12 Franklin Ave, Westfield MA 01085
Westfield, MA 01085
$800,000
$775,000
Est. $4,581/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
12 Franklin Ave contains three (3) 2-Bedroom/1-Bathroom units and two (2) 1-Bedroom/1-Bathroom units with 4,503 square feet of gross living area in 7,013 square feet of gross area. The Property is situated upon a 0.20-acre parcel and features five (5) off-street parking spaces. 12 Franklin Avenue is well-positioned in downtown Westfield, offering direct access to the city’s central business district, neighborhood retail corridors, and surrounding residential neighborhoods. Tenants are responsible for gas-powered heat & hot water utilities, as well as separately metered electricity. The Landlord is responsible for providing city water & sewer. A primary demand anchor is Westfield State University, a regional higher education institution with approximately 4,600 students that contributes to consistent renter demand from students, faculty, and staff. The opportunity exists to acquire a well-maintained asset in a desirable Western Mass community.
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Recently Sold Nearby
Property History
Market Insights
1
Price Changes
3.1%
Price Range
Property Timeline
Price Reduced
Jul 27, 2026
$775,000
$25,000
(-3.13%)
From $800,000 to $775,000 (-3.1%)
Listed for Sale
Jun 16, 2026
$800,000
Original listing
Agent: Michael Bradley
Office: Horvath & Tremblay
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 07/27/2026 | ↓ Price Reduced | $775,000 | $25,000 | - | From $800,000 to $775,000 (-3.1%) |
| 06/16/2026 | 🏠 Listed for Sale | $800,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $5,541 | $368,500 |
Financial Details
Annual Property Tax
$5,541
Tax Year 2026
Assessed Value
$368,500
Facts & Features
Home Facts
Type
Residential Income
Style
5-9 Family
Year Built
1890
Living Area
4,503 sq ft
Lot Size
0.20 acres
Stories
5
Bedrooms
8
Full Baths
5
Total Rooms
18
Investment Metrics
Units
5
Unit 1 Rent
$1,700/mo · Y
Unit 2 Rent
$1,285/mo · Y
Unit 3 Rent
$1,300/mo · Y
Unit 4 Rent
$1,700/mo · N
Total Monthly Rent
$5,985/mo
Gross Income
$91,020
Net Operating Income
$67,899
Operating Expenses
$23,121
Water/Sewer Expense
$4,555
Electric Expense
$500
Insurance Expense
$4,544
Cap Rate
8.76%
Interior
Heating
None
Cooling
None
Flooring
Wood
Appliances
None
Fireplace
None
Basement
None
Laundry
None
Features
None
Exterior
Construction
See Remarks
Architecture
None
Roof
Shingle
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Features
Off Street
Total Spaces
5
Utilities
Electric
Individually Metered
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$5,541
Assessed Value
$368,500
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
White
Sq Ft Source
Public Record
Documents
None
County
Hampden
Total market time (incl. prior listings)
79 days
Property Overview
Property Type
5-9 Family
Listing Type
For Sale
Year Built
1890
Bedrooms
8
Full Bathrooms
5
Living Area
4,503 sq ft
Total Rooms
18
Stories
5
Levels
5
Floor Layout
Interactive room guide
Floor Layout
Finished Area
4,503 sq ft above grade
Display Options
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood
Appliances:
Interior Features:
Windows:
Basement:
Laundry:
Security:
Construction & Materials
Year Built:
1890
Structure Type:
Exterior Materials:
See Remarks
Roof:
Shingle
Foundation:
Concrete Perimeter
Stories:
5
Heating, Cooling & Utilities
Heating:
Cooling:
Hot Water:
Natural Gas
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Other
Road Surface:
Paved
Parking & Garage
Total Parking Spaces:
5
Parking Features:
Off Street
Nearby Schools
School District
Westfield School District local
C-
Where Graduates Go
Class of 2021
58%
attend college
40%
4-Year
18%
2-Year
10%
Out of State
2%
Working
School Safety
2024-25
5.0%
Above Average
3.7%
Suspensions
2.3%
In-School
1.3%
Emergency
0.5% below state avg
Elementary Schools
10 schools
St. Mary's Parish School - Elementary
0.6 mi
Grades PK-08
Full Gospel Christian School
1.3 mi
Grades K-08
White Oak School
4.0 mi
Grades 03-12
Westfield Christian Academy
4.5 mi
Grades K-09
C-
Westfield River Elementary School
< 0.1 mi
|
#678 of 825
|
Score: 36.9
-21.3 below state avg
Limited historical data for year-over-year comparison
410 students
Diverse
Grades PK-04
B
Highland School
0.8 mi
|
#399 of 825
|
Score: 47.7
Improved 113 spots from last year
-10.5 below state avg
356 students
Moderate
Rising School
Grades PK-04
Fort Meadow Early Childhood Center
0.9 mi
162 students
Moderate
Grades PK
B
Southampton Road School
2.2 mi
|
#390 of 825
|
Score: 48.0
Dropped 42 spots from last year
-10.2 below state avg
355 students
Moderate
Grades PK-04
C
Munger Hill School
2.5 mi
|
#654 of 825
|
Score: 38.1
Dropped 240 spots from last year
-20.1 below state avg
341 students
Moderate
Grades PK-04
C
Paper Mill School
2.7 mi
|
#625 of 825
|
Score: 39.6
Dropped 69 spots from last year
-18.7 below state avg
326 students
Diverse
Grades K-04
Middle Schools
2 schools
C+
Westfield Intermediate School
2.3 mi
|
#551 of 825
|
Score: 43.0
Dropped 15 spots from last year
-15.2 below state avg
690 students
Moderate
Grades 05-06
B-
Westfield Middle School
1.1 mi
|
#205 of 352
|
Score: 40.2
Dropped 36 spots from last year
-18 below state avg
686 students
Moderate
Grades 07-08
High Schools
3 schools
A
Westfield Technical Academy
0.3 mi
|
#5 of 25
|
Score: 50.8
Improved 190 spots from last year
-7.4 below state avg
553 students
Moderate
19 sports
• 508 athletes
Early College Program
High Graduation Rate
Rising School
Career Tech Programs
Grades 09-12
St. Mary's Parish School - Secondary
0.6 mi
Grades 09-12
C+
Westfield High School
1.4 mi
|
#227 of 346
|
Score: 49.9
Improved 25 spots from last year
-8.3 below state avg
1,008 students
Moderate
20 sports
• 1,391 athletes
Early College Program
Rising School
Career Tech Programs
Strong Athletics
Grades 09-12
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Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$462
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
12 Franklin Ave, Westfield MA 01085
Westfield, MA 01085
Listing Information
Listing Agent
Michael Bradley
Listing Office
Horvath & Tremblay
Office Phone
781-776-4000
Agent MLS ID
CN249061
Office MLS ID
AN2723
Listing Data Updated
Jul 31, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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