800
Fee Includes None
Amenities None
Optional Fee Includes None
Seller Disclosures Seller To Provide Passing Title V. Voluntary Lake Association Approximately $100/year. All Information Deemed Reliable But Not Guaranteed. Buyer And Buyers Agent To Perform All Due Diligence And Verify All Information Independently.
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Sq Ft Disclosures Living area per public record. Buyer and buyers agent to verify all measurements and information.
Documents None
County Worcester

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1958
Bedrooms
2
Full Bathrooms
1
Living Area
1,276 sq ft
Total Rooms
5

Room Details

First Floor

Bathroom1
7.083333333 x 8.25
Kitchen
12.25 x 10.833333333
Bedroom2
8.75 x 13.25
Living Room
12.916666666 x 18
Master Bedroom
12 x 18

Other Floor

Bedroom5
Bedroom4
Bedroom3
Dining Room
19.25 x 15.5
Bathroom2
Bathroom3
Office
Family Room
Master Bathroom

Interior Features

Flooring: Hardwood
Appliances: Water Heater, Range, Oven, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows: Insulated Windows
Basement: Full, Walk-Out Access, Interior Entry, Concrete
Laundry: Electric Dryer Hookup, Washer Hookup
Security: Security System

Construction & Materials

Style: Ranch, Bungalow
Year Built: 1958
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Block

Heating, Cooling & Utilities

Heating: Baseboard, Oil
Cooling: Window Unit(s)
Hot Water:
Water Source: Private
Sewer: Private Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features: Level
Road Surface:

Parking & Garage

Total Parking Spaces: 8
Parking Features: Paved Drive, Off Street, Driveway

Special Features

Waterfront: Yes
Waterfront Type: Waterfront, Lake, Direct Access, Lake/Pond, 3/10 to 1/2 Mile To Beach
View: Yes
View Type: Scenic View(s)
Community Amenities:
School District
Spencer-East Brookfield School District local
F
E

Elementary Schools

3 schools
B+
Paxton Center
2.4 mi | #135 of 352 | Score: 45.6
Dropped 41 spots from last year
-12.6 below state avg
448 students Moderate
Grades K-08
C-
Wire Village School
2.6 mi | #667 of 824 | Score: 37.5
Improved 6 spots from last year
-20.7 below state avg
430 students Moderate
Grades K-04
Mad Brook Academy
4.5 mi
Grades PK
M

Middle Schools

2 schools
D
Knox Trail Middle School
4.1 mi | #328 of 352 | Score: 28.5
Dropped 51 spots from last year
-29.7 below state avg
415 students Moderate
Grades 05-08
C+
Leicester Middle School
4.8 mi | #227 of 352 | Score: 38.5
Improved 4 spots from last year
-19.7 below state avg
394 students Diverse
Grades 05-08
H

High Schools

1 school
C
David Prouty High School
3.5 mi | #271 of 346 | Score: 44.4
Dropped 26 spots from last year
-13.8 below state avg
306 students Moderate
13 sports • 482 athletes
Career Tech Programs College Ready Curriculum
Grades 09-12
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Including down payment
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $370
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

12 Oak Lane, Spencer MA 01562

Spencer, MA 01562

Listing Information

Listing Agent Damien Dumont
Listing Office Lamacchia Realty, Inc.
Office Phone 508-832-5324
Agent MLS ID CN258352
Office MLS ID AN8507
Listing Data Updated Jul 13, 2026 4:40 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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